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Family-owned pawn shop in Clearwater, FL offering collateral-based loans, merchandise buying/selling, and gold services since 2014.
Data compiled from public sources
Coast to Coast Pawn is a family-owned and operated pawn shop established in 2014, located in Clearwater, Florida. The business positions itself as a straightforward alternative to traditional lending, with a staff that includes a Certified Gemologist and an emphasis on honest, dignified service. The company operates during standard retail hours (Monday-Friday 9am-6pm, Saturday 10am-5pm) and can be reached at 727-461-0498.
The shop offers multiple revenue streams beyond traditional pawn loans. Core services include collateral-based short-term loans on items of value, merchandise buying and selling (jewelry, electronics, tools, sporting equipment, musical instruments), gold and precious metals purchasing, jewelry repair services, and both handgun and rifle sales with Federal Firearms License compliance.
Cost to Coast differentiates itself through staffing experience context (Certified Gemologist on-site), a price-matching commitment on gold purchases, and a listed loan structure where interest payments allow concurrent principal paydown. The loan approval process reportedly takes only minutes. The company frames pawn lending as a legitimate financial solution for emergency expenses including auto repair, job loss, medical bills, and unexpected household costs.
As a pawn shop, Coast to Coast serves a specific niche: consumers researching short-term cash access against collateral who may not qualify for traditional credit products. The primary caveat is that pawn loans are short-term solutions requiring item forfeiture if not repaid, and the company does not disclose interest rates or loan terms on its website. Customers should be aware that while the business emphasizes reputation and integrity, pawn loans inherently involve risk of losing personal property.
This is state-level context for Pawn Shops consumers in Clearwater, FL. It does not confirm that Coast to Coast Pawn or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Coast to Coast Pawn offers 10 services including Short-term collateral-based pawn loans, Merchandise buying and selling (jewelry, electronics, watches, tools, antiques, musical instruments), Gold and precious metals purchasing at competitive rates, Diamond and platinum buying services, Handgun and rifle sales with Federal Firearms License compliance, and 5 more.
Coast to Coast Pawn has profile signals associated with Customers with items of value researching short-term cash access for emergencies with eligibility claims to verify, People interested in buying discounted electronics, jewelry, tools, or sporting equipment, Those with broken or unwanted precious metals, gold, or diamonds seeking fair-value purchases, Gun owners and hunters seeking to buy or sell firearms through an FFL-compliant dealer.
Key strengths: Staff includes a Certified Gemologist, providing experience context for jewelry and precious metals evaluation; Explicit price-matching promise on gold purchases—will match or exceed competitor bids; Fast loan process taking only minutes from application to funding. Areas to consider: No interest rates, APR, or loan term details disclosed on website—borrowers cannot comparison shop; Limited operating hours (closed Sundays, weekday closing at 6pm) may not suit all customers.
In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Coast to Coast Pawn is profile signals for consumers facing short-term cash needs who have items of value to pledge as collateral and cannot or prefer not to use traditional credit products. The critical caveat is that no interest rates or loan terms are disclosed online; borrowers must visit in-person or call to understand the actual cost of borrowing, and should understand that defaulting on a pawn loan results in permanent loss of the pledged item.
Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.
Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car
Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.
Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
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