Grand Prairie, TX

Credit Repair & Financial Services in Grand Prairie

Review 13 credit repair companies, personal lenders, and financial services in Grand Prairie, Texas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Texas avg credit score: 694 Median income: $73,035 Poverty rate: 13.4% Payday loans: Legal Texas overview →

Featured Provider Profiles in Grand Prairie

13 companies
ACE Cash Express logo

ACE Cash Express

Grand Prairie, TX location of ACE Cash Express at 410 E Pioneer Pkwy offers quick check cashing and financial services.

BBB: NR

Profile signals: Consumers needing immediate check cashing services without a bank account, Customers in states where ACE has physical locations and can access title or installment loans

Advance America logo

Advance America

Grand Prairie, TX residents can visit Advance America at 675 W Pioneer Pkwy Ste 114 for payday and title loans.

BBB: NR

Profile signals: Salaried workers needing bridge financing between paychecks, Consumers with fair/poor credit unable to qualify for bank loans

Cash America Pawn logo

Cash America Pawn

Grand Prairie, TX is home to Cash America Pawn at 2618 I-20, providing quick pawn loans and jewelry services.

BBB: NR

Profile signals: Consumers with credit constraints or no credit history comparing emergency-cash timing, People with valuable items (jewelry, electronics, instruments) they're willing to temporarily pledge for short-term cash

Cash America Pawn logo

Cash America Pawn

Grand Prairie, TX's Cash America Pawn at 310 E Main St offers quick pawn loans and merchandise purchases.

BBB: NR

Profile signals: Individuals with short-term cash needs and valuable collateral who cannot access traditional credit, Consumers seeking quick loans with eligibility and income-verification claims to verify requirements

Cash Plus Pawn #2 logo

Cash Plus Pawn #2

Cash Plus Pawn #2 is a pawn shop in Grand Prairie, TX offering competitive prices on jewelry, firearms, and electronics with flexible loan and financing options.

BBB: NR

Profile signals: Individuals researching short-term cash access and willing to pledge collateral they can retrieve, Buyers seeking discounted prices on used jewelry, firearms, or electronics

Guns & Gold Pawn, LLC. logo

Guns & Gold Pawn, LLC.

Grand Prairie, TX pawn shop offering pawn loans, firearm sales, FFL transfers, and gold and jewelry buying. Rated 5.0/5 stars from 253 Google reviews.

BBB: NR

Profile signals: Grand Prairie and DFW-area residents needing a quick collateral-based loan against jewelry, electronics, tools, or other valuables, Firearm buyers and enthusiasts seeking new or used guns from a licensed FFL dealer

Pawn Shops in Grand Prairie

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Cash America Pawn logo

Cash America Pawn

Grand Prairie, TX is home to Cash America Pawn at 2618 I-20, providing quick pawn loans and jewelry services.

BBB: NR

Profile signals: Consumers with credit constraints or no credit history comparing emergency-cash timing, People with valuable items (jewelry, electronics, instruments) they're willing to temporarily pledge for short-term cash

Cash America Pawn logo

Cash America Pawn

Grand Prairie, TX's Cash America Pawn at 310 E Main St offers quick pawn loans and merchandise purchases.

BBB: NR

Profile signals: Individuals with short-term cash needs and valuable collateral who cannot access traditional credit, Consumers seeking quick loans with eligibility and income-verification claims to verify requirements

Cash Plus Pawn #2 logo

Cash Plus Pawn #2

Cash Plus Pawn #2 is a pawn shop in Grand Prairie, TX offering competitive prices on jewelry, firearms, and electronics with flexible loan and financing options.

BBB: NR

Profile signals: Individuals researching short-term cash access and willing to pledge collateral they can retrieve, Buyers seeking discounted prices on used jewelry, firearms, or electronics

Guns & Gold Pawn, LLC. logo

Guns & Gold Pawn, LLC.

Grand Prairie, TX pawn shop offering pawn loans, firearm sales, FFL transfers, and gold and jewelry buying. Rated 5.0/5 stars from 253 Google reviews.

BBB: NR

Profile signals: Grand Prairie and DFW-area residents needing a quick collateral-based loan against jewelry, electronics, tools, or other valuables, Firearm buyers and enthusiasts seeking new or used guns from a licensed FFL dealer

Sunbelt Pawn Jewelry & Loan #12 logo

Sunbelt Pawn Jewelry & Loan #12

Family-owned pawn shop chain operating 14+ locations across Houston, Dallas, Irving, and Fort Worth since 2006, offering collateral-based loans, jewelry repair, and merchandise sales.

BBB: NR

Profile signals: Individuals researching short-term cash access with eligibility claims to verify or lengthy approval processes, People with valuable items they can temporarily part with in exchange for short-term loans

Valu + Pawn logo

Valu + Pawn

FirstCash is the leading international pawn shop operator with 3,300+ locations across the U.S., UK, and Latin America, offering pawn loans, retail sales, and gold buying services.

BBB: NR

Profile signals: Cash-constrained consumers needing immediate funds ($100-$2,000) with no-credit-qualification claims to verify, Individuals with poor or no credit history unable to access traditional personal loans or credit lines

Emergency Cash in Grand Prairie

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Advance America logo

Advance America

Grand Prairie, TX residents can visit Advance America at 675 W Pioneer Pkwy Ste 114 for payday and title loans.

BBB: NR

Profile signals: Salaried workers needing bridge financing between paychecks, Consumers with fair/poor credit unable to qualify for bank loans

Loanstar Title Loans logo

Loanstar Title Loans

Grand Prairie, TX's Loanstar Title Loans at 810 E Main St provides fast title and payday loans weekdays 10am–6pm.

BBB: NR

Profile signals: Vehicle owners facing genuine emergencies needing $1,000-$10,000 with no other credit options, People with poor credit unable to qualify for traditional personal loans or credit products

Payday Loans Texas logo

Payday Loans Texas

Online payday loan marketplace connecting Grand Prairie, TX borrowers with lenders offering short-term cash access advances. Emphasizes convenience and application-timing claims for short-term financial emergencies.

BBB: NR

Profile signals: Borrowers with immediate emergency expenses (car repair, medical bills) comparing listed funding timing, Employed individuals with checking accounts who can review qualification criteria without extensive credit review

TitleMax Title Loans logo

TitleMax Title Loans

Grand Prairie, TX's TitleMax Title Loans at 675 W Pioneer Pkwy offers title-loan profile details and cash advances to local residents.

BBB: NR

Profile signals: Consumers with vehicle title equity facing short-term cash needs (auto repair, medical expense, utility bills) and no access to traditional credit, Gig workers and self-employed individuals in Memphis area without stable income documentation for bank loans

Check Cashing & Money Services in Grand Prairie

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ACE Cash Express logo

ACE Cash Express

Grand Prairie, TX location of ACE Cash Express at 410 E Pioneer Pkwy offers quick check cashing and financial services.

BBB: NR

Profile signals: Consumers needing immediate check cashing services without a bank account, Customers in states where ACE has physical locations and can access title or installment loans

PLS Check Cashers logo

PLS Check Cashers

Grand Prairie, TX: PLS Check Cashers at 2502 S Carrier Pkwy offers 24-hour check cashing services.

BBB: NR

Profile signals: Unbanked and underbanked consumers needing immediate check cashing and bill payment services outside traditional banking hours, Individuals requiring government services (vehicle registration, license plates) combined with financial services in one location

Credit Unions in Grand Prairie

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Local 20 Ibew logo

Local 20 Ibew

Local 20 IBEW Federal Credit Union is a member-owned credit union serving electrical workers and their families in the Grand Prairie, TX area with competitive loan rates and comprehensive financial services.

BBB: NR

Profile signals: Local 20 IBEW union members seeking competitive auto loan rates and consolidated financial services, Electrical workers and their families who want union-affiliated credit union membership with community-focused service

Your Rights in Texas

Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.

Key Regulations:
  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.
  • The Texas Finance Code regulates consumer lending but exempts CABs from rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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