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HUD-approved nonprofit credit and housing counseling agency serving Central Louisiana since 1990. Provides free financial management, homebuyer education, and foreclosure intervention.
Data compiled from public sources
Rapides Station Community Ministries (RSCM) is a faith-based nonprofit organization founded in 1990 to serve families in Rapides Station, Boyce, and Alexandria, Louisiana. Originally focused on youth education and character development, RSCM expanded into affordable housing and credit counseling after recognizing that family stability requires both economic literacy and safe housing. The organization is the only HUD-certified counseling agency in Central Louisiana and has received over $10 million in funding from the Louisiana Housing Finance Agency to build approximately 40 single-family homes and develop senior and low-income housing units.
RSCM offers a comprehensive suite of HUD-approved counseling services including pre-purchase homebuyer education, financial management and budget counseling, mortgage delinquency resolution, high-cost lending education, rental housing counseling, and services for homeless individuals. Their certified housing counselors and credit counselors work directly with clients to improve credit ratings, prepare first-time buyers, and help homeowners avoid foreclosure. The organization also provides downloadable applications for homeowner programs and foreclosure intervention assistance.
RSCM's distinction lies in its deep community roots and listed track record. From 2002-2010, the organization received over $2.3 million from Louisiana's Department of Education to operate TANF and 21st Century Community Learning Center programs. The organization has demonstrated measurable impact: building 20 homes in a single year, assisting 25 families affected by Hurricanes Katrina and Rita, and developing permanent supportive housing. Leadership includes Dr. Joe S. Green, founder and former pastor of St. Matthew Baptist Church, and certified counselors with backgrounds in banking and community development.
RSCM's primary limitation is geographic scope—services are concentrated in Central Louisiana (Alexandria, Boyce, and Rapides Parish area). While HUD-approved, the organization functions as a traditional nonprofit counselor rather than offering expedited or premium services. The website lacks detailed pricing information and service availability calendars, and some service descriptions are abbreviated. For consumers outside Central Louisiana or those seeking immediate remote counseling, this agency may have limited accessibility.
This is state-level context for Free Help consumers in Alexandria, LA. It does not confirm that Rapides Station Community Ministries or this specific location is licensed.
State regulator
Louisiana Office of Financial Institutions
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Rapides Station Community Ministries offers 12 services including Fair Housing Pre-Purchase Education Workshops, Financial Management and Budget Counseling, Home Improvement and Rehabilitation Counseling, Mortgage Delinquency and Default Resolution Counseling, Non-Delinquency Post-Purchase Homeowner Workshops, and 7 more.
Rapides Station Community Ministries has profile signals associated with First-time homebuyers in Central Louisiana seeking HUD-approved pre-purchase counseling and education, Homeowners facing mortgage delinquency or foreclosure risk in Rapides Parish, Alexandria, or Boyce, Low-income families needing budgeting, credit improvement, and financial management counseling, Renters and homeless individuals in Central Louisiana seeking housing counseling and stability resources.
Key strengths: Only HUD-certified counseling agency in Central Louisiana, ensuring compliance with federal housing counseling standards; Offers foreclosure intervention and mortgage delinquency resolution counseling to help homeowners avoid default; Provides free high-cost lending education workshops to protect vulnerable borrowers. Areas to consider: Services limited to Central Louisiana region (Alexandria, Boyce, Rapides Parish area), not statewide or national; Website lacks detailed information on service availability, appointment scheduling, and specific program timelines.
In the Free Help category, comparable providers include Desire Community Housing Corporation, Louisiana Fair Housing Action Center, Inc., Louisiana Housing Corporation. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
RSCM is profile signals for Central Louisiana residents seeking free, HUD-approved credit and housing counseling from a reported nonprofit with three decades of community presence. The main caveat is geographic limitation—services are not available outside Central Louisiana, and the organization lacks advertised online counseling options, requiring in-person visits in Alexandria or Boyce.
Non-profit housing counseling organization serving the Greater New Orleans area, focused on affordable housing production, protection, and fair housing advocacy.
Profile signals: Low to moderate-income residents of Greater New Orleans seeking affordable housing options, Individuals facing housing discrimination or fair housing concerns in the NOLA region
Louisiana Fair Housing Action Center provides free fair housing counseling, discrimination complaint assistance, and eviction defense to residents facing housing discrimination or displacement.
Profile signals: Renters facing housing discrimination based on protected class status (race, family status, disability, etc.), Tenants facing eviction who need legal representation and defense strategies
Louisiana Housing Corporation is a state agency offering homeownership programs, affordable housing development funding, and HUD-approved homebuyer counseling to Louisiana residents.
Profile signals: First-time Louisiana homebuyers seeking below-market mortgage rates and free counseling, Low-to-moderate income households qualifying for affordable housing programs
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