Credit Unions Provider Profiles in Baton Rouge, LA

Review 9 listed credit unions profiles associated with Baton Rouge, Louisiana.

9 Listed Profiles Payday: Legal

Louisiana Lending Regulations

Louisiana allows payday lending with a $500 cap and tiered fee structure. The Office of Financial Institutions regulates all consumer lenders. Louisiana has one of the highest poverty rates in the nation, making consumer-protection context especially important. Complaints can be filed with OFI or the Attorney General.

Usury cap: 12% default rate; payday loans exempt with fees up to $20 per $100 ($350 max) or 16.75% per $100 ($350+) Agency: Louisiana Attorney General Consumer Protection Section

Listed Credit Unions Profiles in Baton Rouge (9)

Breco logo

Breco

BRECO Federal Credit Union is a member-owned credit union offering savings accounts, checking, loans, and credit cards. Established institution with focus on member service and financial accessibility.

BBB: NR

Profile signals: Individuals with no credit history or fair credit seeking to build or rebuild credit with personalized support, Auto buyers seeking vehicle financing with integrated car shopping and loan services

Campus logo

Campus

Campus Credit Union is a member-owned financial cooperative in Kansas offering checking, savings, lending, and mortgage services with emphasis on personalized member relationships.

BBB: NR

Profile signals: Wichita-area residents seeking competitive auto loans and mortgage services from a relationship-focused lender, Long-term banking customers who value personal relationships and staff familiarity over corporate efficiency

Department of Corrections logo

Department of Corrections

DOCCU is a member-owned credit union serving corrections department employees since 1957, offering vehicle loans, mortgages, credit cards, and deposit accounts with rate claims to verify.

BBB: NR

Profile signals: Corrections department employees and their immediate families seeking vehicle financing with personalized service, Members prioritizing long-term banking relationships and credit union member-ownership benefits

Eagle Louisiana logo

Eagle Louisiana

Eagle Federal Credit Union is a member-owned, not-for-profit financial institution offering checking, savings, loans, and VISA cards with rate claims to verify and online banking services.

BBB: NR

Profile signals: Members seeking a member-owned alternative to for-profit banks with better alignment of institutional incentives, Borrowers looking for competitive auto loans and flexible personal loans with reasonable terms

East Baton Rouge Teachers logo

East Baton Rouge Teachers

Federal credit union serving East Baton Rouge Parish school employees, teachers, and students since 1951. Offers member-focused financial services including loans, savings accounts, and vehicle financing.

BBB: NR

Profile signals: East Baton Rouge Parish school teachers and employees seeking accessible, low-fee financial services, Students and families of school system employees who want to build credit and establish banking relationships

Essential logo

Essential

Essential Credit Union is a member-owned, NCUA-insured financial cooperative serving the Baton Rouge, LA area with personal banking, lending, and investment products.

BBB: NR

Profile signals: Louisiana residents and employees in Baton Rouge metro area seeking member-owned banking with rate claims to verify, Auto loan borrowers considering refinancing with community-focused service

Formation logo

Formation

Formation Federal Credit Union is a Baton Rouge-based credit union offering checking, savings, loans, mortgages, and credit cards with member-focused service and federal deposit insurance.

BBB: NR

Profile signals: Employees of member companies and Select Employee Groups (SEGs) in the Baton Rouge region, Individuals seeking member-owned financial institutions with dividend-bearing accounts

Neighbors logo

Neighbors

Member-owned credit union serving the Greater St. Louis area since 1928, offering checking, savings, loans, and mortgages with lower fees and rate claims to verify.

BBB: NR

Profile signals: St. Louis area residents seeking lower-cost banking with community-focused service, Homebuyers interested in 100% financing mortgage options without substantial down payments

Pelican logo

Pelican

Pelican State Credit Union offers checking, savings, credit cards, personal loans, and home equity lines of credit to members with access to nationwide ATM networks and free credit counseling.

BBB: NR

Profile signals: Existing or prospective credit union members seeking comprehensive banking with integrated credit counseling, Consumers with existing high-interest credit card balances eligible for balance transfer offers