Baton Rouge, LA

Credit Repair & Financial Services in Baton Rouge

Review 15 credit repair companies, personal lenders, and financial services in Baton Rouge, Louisiana. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Louisiana avg credit score: 687 Median income: $57,852 Poverty rate: 18.6% Payday loans: Legal Louisiana overview →

Featured Provider Profiles in Baton Rouge

15 companies
B1Bank logo

B1Bank

B1Bank is a full-service bank offering personal and commercial banking products including checking, savings, CDs, IRAs, and credit cards, with FDIC insurance backing.

BBB: NR

Profile signals: Small business owners seeking integrated personal and commercial banking with business analytics tools, Individuals looking for FDIC-insured savings and CD products with rate claims to verify

Breco logo

Breco

BRECO Federal Credit Union is a member-owned credit union offering savings accounts, checking, loans, and credit cards. Established institution with focus on member service and financial accessibility.

BBB: NR

Profile signals: Individuals with no credit history or fair credit seeking to build or rebuild credit with personalized support, Auto buyers seeking vehicle financing with integrated car shopping and loan services

Campus logo

Campus

Campus Credit Union is a member-owned financial cooperative in Kansas offering checking, savings, lending, and mortgage services with emphasis on personalized member relationships.

BBB: NR

Profile signals: Wichita-area residents seeking competitive auto loans and mortgage services from a relationship-focused lender, Long-term banking customers who value personal relationships and staff familiarity over corporate efficiency

Currency Bank logo

Currency Bank

Regional FDIC-insured bank offering checking, savings, loans, and agri-business services across Louisiana and Arkansas with emphasis on personal relationships and local service.

BBB: NR

Profile signals: Business owners and farmers in Louisiana and Arkansas seeking agri-business financing, Customers who prefer relationship-based banking with personal attention over online-only models

Department of Corrections logo

Department of Corrections

DOCCU is a member-owned credit union serving corrections department employees since 1957, offering vehicle loans, mortgages, credit cards, and deposit accounts with rate claims to verify.

BBB: NR

Profile signals: Corrections department employees and their immediate families seeking vehicle financing with personalized service, Members prioritizing long-term banking relationships and credit union member-ownership benefits

Eagle Louisiana logo

Eagle Louisiana

Eagle Federal Credit Union is a member-owned, not-for-profit financial institution offering checking, savings, loans, and VISA cards with rate claims to verify and online banking services.

BBB: NR

Profile signals: Members seeking a member-owned alternative to for-profit banks with better alignment of institutional incentives, Borrowers looking for competitive auto loans and flexible personal loans with reasonable terms

Credit Unions in Baton Rouge

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Breco logo

Breco

BRECO Federal Credit Union is a member-owned credit union offering savings accounts, checking, loans, and credit cards. Established institution with focus on member service and financial accessibility.

BBB: NR

Profile signals: Individuals with no credit history or fair credit seeking to build or rebuild credit with personalized support, Auto buyers seeking vehicle financing with integrated car shopping and loan services

Campus logo

Campus

Campus Credit Union is a member-owned financial cooperative in Kansas offering checking, savings, lending, and mortgage services with emphasis on personalized member relationships.

BBB: NR

Profile signals: Wichita-area residents seeking competitive auto loans and mortgage services from a relationship-focused lender, Long-term banking customers who value personal relationships and staff familiarity over corporate efficiency

Department of Corrections logo

Department of Corrections

DOCCU is a member-owned credit union serving corrections department employees since 1957, offering vehicle loans, mortgages, credit cards, and deposit accounts with rate claims to verify.

BBB: NR

Profile signals: Corrections department employees and their immediate families seeking vehicle financing with personalized service, Members prioritizing long-term banking relationships and credit union member-ownership benefits

Eagle Louisiana logo

Eagle Louisiana

Eagle Federal Credit Union is a member-owned, not-for-profit financial institution offering checking, savings, loans, and VISA cards with rate claims to verify and online banking services.

BBB: NR

Profile signals: Members seeking a member-owned alternative to for-profit banks with better alignment of institutional incentives, Borrowers looking for competitive auto loans and flexible personal loans with reasonable terms

East Baton Rouge Teachers logo

East Baton Rouge Teachers

Federal credit union serving East Baton Rouge Parish school employees, teachers, and students since 1951. Offers member-focused financial services including loans, savings accounts, and vehicle financing.

BBB: NR

Profile signals: East Baton Rouge Parish school teachers and employees seeking accessible, low-fee financial services, Students and families of school system employees who want to build credit and establish banking relationships

Essential logo

Essential

Essential Credit Union is a member-owned, NCUA-insured financial cooperative serving the Baton Rouge, LA area with personal banking, lending, and investment products.

BBB: NR

Profile signals: Louisiana residents and employees in Baton Rouge metro area seeking member-owned banking with rate claims to verify, Auto loan borrowers considering refinancing with community-focused service

Banks in Baton Rouge

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B1Bank logo

B1Bank

B1Bank is a full-service bank offering personal and commercial banking products including checking, savings, CDs, IRAs, and credit cards, with FDIC insurance backing.

BBB: NR

Profile signals: Small business owners seeking integrated personal and commercial banking with business analytics tools, Individuals looking for FDIC-insured savings and CD products with rate claims to verify

Currency Bank logo

Currency Bank

Regional FDIC-insured bank offering checking, savings, loans, and agri-business services across Louisiana and Arkansas with emphasis on personal relationships and local service.

BBB: NR

Profile signals: Business owners and farmers in Louisiana and Arkansas seeking agri-business financing, Customers who prefer relationship-based banking with personal attention over online-only models

First National Banker'S Bank logo

First National Banker'S Bank

First National Bankers Bank is a correspondent banking service provider offering operational, compliance, and financial products exclusively to community banks and credit unions.

BBB: NR

Profile signals: Community banks seeking to consolidate multiple service vendors into a single correspondent banking relationship, De novo bank organizers requiring escrow services and bank formation support

Investar Bank, National Association logo

Investar Bank, National Association

Investar Bank is a full-service community bank serving the Southeastern U.S. with personal, small business, and commercial banking products including checking, savings, loans, and digital banking services.

BBB: NR

Profile signals: Southeastern U.S. residents seeking personal relationship banking with local branch access, Small business owners and commercial customers needing tailored financing and treasury management

Free Help in Baton Rouge

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Louisiana Housing Corporation logo

Louisiana Housing Corporation

Louisiana Housing Corporation is a state agency offering homeownership programs, affordable housing development funding, and HUD-approved homebuyer counseling to Louisiana residents.

BBB: NR

Profile signals: First-time Louisiana homebuyers seeking below-market mortgage rates and free counseling, Low-to-moderate income households qualifying for affordable housing programs

Mortgages & Home Loans in Baton Rouge

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Nsc (Naca Counseling Subsidiary) - Baton Rouge, LA logo

Nsc (Naca Counseling Subsidiary) - Baton Rouge, LA

NACA is a national non-profit housing counselor providing character-based mortgage lending and HUD housing counseling services to underserved communities, with no down payment, closing costs, or credit score requirements.

BBB: NR

Profile signals: Low-to-moderate income individuals and families with poor or no credit history seeking first-time homeownership, Communities of color historically excluded from traditional mortgage lending due to discriminatory practices

Your Rights in Louisiana

Louisiana Consumer Protections: Louisiana allows payday lending with a $500 cap and tiered fee structure. The Office of Financial Institutions regulates all consumer lenders. Louisiana has one of the highest poverty rates in the nation, making consumer-protection context especially important. Complaints can be filed with OFI or the Attorney General.

Interest Rate Cap: Louisiana usury cap: 12% default rate; payday loans exempt with fees up to $20 per $100 ($350 max) or 16.75% per $100 ($350+).

Key Regulations:
  • Payday loans capped at $350 with fee of $20 per $100; amounts over $350 (up to $500) at 16.75% per $100.
  • Loan term must be between 14-30 days.
  • Rollovers are limited; borrower cannot have more than $500 in outstanding payday loans.
  • Licensed lenders regulated under the Louisiana Consumer Credit Law.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Louisiana Attorney General Consumer Protection Section.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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