Englewood, CO

Loan Companies in Englewood, CO

Compare loan companies in Englewood, Englewood credit repair, personal loans Englewood, and business loans Englewood research paths in one local guide. Review 8 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Englewood

8 companies

Colorado Lending Team

Englewood, CO

BBB NR

Colorado Lending Team simplifies mortgage financing with personalized loan options for home purchases and refinances. They offer pre-approval letters, rate comparisons, and educational resources for first-time homebuyers. Review this Englewood listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Englewood, CO profile links back to a full CreditDoc review with sourced fields.

Casino Pawn

Englewood, CO

BBB NR

Privately owned pawn shop in Centennial, CO offering collateral-based loans, gold/jewelry buying, and item sales with no credit check required. Review this Englewood listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Englewood, CO profile links back to a full CreditDoc review with sourced fields.

Pawn King

Englewood, CO

BBB NR

Pawn King operates multiple locations across the Denver Metro area, offering short-term pawn loans and purchases on items of value with same-day cash disbursement. Review this Englewood listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Englewood, CO profile links back to a full CreditDoc review with sourced fields.

Fast Cash

Englewood, CO

BBB NR

FirstCash is the leading international pawn shop operator with 3,300+ locations across the U.S., Latin America, and the UK, offering pawn loans secured by personal property and retail merchandise sales. Review this Englewood listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Englewood, CO profile links back to a full CreditDoc review with sourced fields.

Moneytree

Englewood, CO

BBB NR

Moneytree offers installment loans ($100–$525) and check cashing services with same-day funding options and multiple Colorado branch locations. Review this Englewood listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Englewood, CO profile links back to a full CreditDoc review with sourced fields.

Denver Auto Gallery

Englewood, CO

BBB NR

Independent used car dealership in Englewood, CO offering pre-owned luxury vehicles with in-house financing, trade-in valuations, and same-day pickup options. Review this Englewood listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Englewood, CO profile links back to a full CreditDoc review with sourced fields.

Pawn Shops in Englewood

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CreditDoc lists 4 pawn shops providers in Englewood, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Englewood provider — comparison is the fastest way to spot outliers on cost or terms.

Casino Pawn

Privately owned pawn shop in Centennial, CO offering collateral-based loans, gold/jewelry buying, and item sales with no credit check required.

Pawn King

Pawn King operates multiple locations across the Denver Metro area, offering short-term pawn loans and purchases on items of value with same-day cash disbursement.

Fast Cash

FirstCash is the leading international pawn shop operator with 3,300+ locations across the U.S., Latin America, and the UK, offering pawn loans secured by personal property and retail merchandise sales.

EZPAWN

Englewood, CO's EZPAWN location at 5030 S Broadway provides pawn loans and jewelry/electronics buying services.

Business Loans Englewood, CO

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CreditDoc lists 2 business loans providers in Englewood, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Englewood provider — comparison is the fastest way to spot outliers on cost or terms.

Denver Auto Gallery

Independent used car dealership in Englewood, CO offering pre-owned luxury vehicles with in-house financing, trade-in valuations, and same-day pickup options.

Emergency Cash in Englewood

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CreditDoc lists 1 emergency cash provider in Englewood, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Englewood provider — comparison is the fastest way to spot outliers on cost or terms.

Moneytree

Moneytree offers installment loans ($100–$525) and check cashing services with same-day funding options and multiple Colorado branch locations.

Mortgages & Home Loans in Englewood

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CreditDoc lists 1 mortgages & home loans provider in Englewood, CO. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Englewood provider — comparison is the fastest way to spot outliers on cost or terms.

Colorado Lending Team

Colorado Lending Team simplifies mortgage financing with personalized loan options for home purchases and refinances. They offer pre-approval letters, rate comparisons, and educational resources for f

Colorado Rules for Englewood Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Englewood consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Colorado cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

Colorado state-level protections: Consumers in Englewood, CO are also protected by Colorado state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Colorado for the current usury cap, payday-lending status, and licensing board contact details. If a Englewood provider quotes rates or fees above the Colorado usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Englewood offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Englewood, CO, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Englewood: Any Colorado credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Englewood listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Englewood Credit & Borrowing Checklist

Before contacting any Englewood lender or credit repair company, download the CreditDoc research checklist tailored to Colorado consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Englewood, CO.

Why the checklist matters for Englewood residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Colorado. A credit repair contract that meets federal minimums may still fail Colorado's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Englewood. The checklist walks you through the Colorado-specific checks first, then the federal ones — in the order that matters most for Englewood borrowers.

Working with Credit Repair and Loan Providers in Englewood

Every Englewood listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Englewood, CO provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Englewood credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Colorado state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Englewood loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Englewood lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Englewood residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Colorado state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Englewood, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Englewood, CO consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Englewood

How do I choose a credit repair company in Englewood, CO?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Englewood credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Colorado. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Englewood or elsewhere — to charge you before services are performed.

Are payday loans legal in Colorado?

Payday loan legality varies significantly by state. Some states, including Colorado, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Colorado state overview page for the current status. If a Englewood lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Englewood?

Personal loans in Englewood, CO are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Englewood should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Englewood lender is legitimate?

Three quick checks: (1) search the Colorado Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Englewood should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Englewood — BBB does not verify quality but does verify that the business exists at its stated address. Every Englewood lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Englewood, Englewood credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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How the Englewood data is sourced

Every Englewood, CO provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Englewood listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

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