Augusta, ME

Credit Repair & Financial Services in Augusta

Review 5 credit repair companies, personal lenders, and financial services in Augusta, Maine. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Maine avg credit score: 718 Median income: $68,251 Poverty rate: 11.2% Payday loans: Restricted Maine overview →

Featured Provider Profiles in Augusta

5 companies
Capital Area logo

Capital Area

Not-for-profit federal credit union serving Kennebec, Waldo, and Lincoln Counties in Maine since 1954, offering checking, savings, loans, and digital banking services.

BBB: NR

Profile signals: Maine residents in Kennebec, Waldo, or Lincoln Counties seeking community-focused banking, Individuals and families prioritizing not-for-profit member ownership over corporate banking

Connected logo

Connected

Member-owned credit union serving Augusta and Winslow, Maine with savings accounts, lending products, and digital banking services across Kennebec, Somerset, Lincoln, and Waldo counties.

BBB: NR

Profile signals: Maine residents in Kennebec, Somerset, Lincoln, and Waldo counties seeking local relationship banking, Borrowers who want to finance vehicles directly at dealerships without third-party lenders

K V logo

K V

K V Federal Credit Union is a Maine-based credit union with $130M in assets, 10,952 members, and 3 branches offering traditional member banking services.

BBB: NR

Profile signals: Augusta, Maine residents and surrounding communities seeking local credit union banking, Members prioritizing not-for-profit, member-owned financial institution principles

Kennebec Savings Bank logo

Kennebec Savings Bank

Kennebec Savings Bank is a community-focused financial institution serving 35 Maine communities with deposit accounts, loans, mortgages, and investment services.

BBB: NR

Profile signals: Maine residents seeking community-focused banking with local reinvestment of deposits, First-time homebuyers in the bank's 35-community service area needing listed mortgage guidance

Trademark logo

Trademark

Trademark Federal Credit Union is a Maine-based, member-owned credit union serving Cumberland, Sagadahoc, and Kennebec counties with auto loans, personal loans, mortgages, and digital banking.

BBB: NR

Profile signals: Maine residents in Cumberland, Sagadahoc, or Kennebec counties seeking member-owned credit union benefits, Borrowers wanting to refinance auto loans or consolidate high-interest credit card debt at rate claims to verify

Credit Unions in Augusta

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Capital Area logo

Capital Area

Not-for-profit federal credit union serving Kennebec, Waldo, and Lincoln Counties in Maine since 1954, offering checking, savings, loans, and digital banking services.

BBB: NR

Profile signals: Maine residents in Kennebec, Waldo, or Lincoln Counties seeking community-focused banking, Individuals and families prioritizing not-for-profit member ownership over corporate banking

Connected logo

Connected

Member-owned credit union serving Augusta and Winslow, Maine with savings accounts, lending products, and digital banking services across Kennebec, Somerset, Lincoln, and Waldo counties.

BBB: NR

Profile signals: Maine residents in Kennebec, Somerset, Lincoln, and Waldo counties seeking local relationship banking, Borrowers who want to finance vehicles directly at dealerships without third-party lenders

K V logo

K V

K V Federal Credit Union is a Maine-based credit union with $130M in assets, 10,952 members, and 3 branches offering traditional member banking services.

BBB: NR

Profile signals: Augusta, Maine residents and surrounding communities seeking local credit union banking, Members prioritizing not-for-profit, member-owned financial institution principles

Trademark logo

Trademark

Trademark Federal Credit Union is a Maine-based, member-owned credit union serving Cumberland, Sagadahoc, and Kennebec counties with auto loans, personal loans, mortgages, and digital banking.

BBB: NR

Profile signals: Maine residents in Cumberland, Sagadahoc, or Kennebec counties seeking member-owned credit union benefits, Borrowers wanting to refinance auto loans or consolidate high-interest credit card debt at rate claims to verify

Banks in Augusta

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Kennebec Savings Bank logo

Kennebec Savings Bank

Kennebec Savings Bank is a community-focused financial institution serving 35 Maine communities with deposit accounts, loans, mortgages, and investment services.

BBB: NR

Profile signals: Maine residents seeking community-focused banking with local reinvestment of deposits, First-time homebuyers in the bank's 35-community service area needing listed mortgage guidance

Your Rights in Maine

Maine Consumer Protections: Maine does not have specific payday loan legislation but regulates consumer lending under its Consumer Credit Code with rate caps that make traditional payday lending impractical. The Bureau of Consumer Credit Protection enforces lending laws. Consumers can file complaints with the Bureau or the Attorney General.

Interest Rate Cap: Maine usury cap: 30% for supervised loans under $2,000; no specific payday loan statute. Payday lending is restricted.

Key Regulations:
  • No specific payday loan statute; lenders must comply with general usury and licensing laws.
  • Supervised lender rates capped at 30% for loans under $2,000.
  • The Maine Consumer Credit Code provides comprehensive consumer-protection context.
  • The Bureau of Consumer Credit Protection is the primary regulator for consumer lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Maine Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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