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Cash America Pawn in Grand Prairie, TX

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Grand Prairie, TX's Cash America Pawn at 310 E Main St offers quick pawn loans and merchandise purchases.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn operates at 310 E Main St in Grand Prairie, TX, serving the local community from a standalone storefront. The location features typical pawn shop operations with merchandise displays and service counters. Hours of operation: Monday–Friday 9:30 AM–6:30 PM, Saturday 9:30 AM–6 PM, and Sunday 11 AM–4 PM.

This Grand Prairie location provides pawn loans against personal belongings, purchases of merchandise at competitive prices, and short-term cash access solutions for residents. You can contact the store at +1 972-264-0386 to discuss your items, get valuations, or arrange a transaction.

For Grand Prairie residents in need of short-term cash access or looking to buy quality secondhand merchandise, this pawn shop is accessible on E Main St. Bring a valid ID and the items you wish to pawn or sell. Cash America Pawn keeps it straightforward: fair evaluations and same-day payouts.

Services & Features

Gold, silver, and precious metal buying for cash
Layaway service with 10% down payment option
Lease-to-own payment solutions through AFF subsidiary
Non-recourse pawn lending (no legal obligation to repay beyond forfeiting collateral)
Pawn loans secured by personal property pledges
Retail finance payment solutions through 15,000+ merchant partner locations
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator and merchandise inventory search
Wide-variety merchandise buying (buys almost anything of value)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Large network of 3,300+ locations provides convenient access across multiple states and countries
  • Non-recourse loans mean no legal obligation to repay beyond forfeiting the pledged collateral
  • published application timing and same-day cash with eligibility and income-verification claims to verify requirements
  • No credit history requirements—accessible to those with poor credit or no credit history
  • Publicly traded company with S&P index inclusion ensures regulatory compliance and financial stability
  • Diverse merchandise buying option allows borrowing against jewelry, electronics, tools, and other valuables
  • Layaway service provides affordable purchasing with 10% down payment option

Cons

  • Pawn loans are high-cost borrowing—interest rates and terms vary by state but typically exceed conventional loan rates
  • Loss of collateral risk: failure to repay results in permanent loss of pledged personal property with no recourse
  • Limited loan amounts tied to collateral value, making large loans difficult unless items have significant worth
  • Retail merchandise quality and selection varies by location; inventory is constantly changing
  • Pawn loans are short-term solutions, typically 30-90 days, creating renewal/rollover repeat-borrowing cycles for some borrowers

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Grand Prairie, TX. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 9 services including Pawn loans secured by personal property pledges, Gold, silver, and precious metal buying for cash, Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Layaway service with 10% down payment option, Lease-to-own payment solutions through AFF subsidiary, and 4 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Individuals with short-term cash needs and valuable collateral who cannot access traditional credit, Consumers seeking quick loans with eligibility and income-verification claims to verify requirements, People looking to sell jewelry, gold, electronics, or other merchandise for short-term cash access, Borrowers wanting an alternative to payday loans or title loans with non-recourse terms.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: Large network of 3,300+ locations provides convenient access across multiple states and countries; Non-recourse loans mean no legal obligation to repay beyond forfeiting the pledged collateral; published application timing and same-day cash with eligibility and income-verification claims to verify requirements. Areas to consider: Pawn loans are high-cost borrowing—interest rates and terms vary by state but typically exceed conventional loan rates; Loss of collateral risk: failure to repay results in permanent loss of pledged personal property with no recourse.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
310 E Main St, Grand Prairie, TX 75050
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for individuals with valuable personal property who are researching short-term cash access and lack access to traditional credit or cannot qualify for conventional loans. The critical caveat is that pawn loans are expensive short-term borrowing vehicles that result in permanent loss of pledged items if unpaid, making them suitable only when no other financing alternatives exist and the borrower can afford the interest and terms.

Profile Signals

  • Individuals with short-term cash needs and valuable collateral who cannot access traditional credit
  • Consumers seeking quick loans with eligibility and income-verification claims to verify requirements
  • People looking to sell jewelry, gold, electronics, or other merchandise for short-term cash access
  • Borrowers wanting an alternative to payday loans or title loans with non-recourse terms
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Grand Prairie, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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