Privately owned pawn shop in Centennial, CO offering collateral-based loans, gold/jewelry buying, and item sales with no credit check required.
Data compiled from public sources · Google rating shown when a stored review count is available
Casino Pawn is a privately owned pawn shop located in Centennial, Colorado, with over 50 years of combined industry experience among its staff. The shop operates as a full-service pawnbroker accepting a wide range of collateral including precious metals, jewelry, watches, electronics, antiques, and firearms. They position themselves as a fast-cash alternative for consumers who need immediate liquidity with eligibility claims to verify or traditional lending requirements.
The company offers three primary services: pawn loans (collateral-based renewable loans with monthly service charges), direct purchase of items for cash, and a no-interest lay-a-way program for customers interested in merchandise currently in stock. Their loan structure is listed, with monthly service charges ranging from 10-20% depending on loan amount and item category. Notably, they advertise renewable loans with no time limit as long as monthly service charges are paid, and a 10-day grace period after the 30-day payment deadline before items enter default status.
Casino Pawn distinguishes itself through competitive positioning on pricing ("top price paid"), overhead cost advantage due to smaller operation size, and flexibility on loan terms via phone contact. They emphasize customer service as their priority and offer secured, confidential storage of pledged items.
As a pawn shop, Casino Pawn serves consumers in immediate financial need but operates in a high-cost lending category. Monthly interest rates of 10-20% translate to 120-240% annualized rates, which are legal under Colorado pawn shop regulations but substantially exceed rates available through credit unions, personal loans, or payday alternatives. The business model requires customers to part with personal property, carries default risk through item forfeiture, and involves a 30-day police clearance hold on purchased items.
This is state-level context for Pawn Shops consumers in Englewood, CO. It does not confirm that Casino Pawn or this specific location is licensed.
State regulator
Colorado Department of Regulatory Agencies - Division of Banking
Consumer protection
Short-term lending status: Restricted
General rate context: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute
Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer protections for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Casino Pawn offers 12 services including Pawn loans (collateral-based renewable loans), Monthly service charge payments (10-20% depending on loan amount/category), Item purchase for immediate cash, No-interest lay-a-way program (10% down, flexible payment terms), Secured and insured storage of pledged items, and 7 more.
Casino Pawn has profile signals associated with Consumers with poor or no credit history needing immediate emergency cash, People with valuable items (gold, jewelry, electronics) who prefer to borrow rather than sell, Individuals seeking short-term collateral loans with flexible renewal terms, Sellers of precious metals and jewelry wanting competitive cash offers without consignment delays.
Key strengths: eligibility claim to verify—loans available regardless of credit history; Renewable loans with no time limit as long as monthly service charge is paid; 10-day grace period after 30-day payment deadline before item forfeiture. Areas to consider: High effective interest rates (10-20% monthly = 120-240% annualized) despite being legal under state law; Risk of losing personal property permanently if monthly service charges are not paid.
In the Pawn Shops category, comparable providers include EZPAWN Luxe, First Cash Pawn, Regal Capital Lenders - Atlanta's Jewelry Diamond Gold Buyer. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Casino Pawn is profile signals for consumers in immediate financial crisis who have valuable personal property but lack access to traditional credit. The critical caveat is that monthly interest rates of 10-20% (120-240% annualized) make this an expensive last-resort borrowing option compared to credit unions, personal loans, or emergency assistance programs—customers should exhaust lower-cost alternatives before pawning items.
EZPAWN Luxe is a pawn shop in Austin, TX offering collateral-based loans, gold/jewelry buying, and discounted pre-owned merchandise with flexible payment options.
Google rating from 558 reviews
Profile signals: Individuals with items of value (electronics, jewelry, tools, gaming equipment) who are researching short-term cash access with eligibility claims to verify, Customers seeking discounted pre-owned brand-name merchandise at 25-70% below retail prices
Indianapolis First Cash Pawn at 5620 W Washington provides pawn loans, valuations, and short-term cash access.
Google rating from 398 reviews
Profile signals: Consumers with immediate urgent expense research and no access to traditional bank credit, People seeking to convert unused personal property (jewelry, electronics, instruments) into short-term cash access
Asset-based lender specializing in jewelry, watches, diamonds, and luxury goods with certified gemologists offering loans starting at 5% APR and outright purchases in Buckhead, Atlanta.
Google rating from 131 reviews
Profile signals: Affluent Atlanta-area residents needing short-term liquidity for luxury goods with privacy concerns, Individuals with high-value jewelry, watches, or designer items seeking fair market valuations over time-pressured sales
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