Pawn King logo

Pawn King in Englewood, CO

4.3/5
Google rating from 227 reviews

Pawn King operates multiple locations across the Denver Metro area, offering short-term pawn loans and purchases on items of value with same-day cash disbursement.

Data compiled from public sources · Google rating shown when a stored review count is available

Pawn King Review

Pawn King is a pawn shop chain based in Denver, Colorado, with multiple locations throughout the Denver Metro area. The company has established itself as a local player in the collateral-based lending space, operating under the branding "Cash is King" to emphasize their core profile context of short-term cash access. The business appears to have been operating for several years and maintains an online presence to facilitate customer inquiries and information requests.

Pawn King's primary service is offering short-term pawn loans on items of value, alongside direct purchase of merchandise. They explicitly state they will "pawn anything of value" and invite customers to contact them about items not pictured on their website. Their website includes sample images of acceptable collateral, though specific categories are not detailed in the available content. The company emphasizes speed and convenience, promoting "fast and easy cash on the spot" as a key selling point. They maintain multiple location advantages to serve customers across a broader geographic area within the metro region.

What distinguishes Pawn King is their multi-location strategy within the Denver Metro area, which theoretically provides greater accessibility compared to single-location competitors. They also explicitly invite customer inquiry about non-standard items, suggesting flexibility in their collateral acceptance criteria. The company references competitive interest rates and encourages customers to click through for current rate information, indicating rate transparency is part of their positioning.

Pawn King operates in a sector with inherent limitations. The website provides minimal detail about specific terms, interest rates, loan duration, or redemption policies. As with all pawn shops, customers must understand that failure to repay results in loss of collateral, and pawn loans typically carry higher costs than traditional lending. The vague website language ("almost anything") lacks the specificity borrowers need to evaluate actual terms before visiting a location.

Services & Features

Direct purchase/buy of items from customers
Electronics pawn/purchase
Flexible collateral acceptance (customer inquiry invited)
Interest rate quotes (available by contacting location or clicking Info)
Jewelry and gold pawn/purchase
Loan redemption services
Multi-location pawn services across Denver Metro area
Musical instrument pawn/purchase
Same-day cash disbursement
Short-term pawn loans on items of value

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Multiple Denver Metro area locations for geographic accessibility and convenience
  • Advertises same-day cash disbursement ("cash on the spot") for immediate liquidity needs
  • Accepts wide variety of collateral ("anything of value"), offering flexibility versus specialty pawn shops
  • Explicitly invites customer inquiry about unlisted items, suggesting willingness to negotiate collateral terms
  • References competitive interest rates and states rates are available online (though not displayed on homepage)
  • Long-standing local business with established presence in Denver market
  • eligibility claim to verify for pawn loans (inherent to pawn lending model)

Cons

  • Website lacks specific interest rates, fees, loan terms, or redemption details — customers must contact locations directly
  • No information about loan duration, maximum loan amounts, or what happens if items are not redeemed
  • Minimal transparency about which item categories are actually accepted or how items are valued
  • As with all pawn shops, collateral is forfeited if loan is not repaid, making this a high-risk borrowing method
  • Website provides no customer reviews, ratings, or comparable public verification context of fair pricing or service quality

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Englewood, CO. It does not confirm that Pawn King or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Money services context in Colorado

Short-term lending status: Restricted

General rate context: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute

Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Pawn King offer?

Pawn King offers 10 services including Short-term pawn loans on items of value, Direct purchase/buy of items from customers, Same-day cash disbursement, Multi-location pawn services across Denver Metro area, Flexible collateral acceptance (customer inquiry invited), and 5 more.

What profile signals are listed for Pawn King?

Pawn King has profile signals associated with Consumers with valuable items seeking fast short-term cash who can afford to lose the collateral, People unable to access traditional credit who need same-day liquidity for emergencies, Those selling used items of value (electronics, jewelry, musical instruments, etc.) to pawn shops, Local Denver Metro residents seeking convenient pawn services at multiple nearby locations.

What are the strengths and weaknesses of Pawn King?

Key strengths: Multiple Denver Metro area locations for geographic accessibility and convenience; Advertises same-day cash disbursement ("cash on the spot") for immediate liquidity needs; Accepts wide variety of collateral ("anything of value"), offering flexibility versus specialty pawn shops. Areas to consider: Website lacks specific interest rates, fees, loan terms, or redemption details — customers must contact locations directly; No information about loan duration, maximum loan amounts, or what happens if items are not redeemed.

How does Pawn King compare to similar companies?

In the Pawn Shops category, comparable providers include E Pawn College Park, Lincoln Square Pawnbrokers, Inc., Uncle Dan's Pawn Shop - Big Town Mesquite. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
Englewood, CO
BBB Accredited
No
Visit Pawn King

CreditDoc Profile Note

Research Note on Pawn King

Pawn King is best suited for Denver Metro residents with valuable collateral who are researching short-term cash access and can risk losing their items if unable to repay within the loan term. Primary caveat: the website is frustratingly sparse on actual terms, rates, and policies — borrowers must contact a physical location to understand the true cost and mechanics of any loan.

Profile Signals

  • Consumers with valuable items seeking fast short-term cash who can afford to lose the collateral
  • People unable to access traditional credit who need same-day liquidity for emergencies
  • Those selling used items of value (electronics, jewelry, musical instruments, etc.) to pawn shops
  • Local Denver Metro residents seeking convenient pawn services at multiple nearby locations
Updated 2026-04-29

Similar Companies

E Pawn College Park logo

E Pawn College Park

ePawn is the largest independently owned pawn shop chain in Atlanta with 8 locations, offering in-store and online collateral loans on luxury items ranging from $1K to $1M with eligibility claims to verify.

2.9/5

Google rating from 69 reviews

BBB: NR

Profile signals: Customers in urgent expense situations needing same-day cash without credit approval, Owners of high-value luxury items (watches, jewelry, handbags, vehicles) seeking quick liquidity

Lincoln Square Pawnbrokers, Inc. logo

Lincoln Square Pawnbrokers, Inc.

Manhattan-based pawn shop offering cash loans on jewelry, watches, electronics, and precious metals since 1946. Licensed pawnbroker on NYC's Upper West Side.

4.8/5

Google rating from 86 reviews

BBB: NR

Profile signals: Manhattan Upper West Side residents who are researching short-term cash access and have jewelry, watches, or electronics to pledge, Borrowers with poor or no credit history who may not meet traditional personal-loan criteria

Uncle Dan's Pawn Shop - Big Town Mesquite logo

Uncle Dan's Pawn Shop - Big Town Mesquite

Uncle Dan's Pawn operates 9 locations across the Dallas area, offering collateral-based loans, buy/sell services, and merchandise sales with eligibility claims to verify.

5.0/5

Google rating from 2,490 reviews

BBB: NR

Profile signals: Consumers with poor or no credit history researching emergency-cash options and have valuable collateral, Individuals looking to sell unwanted jewelry, firearms, or merchandise quickly for cash

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Quick Summary

  • Pawn King is listed as a Pawn Shops provider in Englewood, CO on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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