Part of the Cash America Pawn chain · locations
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Cash America Pawn in Bedford, TX

3.9/5

Bedford, TX's Cash America Pawn at North Central Drive offers quick loans on jewelry, electronics, and tools.

Data compiled from public sources · Rating from CreditDoc methodology

Cash America Pawn Review

Cash America Pawn in Bedford, TX is located at 2301 North Central Drive, serving the North Texas community with accessible storefront parking. The Bedford store is open Monday through Friday from 9:30 AM to 6:30 PM, Saturday from 9 AM to 6 PM, and closed on Sundays. This location has been a fixture in the central Bedford area, providing quick financial solutions to local residents for years.

The Bedford location offers loans and sales for jewelry, electronics, tools, guitars, and collectibles with fair market valuations and no credit checks required. Staff at this Cash America Pawn store specialize in quick appraisals and same-day cash payouts. To discuss what you have to pawn or sell, call +1 817-835-0898 during business hours, or bring items in person for an immediate offer.

Bedford residents visiting this North Central Drive location should bring a valid government-issued ID and the items they wish to pawn or sell. Cash America Pawn provides a straightforward alternative to personal loans, with transparent terms and flexible loan terms based on item value. The Bedford store's team completes transactions quickly, giving you cash in hand within minutes.

Services & Features

Cash advances on personal property value
Gold, silver, and platinum buying with immediate cash payment
Item layaway and purchase programs
Layaway services with 10% down payment option
Lease-to-own financing through subsidiary AFF at 15,000+ retail merchant locations
Merchandise acquisition for items of value
Pawn loan renewals and extensions (implied by FAQ section)
Pawn loans secured by personal property pledges
Retail buying and selling of jewelry, electronics, tools, appliances, sporting goods, musical instruments
Retail finance payment solutions for consumer goods and services
Store locator and inventory search tools

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ retail locations across 29 U.S. states, UK, and Latin America providing convenient access
  • Fast pawn loans with no credit check required, serving credit-constrained consumers
  • Wide range of merchandise accepted including jewelry, electronics, tools, appliances, sporting goods, and musical instruments
  • Publicly traded company listed on S&P MidCap 400 and Russell 2000 indexes providing transparency and legitimacy
  • Gold and precious metals buying service offering immediate cash for valuable items
  • Layaway service available with only 10% down payment for customers wanting to purchase items
  • Non-recourse pawn loans mean customers only lose pledged items if loan isn't repaid, without additional debt

Cons

  • Interest rates on pawn loans not disclosed on website; customers must visit store for pricing
  • Requires surrendering personal property as collateral, creating risk of loss if loan defaults
  • No mention of loan terms, repayment periods, or renewal options on public-facing website
  • Limited transparency about redemption timelines and storage policies for pledged items
  • Pawn loans typically come with higher effective interest rates compared to traditional bank lending

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Cash America Pawn legitimate?

Yes. Cash America Pawn is a registered company, headquartered in 2301 North Central Drive, Suite A, Bedford, TX 76021.

Quick Facts

Headquarters
2301 North Central Drive, Suite A, Bedford, TX 76021
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Cash America Pawn

CreditDoc Diagnosis

Doctor's Verdict on Cash America Pawn

FirstCash is best for consumers who own valuable items and need immediate cash without credit verification, including those seeking gold buyouts or affordable purchases through layaway. The main caveat is that pawn loans require surrendering collateral and typically carry higher interest rates than traditional lending; customers should only pledge items they can afford to lose and carefully evaluate loan-to-value ratios before proceeding.

Best For

  • Individuals with valuable items (jewelry, electronics, instruments) needing immediate short-term cash
  • Credit-constrained or unbanked consumers who cannot access traditional bank loans
  • People seeking to purchase items affordably through the layaway service with 10% down
  • Customers looking to sell gold, silver, or platinum for quick cash without broker fees
Updated 2026-04-29

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