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Cash America Pawn in Grand Prairie, TX

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Grand Prairie, TX is home to Cash America Pawn at 2618 I-20, providing quick pawn loans and jewelry services.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn's Grand Prairie, TX location sits at 2618 I-20, a standalone storefront positioned for easy access along the main corridor. Open Monday through Friday from 9AM to 7PM, Saturday 9AM to 6PM, and Sunday 11AM to 4PM, the store serves Grand Prairie residents and visitors seeking quick financial solutions.

At this Grand Prairie location, you'll find pawn loans on jewelry, electronics, and valuable items, as well as buying services and inventory merchandise. Contact the shop at 972-854-0137 for specific questions about your items or current loan terms.

When visiting the Grand Prairie pawn shop, bring valid ID and the items you wish to pawn or sell. The Cash America Pawn team handles transactions efficiently and offers market-pricing context to compare.

Services & Features

Gold, silver, and platinum buying service with cash payment on spot
Layaway service with 10% down payment option
Lease-to-own and retail finance solutions through subsidiary AFF (15,000+ merchant partners)
Non-recourse lending with no credit check or approval process
Online store inventory browsing
Pawn FAQs and educational resources
Pawn loans secured by personal property (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
Point-of-sale payment solutions through AFF subsidiary
Retail buying and selling of merchandise across 3,300+ store locations
Store locator tool to find nearest location across U.S., Latin America, and UK

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Over 3,300 locations across 29 U.S. states plus international presence, providing maximum convenience and accessibility
  • short-term cash access available on the spot with eligibility claim to verify—serving credit-constrained consumers
  • Non-recourse pawn loans mean borrowers cannot be sued or pursued for unpaid loans, limiting personal liability
  • Wide range of acceptable collateral (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
  • Layaway service available with just 10% down payment for customers who want to purchase without full upfront payment
  • Gold and precious metals buying service for short-term cash access conversion of jewelry and valuables
  • Publicly traded company (S&P 400, Russell 2000 indices) indicating strong compliance, transparency, and operational standards

Cons

  • Non-recourse pawn loans mean permanent loss of collateral if loan is not repaid—no flexibility to recover items
  • Pawn loan interest rates and fees, while competitive within the industry, are higher in listed context than traditional personal loans or credit
  • Items pawned are sold off if loan defaults, creating real financial and emotional loss for borrowers
  • Retail merchandise model means inventory is unpredictable and specific items cannot be guaranteed to be in stock

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Grand Prairie, TX. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 10 services including Pawn loans secured by personal property (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Retail buying and selling of merchandise across 3,300+ store locations, Gold, silver, and platinum buying service with cash payment on spot, Layaway service with 10% down payment option, Store locator tool to find nearest location across U.S., Latin America, and UK, and 5 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers with credit constraints or no credit history comparing emergency-cash timing, People with valuable items (jewelry, electronics, instruments) they're willing to temporarily pledge for short-term cash, Borrowers seeking an alternative to payday loans with non-recourse lending (no debt collection risk), Individuals looking to sell valuables (gold, jewelry, electronics) for short-term cash access without brokerage fees.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: Over 3,300 locations across 29 U.S. states plus international presence, providing maximum convenience and accessibility; short-term cash access available on the spot with eligibility claim to verify—serving credit-constrained consumers; Non-recourse pawn loans mean borrowers cannot be sued or pursued for unpaid loans, limiting personal liability. Areas to consider: Non-recourse pawn loans mean permanent loss of collateral if loan is not repaid—no flexibility to recover items; Pawn loan interest rates and fees, while competitive within the industry, are higher in listed context than traditional personal loans or credit.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
2618 I-20, Grand Prairie, TX 75052
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for credit-constrained consumers in genuine financial emergencies who have valuable collateral they can pledge for short-term cash access. The main caveat is that this is a collateral-based loan model where failure to repay results in permanent loss of the pledged item—this should be a last resort, not a primary borrowing strategy, and customers should be confident they can repay within the loan term to avoid losing irreplaceable valuables.

Profile Signals

  • Consumers with credit constraints or no credit history comparing emergency-cash timing
  • People with valuable items (jewelry, electronics, instruments) they're willing to temporarily pledge for short-term cash
  • Borrowers seeking an alternative to payday loans with non-recourse lending (no debt collection risk)
  • Individuals looking to sell valuables (gold, jewelry, electronics) for short-term cash access without brokerage fees
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Grand Prairie, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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