Review 5 credit repair companies, personal lenders, and financial services in Alexandria, Louisiana. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Alexandria Municipal Employees Credit Union is a state-chartered, member-owned credit union established in 1951, offering loans, online banking, and financial services to qualified members.
Profile signals: Alexandria municipal employees seeking member-owned, non-profit banking services with lifetime access, Current and former city employees who want to maintain credit union membership after job transitions
Cenla CAC is a Louisiana-based nonprofit providing free emergency assistance with utilities, rent, food, and other essentials for low-income residents in Rapides Parish.
Profile signals: Low-income households facing utility disconnection or eviction with documented proof of notice, Senior citizens (60+) needing assistance with utilities, rent, or prescriptions who meet federal income guidelines
District 08 Federal Credit Union is a member-owned credit union in Alexandria, Louisiana offering loans, debit cards, online banking, and credit cards to local members.
Profile signals: Alexandria, Louisiana residents or employees with specific employer/community eligibility for membership, Vehicle buyers seeking competitive auto, boat, RV, or specialty vehicle financing from a mission-driven lender
HUD-approved nonprofit credit and housing counseling agency serving Central Louisiana since 1990. Provides free financial management, homebuyer education, and foreclosure intervention.
Profile signals: First-time homebuyers in Central Louisiana seeking HUD-approved pre-purchase counseling and education, Homeowners facing mortgage delinquency or foreclosure risk in Rapides Parish, Alexandria, or Boyce
Red River Bank is a community-focused regional bank offering checking, savings, loans, credit cards, and investment services with emphasis on local decision-making and personalized service.
Profile signals: Community-focused customers seeking relationship banking with local decision-makers and branch access, Small business owners needing locally-approved commercial lending and business banking services
Alexandria Municipal Employees Credit Union is a state-chartered, member-owned credit union established in 1951, offering loans, online banking, and financial services to qualified members.
Profile signals: Alexandria municipal employees seeking member-owned, non-profit banking services with lifetime access, Current and former city employees who want to maintain credit union membership after job transitions
District 08 Federal Credit Union is a member-owned credit union in Alexandria, Louisiana offering loans, debit cards, online banking, and credit cards to local members.
Profile signals: Alexandria, Louisiana residents or employees with specific employer/community eligibility for membership, Vehicle buyers seeking competitive auto, boat, RV, or specialty vehicle financing from a mission-driven lender
Cenla CAC is a Louisiana-based nonprofit providing free emergency assistance with utilities, rent, food, and other essentials for low-income residents in Rapides Parish.
Profile signals: Low-income households facing utility disconnection or eviction with documented proof of notice, Senior citizens (60+) needing assistance with utilities, rent, or prescriptions who meet federal income guidelines
HUD-approved nonprofit credit and housing counseling agency serving Central Louisiana since 1990. Provides free financial management, homebuyer education, and foreclosure intervention.
Profile signals: First-time homebuyers in Central Louisiana seeking HUD-approved pre-purchase counseling and education, Homeowners facing mortgage delinquency or foreclosure risk in Rapides Parish, Alexandria, or Boyce
Red River Bank is a community-focused regional bank offering checking, savings, loans, credit cards, and investment services with emphasis on local decision-making and personalized service.
Profile signals: Community-focused customers seeking relationship banking with local decision-makers and branch access, Small business owners needing locally-approved commercial lending and business banking services
Louisiana Consumer Protections: Louisiana allows payday lending with a $500 cap and tiered fee structure. The Office of Financial Institutions regulates all consumer lenders. Louisiana has one of the highest poverty rates in the nation, making consumer-protection context especially important. Complaints can be filed with OFI or the Attorney General.
Interest Rate Cap: Louisiana usury cap: 12% default rate; payday loans exempt with fees up to $20 per $100 ($350 max) or 16.75% per $100 ($350+).
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Louisiana Attorney General Consumer Protection Section.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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