Connected logo

Connected in Augusta, ME

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Member-owned credit union serving Augusta and Winslow, Maine with savings accounts, lending products, and digital banking services across Kennebec, Somerset, Lincoln, and Waldo counties.

Data compiled from public sources

Connected Review

Connected Credit Union is a not-for-profit, member-owned financial cooperative operating in Augusta and Winslow, Maine. The institution is federally insured through the NCUA and serves residents across Kennebec, Somerset, Lincoln, and Waldo counties in central Maine. Like all credit unions, Connected operates on a cooperative model where members are part-owners rather than customers of a traditional bank.

Connected offers a comprehensive range of consumer financial products including deposit accounts (savings, checking, money market, club accounts, and certificates), loan products (auto, recreational, student, personal, and mortgages), and digital banking services. They provide VISA credit cards with variable rates, home equity lines of credit, and listed accounts such as Health Savings Accounts (HSA) and IRA retirement accounts. Members can access their accounts through online banking, mobile banking, mobile check deposit, and bill pay services.

The credit union also offers shared branching and ATM access through their network. Connected distinguishes itself as a local financial institution with decision-making authority at the branch level, emphasizing fast loan approval processes and the ability to finance vehicles directly at dealerships. They promote accessibility features on their website and offer youth-focused products including a Youth Savings Program and scholarship opportunities.

The institution actively markets limited-time promotional rates on products like home equity lines of credit and maintains an accessible mobile banking platform with mobile pay functionality. As a credit union, Connected serves its membership with member-owned governance and typically offers more favorable rates on deposits and loans compared to for-profit banks. However, membership requirements and geographic service limitations apply.

Like most traditional credit unions, they may have fewer branch locations and ATMs than large national banks, though shared branching mitigates this limitation.

Services & Features

ATM and shared branch network access
Auto/vehicle loans with dealership financing
Checking accounts (including Free4Me Checking)
Club accounts (Christmas Club, vacation savings)
Debit cards with rewards program
Health Savings Accounts (HSA)
Home equity lines of credit
IRA retirement accounts
Life and disability insurance
Mobile check deposit
Mobile pay
Mortgages and home purchase financing
Online banking and mobile banking
Online bill pay
Recreational loans
Savings accounts (standard and high-yield)
Share certificates (CDs)
Student loans
VISA credit cards
Youth Savings Program

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Member-owned cooperative structure with NCUA federal insurance protection
  • Local decision-making on loans with advertised published application timing processes
  • Can finance vehicles directly at dealerships without separate dealer financing
  • Comprehensive product suite including mortgages, auto loans, credit cards, and investment products
  • Digital-first capabilities including mobile check deposit, mobile pay, and online bill pay
  • listed accounts like HSA and IRA options for retirement and healthcare savings
  • Youth programs including Youth Savings accounts and scholarship opportunities

Cons

  • Limited geographic service area restricted to Augusta/Winslow, Maine and surrounding counties
  • Likely has fewer physical branch locations and ATMs compared to national banks (though mitigated by shared branching)
  • Membership eligibility requirements may apply (standard for credit unions)
  • Credit card variable rate of 11.99% is not presented as particularly competitive without comparison data
  • Website does not clearly disclose membership fees, minimum balance requirements, or full terms for deposit products

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Augusta, ME. It does not confirm that Connected or this specific location is licensed.

State regulator

Maine Bureau of Consumer Credit Protection

Key state rules to check

  • No specific payday loan statute; lenders must comply with general usury and licensing laws.
  • Supervised lender rates capped at 30% for loans under $2,000.
  • The Maine Consumer Credit Code provides comprehensive consumer protections.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Connected offer?

Connected offers 20 services including Savings accounts (standard and high-yield), Club accounts (Christmas Club, vacation savings), Checking accounts (including Free4Me Checking), Share certificates (CDs), IRA retirement accounts, and 15 more.

What profile signals are listed for Connected?

Connected has profile signals associated with Maine residents in Kennebec, Somerset, Lincoln, and Waldo counties seeking local relationship banking, Borrowers who want to finance vehicles directly at dealerships without third-party lenders, Members prioritizing member-ownership governance and not-for-profit financial institution values, Families seeking youth savings programs and youth financial education opportunities.

What are the strengths and weaknesses of Connected?

Key strengths: Member-owned cooperative structure with NCUA federal insurance protection; Local decision-making on loans with advertised published application timing processes; Can finance vehicles directly at dealerships without separate dealer financing. Areas to consider: Limited geographic service area restricted to Augusta/Winslow, Maine and surrounding counties; Likely has fewer physical branch locations and ATMs compared to national banks (though mitigated by shared branching).

How does Connected compare to similar companies?

In the Credit Unions category, comparable providers include Ancorum, Capital Area, Casco. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1967
Headquarters
Augusta, ME
BBB Accredited
No
Certifications
NCUA Insured Charter #62976
Visit Connected

CreditDoc Profile Note

Research Note on Connected

Connected Credit Union is profile signals for central Maine residents who value member-owned, not-for-profit financial institutions and want local relationship lending with fast decision-making. The main caveat is geographic limitation—membership and full service access are restricted to the Augusta/Winslow area and surrounding Maine counties, making this institution unsuitable for out-of-state applicants or those outside the service territory.

Profile Signals

  • Maine residents in Kennebec, Somerset, Lincoln, and Waldo counties seeking local relationship banking
  • Borrowers who want to finance vehicles directly at dealerships without third-party lenders
  • Members prioritizing member-ownership governance and not-for-profit financial institution values
  • Families seeking youth savings programs and youth financial education opportunities
Updated 2026-05-14

Similar Companies

Ancorum logo

Ancorum

Ancorum Credit Union is a Maine-based, member-owned financial institution serving the state since 1956, offering checking, savings, loans, mortgages, and credit cards with ATM network fee context.

BBB: NR

Profile signals: Maine agricultural producers and farmers seeking listed financing through Maine Harvest Solutions, Maine residents seeking member-owned, not-for-profit banking with community roots and local service

Capital Area logo

Capital Area

Not-for-profit federal credit union serving Kennebec, Waldo, and Lincoln Counties in Maine since 1954, offering checking, savings, loans, and digital banking services.

BBB: NR

Profile signals: Maine residents in Kennebec, Waldo, or Lincoln Counties seeking community-focused banking, Individuals and families prioritizing not-for-profit member ownership over corporate banking

Casco logo

Casco

Casco Federal Credit Union is a member-owned, not-for-profit credit union serving Cumberland & York County with checking, savings, loans, and investment services.

BBB: NR

Profile signals: Local residents of Cumberland and York County seeking accessible investing with low minimums, Members prioritizing auto loans at competitive promotional rates with published application timing

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Quick Summary

  • Connected is listed as a Credit Unions provider in Augusta, ME on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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