Part of the Cash America Pawn chain · locations
Cash America Pawn logo

Cash America Pawn in Bedford, TX

No stored Google rating available.

Bedford, TX's Cash America Pawn at North Central Drive offers quick loans on jewelry, electronics, and tools.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn in Bedford, TX is located at 2301 North Central Drive, serving the North Texas community with accessible storefront parking. The Bedford store is open Monday through Friday from 9:30 AM to 6:30 PM, Saturday from 9 AM to 6 PM, and closed on Sundays. This location has been a fixture in the central Bedford area, providing quick financial solutions to local residents for years.

The Bedford location offers loans and sales for jewelry, electronics, tools, guitars, and collectibles with fair market valuations and eligibility claims to verify. Staff at this Cash America Pawn store specialize in quick appraisals and same-day cash payouts. To discuss what you have to pawn or sell, call +1 817-835-0898 during business hours, or bring items in person for an immediate offer.

Bedford residents visiting this North Central Drive location should bring a valid government-issued ID and the items they wish to pawn or sell. Cash America Pawn provides a straightforward alternative to personal loans, with listed terms and flexible loan terms based on item value. The Bedford store's team completes transactions quickly, giving you cash in hand within minutes.

Services & Features

Cash advances on personal property value
Gold, silver, and platinum buying with immediate cash payment
Item layaway and purchase programs
Layaway services with 10% down payment option
Lease-to-own financing through subsidiary AFF at 15,000+ retail merchant locations
Merchandise acquisition for items of value
Pawn loan renewals and extensions (implied by FAQ section)
Pawn loans secured by personal property pledges
Retail buying and selling of jewelry, electronics, tools, appliances, sporting goods, musical instruments
Retail finance payment solutions for consumer goods and services
Store locator and inventory search tools

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 3,300+ retail locations across 29 U.S. states, UK, and Latin America providing convenient access
  • Fast pawn loans with eligibility claim to verify, serving credit-constrained consumers
  • Wide range of merchandise accepted including jewelry, electronics, tools, appliances, sporting goods, and musical instruments
  • Publicly traded company listed on S&P MidCap 400 and Russell 2000 indexes providing transparency and legitimacy
  • Gold and precious metals buying service offering short-term cash access for valuable items
  • Layaway service available with only 10% down payment for customers wanting to purchase items
  • Non-recourse pawn loans mean customers only lose pledged items if loan isn't repaid, without additional debt

Cons

  • Interest rates on pawn loans not disclosed on website; customers must visit store for pricing
  • Requires surrendering personal property as collateral, creating risk of loss if loan defaults
  • No mention of loan terms, repayment periods, or renewal options on public-facing website
  • Limited transparency about redemption timelines and storage policies for pledged items
  • Pawn loans typically come with higher effective interest rates compared to traditional bank lending

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Bedford, TX. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 11 services including Pawn loans secured by personal property pledges, Retail buying and selling of jewelry, electronics, tools, appliances, sporting goods, musical instruments, Gold, silver, and platinum buying with immediate cash payment, Layaway services with 10% down payment option, Item layaway and purchase programs, and 6 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Individuals with valuable items (jewelry, electronics, instruments) needing short-term cash, Credit-constrained or unbanked consumers who cannot access traditional bank loans, People seeking to purchase items affordably through the layaway service with 10% down, Customers looking to sell gold, silver, or platinum for short-term cash access without broker fees.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: 3,300+ retail locations across 29 U.S. states, UK, and Latin America providing convenient access; Fast pawn loans with eligibility claim to verify, serving credit-constrained consumers; Wide range of merchandise accepted including jewelry, electronics, tools, appliances, sporting goods, and musical instruments. Areas to consider: Interest rates on pawn loans not disclosed on website; customers must visit store for pricing; Requires surrendering personal property as collateral, creating risk of loss if loan defaults.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
2301 North Central Drive, Suite A, Bedford, TX 76021
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for consumers who own valuable items and are researching short-term cash access without credit verification, including those seeking gold buyouts or affordable purchases through layaway. The main caveat is that pawn loans require surrendering collateral and typically carry higher interest rates than traditional lending; customers should only pledge items they can afford to lose and carefully evaluate loan-to-value ratios before proceeding.

Profile Signals

  • Individuals with valuable items (jewelry, electronics, instruments) needing short-term cash
  • Credit-constrained or unbanked consumers who cannot access traditional bank loans
  • People seeking to purchase items affordably through the layaway service with 10% down
  • Customers looking to sell gold, silver, or platinum for short-term cash access without broker fees
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

Compare Your Needs With Cash America Pawn

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Bedford, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Cash America Pawn and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.