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First Cash Pawn in Bedford, TX

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Bedford, TX's First Cash Pawn at 1315 Brown Trail offers quick cash for jewelry, electronics, tools, and collectibles.

Data compiled from public sources

First Cash Pawn Review

Located at 1315 Brown Trail in Bedford, TX, First Cash Pawn operates as a standalone pawn shop serving the local community. The store is open Monday through Saturday from 10AM to 7PM, and Sunday from 12PM to 6PM, making it accessible for both weekday and weekend customers in Bedford. This convenient location provides quick access to pawn services for residents throughout the Bedford area.

The shop specializes in fair-value pawns and sales of jewelry, electronics, tools, sporting equipment, and collectibles. Expert staff evaluate items quickly and offer rate claims to verify. To inquire about specific items, get an estimate, or check current inventory, contact the Bedford location at +1 817-282-8057.

Bring a valid government-issued ID and your items—the team handles transactions promptly with listed terms. Local residents value this Bedford pawn shop for emergency cash needs and quality secondhand finds at competitive prices.

Services & Features

Buy services for items of value at retail locations
Consumer FAQs and educational resources on pawn loans
Gold, silver, and platinum buying with immediate cash payment
Item appraisal and valuation services
Layaway services with 10% down payment option
Lease-to-own and retail finance payment solutions (through subsidiary AFF at 15,000+ merchant partner locations)
Online store locator to find nearest FirstCash location
Pawn loans secured by personal property (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
Point-of-sale payment solutions technology integration
Retail merchandise sales of pawned and purchased items

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America ensure convenient access for consumers comparing profile details
  • Listed on S&P MidCap 400 and Russell 2000 indices, signaling financial stability and institutional credibility
  • Non-recourse pawn loans mean eligibility claim to verify and no personal liability beyond loss of collateral
  • Buys and sells wide variety of items (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
  • Offers layaway services with affordable 10% down payment for customers who want alternative purchasing options
  • Gold and precious metals buying program provides short-term cash access for items most people have at home
  • Fast funding—same-day or next-day cash on pawn loans with no underwriting delays

Cons

  • Pawn loans carry higher effective interest rates and fees compared to personal loans or credit alternatives
  • Non-recourse nature means items are permanently lost if redemption deadline is missed—no grace periods implied
  • Limited to collateral-based lending; customers must own valuable physical items to qualify for loans
  • Retail merchandise quality and selection varies by location; no listed refund term of finding desired items
  • Website does not disclose specific loan terms, APR ranges, fees, or redemption periods, making comparison difficult

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Bedford, TX. It does not confirm that First Cash Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Cash Pawn offer?

First Cash Pawn offers 10 services including Pawn loans secured by personal property (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Gold, silver, and platinum buying with immediate cash payment, Retail merchandise sales of pawned and purchased items, Layaway services with 10% down payment option, Lease-to-own and retail finance payment solutions (through subsidiary AFF at 15,000+ merchant partner locations), and 5 more.

What profile signals are listed for First Cash Pawn?

First Cash Pawn has profile signals associated with Consumers with short-term cash needs ($100-$5,000+) who own valuable items and lack access to traditional credit, Individuals seeking to sell gold, jewelry, or electronics quickly for cash without haggling at multiple locations, Credit-constrained or unbanked consumers who need fast funding with eligibility and income-verification claims to verify, Budget-conscious shoppers interested in layaway plans as an alternative to credit cards or financing.

What are the strengths and weaknesses of First Cash Pawn?

Key strengths: 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America ensure convenient access for consumers comparing profile details; Listed on S&P MidCap 400 and Russell 2000 indices, signaling financial stability and institutional credibility; Non-recourse pawn loans mean eligibility claim to verify and no personal liability beyond loss of collateral. Areas to consider: Pawn loans carry higher effective interest rates and fees compared to personal loans or credit alternatives; Non-recourse nature means items are permanently lost if redemption deadline is missed—no grace periods implied.

How does First Cash Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1315 Brown Trail, Bedford, TX 76022
BBB Accredited
No
Visit First Cash Pawn

CreditDoc Profile Note

Research Note on First Cash Pawn

FirstCash is profile signals for cash-constrained consumers with valuable possessions who need immediate funds and cannot access traditional credit products. The main caveat is that pawn lending, while fast and accessible, is higher in listed-cost context than personal loans or payday alternatives—redemption deadlines are firm, and failure to repay results in permanent loss of collateral rather than debt or credit impact.

Profile Signals

  • Consumers with short-term cash needs ($100-$5,000+) who own valuable items and lack access to traditional credit
  • Individuals seeking to sell gold, jewelry, or electronics quickly for cash without haggling at multiple locations
  • Credit-constrained or unbanked consumers who need fast funding with eligibility and income-verification claims to verify
  • Budget-conscious shoppers interested in layaway plans as an alternative to credit cards or financing
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • First Cash Pawn is listed as a Pawn Shops provider in Bedford, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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