Community Resources and Housing Development Corporation logo

Community Resources and Housing Development Corporation in Westminster, CO

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HUD-approved nonprofit housing counselor and education provider serving low-to-moderate income communities across Colorado since 1971, offering free homebuyer education and financial guidance.

Data compiled from public sources

Community Resources and Housing Development Corporation Review

Community Resources and Housing Development Corporation (CRHDC) was founded in 1971 as Colorado Rural Housing Development Corporation to address severe housing and living conditions faced by migrant and seasonal farm workers. Originally focused exclusively on rural markets, the organization expanded its mission in 2009 to serve both urban and rural communities across Colorado and beyond. Today, CRHDC operates as a 501(c)(3) nonprofit with offices in Westminster and Alamosa, Colorado.

CRHDC's primary services include HUD-approved housing counseling, free homebuyer education workshops, affordable mortgage lending, rental property management (300+ units), mutual self-help home construction programs, and housing development. The organization provides comprehensive financial education on home ownership decisions, promotes responsible lending practices, and offers technical assistance to organizations developing agricultural worker housing. Their lending division focuses on providing healthy mortgage finance options, while their development arm actively constructs affordable housing.

CRHDC distinguishes itself through deep community roots spanning 50+ years, membership in NeighborWorks® America, and a demonstrated track record of tangible outcomes: overseeing construction of 2,000+ self-help homes, providing technical assistance for 500+ farm worker housing units, and managing hundreds of rental units statewide. The organization takes a holistic approach combining counseling, education, lending, and housing development rather than offering single-service solutions. Their free CHFA-sponsored homebuyer education classes are specifically designed for low-to-moderate income households.

CRHDC is genuinely nonprofit and free for counseling services, making it profiled for budget-conscious borrowers. However, the organization operates only in Colorado and adjacent regions, limiting geographic accessibility. Their lending products appear limited compared to national lenders, and specific loan terms, rates, and approval criteria are not detailed on their website. Prospective clients should contact them directly to understand complete service availability and eligibility requirements.

Services & Features

Affordable Mortgage Lending with responsible lending practices
Affordable Multi-Family Rental Management (300+ units statewide)
Asset Building Opportunity Programs
Community Education Events on homeownership and financial stability
Free CHFA-Sponsored Homebuyer Education Workshops (full-day Saturday programs)
HUD Housing Counseling & Education (free, HUD-approved)
Housing Counseling (one-on-one consultation services)
Housing Development (new affordable housing construction)
Mutual Self-Help Housing Construction Program (USDA Rural Development partnership)
Technical Assistance for Agricultural Worker Housing Development

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • HUD Housing Counseling Agency designation ensures government-backed experience context and credibility
  • Free CHFA-sponsored homebuyer education workshops (full-day Saturday programs)
  • NeighborWorks® America membership indicates adherence to national nonprofit housing standards
  • Demonstrated 50+ year track record with 2,000+ self-help homes constructed and managed
  • Manages 300+ affordable multi-family rental units across Colorado for ongoing affordability
  • Multilocation presence with offices in Westminster (Denver Metro) and Alamosa (San Luis Valley)
  • Holistic approach combining counseling, education, lending, development, and property management

Cons

  • Geographic limitation: Services available only in Colorado and adjacent regions, not nationwide
  • Limited lending details: Specific loan products, terms, rates, and approval criteria not disclosed on website
  • Smaller organization: May have less capacity and resources compared to national mortgage lenders
  • Limited online accessibility: No indication of remote counseling or digital application processes
  • Self-help housing program appears limited to specific geographic areas (currently Monte Vista, Colorado only)

State Consumer Finance Context

This is state-level context for Free Help consumers in Westminster, CO. It does not confirm that Community Resources and Housing Development Corporation or this specific location is licensed.

State regulator

Colorado Department of Regulatory Agencies - Division of Banking

Key state rules to check

  • Proposition 111 (2018) capped payday loan APR at 36% and eliminated balloon payments.
  • The Uniform Consumer Credit Code governs most consumer lending in the state.
  • Payday loans limited to $500 with a minimum 6-month term.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Community Resources and Housing Development Corporation offer?

Community Resources and Housing Development Corporation offers 10 services including HUD Housing Counseling & Education (free, HUD-approved), Free CHFA-Sponsored Homebuyer Education Workshops (full-day Saturday programs), Affordable Mortgage Lending with responsible lending practices, Housing Counseling (one-on-one consultation services), Mutual Self-Help Housing Construction Program (USDA Rural Development partnership), and 5 more.

What profile signals are listed for Community Resources and Housing Development Corporation?

Community Resources and Housing Development Corporation has profile signals associated with Colorado low-to-moderate income homebuyers seeking free HUD-approved counseling and education, First-time homebuyers wanting full-day financial education workshops before applying for mortgages, Rural agricultural workers seeking affordable housing development and financing options, Renters interested in transitioning to affordable homeownership through mutual self-help construction programs.

What are the strengths and weaknesses of Community Resources and Housing Development Corporation?

Key strengths: HUD Housing Counseling Agency designation ensures government-backed experience context and credibility; Free CHFA-sponsored homebuyer education workshops (full-day Saturday programs); NeighborWorks® America membership indicates adherence to national nonprofit housing standards. Areas to consider: Geographic limitation: Services available only in Colorado and adjacent regions, not nationwide; Limited lending details: Specific loan products, terms, rates, and approval criteria not disclosed on website.

How does Community Resources and Housing Development Corporation compare to similar companies?

In the Free Help category, comparable providers include Battle and Company, Boulder County Housing & Human Services, Aka Boulder County Personal Finance Program, Impact Credit Consultants. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
Westminster, CO
BBB Accredited
No
Certifications
HUD-Approved
Visit Community Resources and Housing Development Corporation

CreditDoc Profile Note

Research Note on Community Resources and Housing Development Corporation

CRHDC is profile signals for Colorado residents seeking free, nonprofit housing counseling and education from a HUD-approved agency with proven community impact. The main caveat is strict geographic limitation to Colorado and adjacent markets—those outside this region cannot access their services, and even within Colorado, their lending and rental options may be limited compared to national providers.

Profile Signals

  • Colorado low-to-moderate income homebuyers seeking free HUD-approved counseling and education
  • First-time homebuyers wanting full-day financial education workshops before applying for mortgages
  • Rural agricultural workers seeking affordable housing development and financing options
  • Renters interested in transitioning to affordable homeownership through mutual self-help construction programs
Updated 2026-05-08

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Quick Summary

  • Community Resources and Housing Development Corporation is listed as a Free Help provider in Westminster, CO on CreditDoc.
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