Bedford, TX

Credit Repair & Financial Services in Bedford

Review 5 credit repair companies, personal lenders, and financial services in Bedford, Texas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Texas avg credit score: 694 Median income: $73,035 Poverty rate: 13.4% Payday loans: Legal Texas overview →

Featured Provider Profiles in Bedford

5 companies
Fort Worth Community Credit Union logo

Fort Worth Community Credit Union

Fort Worth Community Credit Union is a member-owned financial institution offering checking, savings, loans, credit cards, and mortgage services across the DFW area with rate claims to verify.

4.0/5

Google rating from 401 reviews

BBB: NR

Profile signals: North Texas residents seeking member-owned credit union banking with local branch access, Auto buyers and homebuyers in the DFW area looking for competitive loan rates and personalized service

ACE Cash Express logo

ACE Cash Express

Bedford, TX ACE Cash Express at 383 E Pipeline Rd offers payday and title-loan profile details.

BBB: NR

Profile signals: Consumers researching short-term cash access and willing to accept higher costs for speed, Individuals requiring bundled services like check cashing combined with short-term lending

Cash America Pawn logo

Cash America Pawn

Bedford, TX's Cash America Pawn at North Central Drive offers quick loans on jewelry, electronics, and tools.

BBB: NR

Profile signals: Individuals with valuable items (jewelry, electronics, instruments) needing short-term cash, Credit-constrained or unbanked consumers who cannot access traditional bank loans

First Cash Pawn logo

First Cash Pawn

Bedford, TX's First Cash Pawn at 1315 Brown Trail offers short-term cash access for jewelry, electronics, tools, and collectibles.

BBB: NR

Profile signals: Consumers with short-term cash needs ($100-$5,000+) who own valuable items and lack access to traditional credit, Individuals seeking to sell gold, jewelry, or electronics quickly for cash without haggling at multiple locations

Fort Worth Community logo

Fort Worth Community

Fort Worth City Credit Union is a member-owned, not-for-profit financial institution offering loans, savings accounts, checking, and credit cards to Texas residents.

BBB: NR

Profile signals: Fort Worth and Texas residents seeking local credit union membership with community roots, Vehicle buyers looking for competitive auto loan rates and refinancing options

Pawn Shops in Bedford

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Cash America Pawn logo

Cash America Pawn

Bedford, TX's Cash America Pawn at North Central Drive offers quick loans on jewelry, electronics, and tools.

BBB: NR

Profile signals: Individuals with valuable items (jewelry, electronics, instruments) needing short-term cash, Credit-constrained or unbanked consumers who cannot access traditional bank loans

First Cash Pawn logo

First Cash Pawn

Bedford, TX's First Cash Pawn at 1315 Brown Trail offers short-term cash access for jewelry, electronics, tools, and collectibles.

BBB: NR

Profile signals: Consumers with short-term cash needs ($100-$5,000+) who own valuable items and lack access to traditional credit, Individuals seeking to sell gold, jewelry, or electronics quickly for cash without haggling at multiple locations

Credit Unions in Bedford

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Fort Worth Community Credit Union logo

Fort Worth Community Credit Union

Fort Worth Community Credit Union is a member-owned financial institution offering checking, savings, loans, credit cards, and mortgage services across the DFW area with rate claims to verify.

4.0/5

Google rating from 401 reviews

BBB: NR

Profile signals: North Texas residents seeking member-owned credit union banking with local branch access, Auto buyers and homebuyers in the DFW area looking for competitive loan rates and personalized service

Fort Worth Community logo

Fort Worth Community

Fort Worth City Credit Union is a member-owned, not-for-profit financial institution offering loans, savings accounts, checking, and credit cards to Texas residents.

BBB: NR

Profile signals: Fort Worth and Texas residents seeking local credit union membership with community roots, Vehicle buyers looking for competitive auto loan rates and refinancing options

Emergency Cash in Bedford

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ACE Cash Express logo

ACE Cash Express

Bedford, TX ACE Cash Express at 383 E Pipeline Rd offers payday and title-loan profile details.

BBB: NR

Profile signals: Consumers researching short-term cash access and willing to accept higher costs for speed, Individuals requiring bundled services like check cashing combined with short-term lending

Your Rights in Texas

Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.

Key Regulations:
  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.
  • The Texas Finance Code regulates consumer lending but exempts CABs from rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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