Community Resources and Housing Development Corporation (CRHDC) was founded in 1971 as Colorado Rural Housing Development Corporation to address severe housing and living conditions faced by migrant and seasonal farm workers. Originally focused exclusively on rural markets, the organization expanded its mission in 2009 to serve both urban and rural communities across Colorado and beyond. Today, CRHDC operates as a 501(c)(3) nonprofit with offices in Westminster and Alamosa, Colorado.
CRHDC's primary services include HUD-approved housing counseling, free homebuyer education workshops, affordable mortgage lending, rental property management (300+ units), mutual self-help home construction programs, and housing development. The organization provides comprehensive financial education on home ownership decisions, promotes responsible lending practices, and offers technical assistance to organizations developing agricultural worker housing. Their lending division focuses on providing healthy mortgage finance options, while their development arm actively constructs affordable housing.
CRHDC distinguishes itself through deep community roots spanning 50+ years, membership in NeighborWorks® America, and a demonstrated track record of tangible outcomes: overseeing construction of 2,000+ self-help homes, providing technical assistance for 500+ farm worker housing units, and managing hundreds of rental units statewide. The organization takes a holistic approach combining counseling, education, lending, and housing development rather than offering single-service solutions. Their free CHFA-sponsored homebuyer education classes are specifically designed for low-to-moderate income households.
CRHDC is genuinely nonprofit and free for counseling services, making it profiled for budget-conscious borrowers. However, the organization operates only in Colorado and adjacent regions, limiting geographic accessibility. Their lending products appear limited compared to national lenders, and specific loan terms, rates, and approval criteria are not detailed on their website. Prospective clients should contact them directly to understand complete service availability and eligibility requirements.