Clearwater, FL

Credit Repair & Financial Services in Clearwater

Review 7 credit repair companies, personal lenders, and financial services in Clearwater, Florida. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Florida avg credit score: 706 Median income: $71,711 Poverty rate: 11.4% Payday loans: Legal Florida overview →

Featured Provider Profiles in Clearwater

7 companies
CAPITOL CITY BUY • SELL • PAWN logo

CAPITOL CITY BUY • SELL • PAWN

Multi-location pawn shop chain offering collateral-based loans, firearms sales, and precious metals trading across Pennsylvania and Florida with real-time gold/silver pricing.

BBB: NR

Profile signals: Consumers needing quick short-term cash against valuable collateral they're willing to temporarily surrender, Precious metals sellers seeking listed, market-rate valuations for gold and silver

Cash America Pawn logo

Cash America Pawn

Clearwater, FL's Cash America Pawn at 1530 S Missouri Ave offers quick loans on jewelry, electronics, and valuables with convenient Mon-Sat 9AM-6PM hours.

BBB: NR

Profile signals: Consumers with short-term cash needs who own valuable personal property they can temporarily pledge, People without access to traditional credit (low credit score, no credit history, recent bankruptcy)

City-County Employees logo

City-County Employees

City-County Employees Credit Union is a member-owned financial cooperative in Clearwater, FL offering checking, savings, loans, and credit cards to credit union members.

BBB: NR

Profile signals: Members seeking comprehensive auto and vehicle financing with integrated shopping tools, Credit union members in the Clearwater, Florida area wanting local financial services

Coast to Coast Pawn logo

Coast to Coast Pawn

Family-owned pawn shop in Clearwater, FL offering collateral-based loans, merchandise buying/selling, and gold services since 2014.

BBB: NR

Profile signals: Customers with items of value researching short-term cash access for emergencies with eligibility claims to verify, People interested in buying discounted electronics, jewelry, tools, or sporting equipment

Flagship Bank logo

Flagship Bank

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

Sunset Jewelry and Loan logo

Sunset Jewelry and Loan

Sunset Jewelry & Loan is a pawn shop in Clearwater, FL offering personal asset loans, jewelry buying/selling, and repair services with a focus on unique inventory.

BBB: NR

Profile signals: Customers researching short-term cash access who own jewelry, watches, or collectibles they can temporarily part with, People seeking to sell estate jewelry or inherited items quickly without auction delays

Pawn Shops in Clearwater

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CAPITOL CITY BUY • SELL • PAWN logo

CAPITOL CITY BUY • SELL • PAWN

Multi-location pawn shop chain offering collateral-based loans, firearms sales, and precious metals trading across Pennsylvania and Florida with real-time gold/silver pricing.

BBB: NR

Profile signals: Consumers needing quick short-term cash against valuable collateral they're willing to temporarily surrender, Precious metals sellers seeking listed, market-rate valuations for gold and silver

Cash America Pawn logo

Cash America Pawn

Clearwater, FL's Cash America Pawn at 1530 S Missouri Ave offers quick loans on jewelry, electronics, and valuables with convenient Mon-Sat 9AM-6PM hours.

BBB: NR

Profile signals: Consumers with short-term cash needs who own valuable personal property they can temporarily pledge, People without access to traditional credit (low credit score, no credit history, recent bankruptcy)

Coast to Coast Pawn logo

Coast to Coast Pawn

Family-owned pawn shop in Clearwater, FL offering collateral-based loans, merchandise buying/selling, and gold services since 2014.

BBB: NR

Profile signals: Customers with items of value researching short-term cash access for emergencies with eligibility claims to verify, People interested in buying discounted electronics, jewelry, tools, or sporting equipment

Sunset Jewelry and Loan logo

Sunset Jewelry and Loan

Sunset Jewelry & Loan is a pawn shop in Clearwater, FL offering personal asset loans, jewelry buying/selling, and repair services with a focus on unique inventory.

BBB: NR

Profile signals: Customers researching short-term cash access who own jewelry, watches, or collectibles they can temporarily part with, People seeking to sell estate jewelry or inherited items quickly without auction delays

Banks in Clearwater

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Flagship Bank logo

Flagship Bank

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

Waterfall Bank logo

Waterfall Bank

Unable to complete profile. Website returns access denied error, preventing verification of company legitimacy, services, and business operations.

BBB: NR

Profile signals: Local banking with personal service, Review this provider profile and compare source-linked details before choosing what to do next.

Credit Unions in Clearwater

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City-County Employees logo

City-County Employees

City-County Employees Credit Union is a member-owned financial cooperative in Clearwater, FL offering checking, savings, loans, and credit cards to credit union members.

BBB: NR

Profile signals: Members seeking comprehensive auto and vehicle financing with integrated shopping tools, Credit union members in the Clearwater, Florida area wanting local financial services

Your Rights in Florida

Florida Consumer Protections: Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.

Key Regulations:
  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.
  • The Florida Consumer Finance Act regulates installment lenders with tiered rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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