Review 7 credit repair companies, personal lenders, and financial services in Westminster, Colorado. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
For-profit credit repair firm founded in 2006 that disputes inaccurate items on all three credit bureaus, with a dedicated human staff context assigned to each client.
Google rating from 780 reviews
Profile signals: Consumers who have identified specific inaccuracies on their credit reports and want a staff context to manage the dispute process, People who prefer working with a live human contact rather than an automated or self-service dispute platform
HUD-approved nonprofit housing counselor and education provider serving low-to-moderate income communities across Colorado since 1971, offering free homebuyer education and financial guidance.
Profile signals: Colorado low-to-moderate income homebuyers seeking free HUD-approved counseling and education, First-time homebuyers wanting full-day financial education workshops before applying for mortgages
Garcia & Gonzales, P.C. is a Westminster, CO bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, wage garnishments, foreclosures, and tax debt relief.
Profile signals: Colorado residents (Denver, Aurora, Boulder, Westminster area) facing Chapter 7 or Chapter 13 bankruptcy decisions, Spanish-speaking consumers seeking bankruptcy representation with language accessibility
Review this provider profile and compare source-linked details before choosing what to do next.
Profile signals: Homebuyers seeking rate claims to verify, Homeowners looking to refinance
Moneytree is a financial services provider offering installment loans, check cashing, wire transfers, and prepaid cards at physical branch locations in Colorado.
Profile signals: Customers with emergency cash needs and no access to traditional credit or payday alternatives, Check cashers and individuals who need wire transfer or prepaid card services at physical locations
Pawnbroker Financing provides revolving lines of credit ($25Kâ$1M) tailored specifically for pawn shop owners seeking working capital without traditional bank restrictions.
Profile signals: Pawn shop owners needing flexible working capital for seasonal inventory fluctuations, Multi-location pawnbrokers expanding into new markets
HUD-approved nonprofit housing counselor and education provider serving low-to-moderate income communities across Colorado since 1971, offering free homebuyer education and financial guidance.
Profile signals: Colorado low-to-moderate income homebuyers seeking free HUD-approved counseling and education, First-time homebuyers wanting full-day financial education workshops before applying for mortgages
For-profit credit repair firm founded in 2006 that disputes inaccurate items on all three credit bureaus, with a dedicated human staff context assigned to each client.
Google rating from 780 reviews
Profile signals: Consumers who have identified specific inaccuracies on their credit reports and want a staff context to manage the dispute process, People who prefer working with a live human contact rather than an automated or self-service dispute platform
Garcia & Gonzales, P.C. is a Westminster, CO bankruptcy law firm specializing in Chapter 7 and Chapter 13 filings, wage garnishments, foreclosures, and tax debt relief.
Profile signals: Colorado residents (Denver, Aurora, Boulder, Westminster area) facing Chapter 7 or Chapter 13 bankruptcy decisions, Spanish-speaking consumers seeking bankruptcy representation with language accessibility
Review this provider profile and compare source-linked details before choosing what to do next.
Profile signals: Homebuyers seeking rate claims to verify, Homeowners looking to refinance
Moneytree is a financial services provider offering installment loans, check cashing, wire transfers, and prepaid cards at physical branch locations in Colorado.
Profile signals: Customers with emergency cash needs and no access to traditional credit or payday alternatives, Check cashers and individuals who need wire transfer or prepaid card services at physical locations
Pawnbroker Financing provides revolving lines of credit ($25Kâ$1M) tailored specifically for pawn shop owners seeking working capital without traditional bank restrictions.
Profile signals: Pawn shop owners needing flexible working capital for seasonal inventory fluctuations, Multi-location pawnbrokers expanding into new markets
Westminster Federal Credit Union is a Colorado-based, member-owned credit union serving employees of Westminster, Arvada, and Wheat Ridge, plus their families since 1960.
Profile signals: Employees of Westminster, Arvada, or Wheat Ridge city governments seeking member-owned financial services, Families of WFCU members who value not-for-profit institutions and rate claims to verify
Colorado Consumer Protections: Colorado voters approved Proposition 111 in 2018, capping payday loan APR at 36% and requiring minimum 6-month terms. The Uniform Consumer Credit Code provides comprehensive consumer-protection context for all credit transactions. Consumers can file complaints with the Attorney General or the Division of Banking.
Interest Rate Cap: Colorado usury cap: 36% APR cap on payday loans (2018 ballot measure); 12% for consumer loans under usury statute. Payday lending is restricted (max $500).
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Colorado Attorney General Consumer Protection Section.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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