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Clearwater, FL's Cash America Pawn at 1530 S Missouri Ave offers quick loans on jewelry, electronics, and valuables with convenient Mon-Sat 9AM-6PM hours.
Data compiled from public sources
Cash America Pawn is located at 1530 S Missouri Ave in Clearwater, FL, serving the central Clearwater area with straightforward access from nearby neighborhoods. The store operates Mon-Sat 9AM-6PM and Sun 12-5PM, making it accessible for both weekday errands and weekend transactions. This full-service pawn location accepts loans on jewelry, electronics, designer items, collectibles, and other valuables.
At the Clearwater location, customers receive short-term cash access offers based on item appraisal or can browse pre-owned inventory including jewelry, electronics, and sporting goods. Call 727-443-2263 to get a quick estimate before visiting. This Clearwater pawn shop completes transactions the same day, without lengthy approval processes or fees to verify.
Clearwater residents researching emergency-cash options should bring a valid ID and the items you'd like to pawn or sell. The store closes at 6PM weekdays and 5PM Sunday, so plan accordingly for your visit. Cash America Pawn at this Clearwater, FL location provides fair valuations and fast payouts.
This is state-level context for Pawn Shops consumers in Clearwater, FL. It does not confirm that Cash America Pawn or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Cash America Pawn offers 10 services including Pawn loans secured by personal property (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Non-recourse collateral-based lending, Retail sales of pawned and second-hand merchandise, Gold and precious metal buying and valuation, Layaway service with 10% down payment option, and 5 more.
Cash America Pawn has profile signals associated with Consumers with short-term cash needs who own valuable personal property they can temporarily pledge, People without access to traditional credit (low credit score, no credit history, recent bankruptcy), Individuals seeking quick liquidity with eligibility and income-verification claims to verify, Buyers looking for discounted merchandise through retail pawn shop inventory.
Key strengths: Massive geographic footprint with 3,300+ locations across 29 U.S. states, DC, UK, and Latin America for convenient access; Fast non-recourse pawn loans secured by personal property—eligibility claim to verify; Buys and sells diverse merchandise including jewelry, electronics, tools, appliances, sporting goods, and musical instruments. Areas to consider: Pawn loans require surrendering personal property as collateral—items are lost if loan not repaid; Interest rates and fees not disclosed on website, making true cost of borrowing opaque.
In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for unbanked or underbanked consumers who are researching short-term cash access and own valuable personal property they can temporarily pledge as collateral. The main caveat is that pawn loans require surrendering physical items, meaning default results in permanent loss of those possessions—making this suitable only for customers who can afford to lose the pledged items or are confident in their repayment ability.
Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.
Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car
Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.
Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer
Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.
Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan
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