Waukesha, WI

Credit Repair & Financial Services in Waukesha

Review 5 credit repair companies, personal lenders, and financial services in Waukesha, Wisconsin. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Wisconsin avg credit score: 720 Median income: $72,458 Poverty rate: 10.6% Payday loans: Legal Wisconsin overview →

Featured Provider Profiles in Waukesha

5 companies
Check Into Cash logo

Check Into Cash

129 W Sunset Dr in Waukesha, WI is home to Check Into Cash, a payday and title loan provider.

BBB: NR

Profile signals: Workers facing genuine short-term cash emergencies (medical bills, car repairs) between paychecks with limited alternatives, Individuals with poor or no credit history who may not meet personal-loan or credit-card criteria

Housing Resources Inc - Waukesha logo

Housing Resources Inc - Waukesha

Non-profit housing counselor providing HUD-approved homebuyer education, mortgage assistance, and financial empowerment services across seven Wisconsin counties since 1991.

BBB: NR

Profile signals: First-time homebuyers in Wisconsin counties served seeking free pre-purchase counseling and down payment assistance, Low to moderate-income families needing credit education, budgeting help, and mortgage product guidance

NCCL No Credit Check Loans logo

NCCL No Credit Check Loans

Waukesha, WI - NCCL eligibility claim to verify Loans at 2325C Parklawn Dr offers payday and title loans for short-term cash access.

BBB: NR

Profile signals: Texas residents with bad or no credit who need up to $1,000 quickly, Borrowers who prefer or require in-person financial service

Waukesha State Bank logo

Waukesha State Bank

Community bank offering personal and business checking, savings, loans, and investment services with FDIC insurance and strong local philanthropic commitment.

BBB: NR

Profile signals: Wisconsin residents seeking personalized community banking with local decision-making and relationship-based service, Small business owners needing business loans, checking, and banking services with community bank flexibility

Westbury Bank logo

Westbury Bank

Westbury Bank is a community-focused Wisconsin bank offering personal and business checking, savings, credit cards, and HSAs with emphasis on fraud protection and local engagement.

BBB: NR

Profile signals: Wisconsin residents seeking community-focused banking with personalized service, Customers prioritizing fraud protection and security for personal and business accounts

Emergency Cash in Waukesha

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Check Into Cash logo

Check Into Cash

129 W Sunset Dr in Waukesha, WI is home to Check Into Cash, a payday and title loan provider.

BBB: NR

Profile signals: Workers facing genuine short-term cash emergencies (medical bills, car repairs) between paychecks with limited alternatives, Individuals with poor or no credit history who may not meet personal-loan or credit-card criteria

NCCL No Credit Check Loans logo

NCCL No Credit Check Loans

Waukesha, WI - NCCL eligibility claim to verify Loans at 2325C Parklawn Dr offers payday and title loans for short-term cash access.

BBB: NR

Profile signals: Texas residents with bad or no credit who need up to $1,000 quickly, Borrowers who prefer or require in-person financial service

Banks in Waukesha

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Waukesha State Bank logo

Waukesha State Bank

Community bank offering personal and business checking, savings, loans, and investment services with FDIC insurance and strong local philanthropic commitment.

BBB: NR

Profile signals: Wisconsin residents seeking personalized community banking with local decision-making and relationship-based service, Small business owners needing business loans, checking, and banking services with community bank flexibility

Westbury Bank logo

Westbury Bank

Westbury Bank is a community-focused Wisconsin bank offering personal and business checking, savings, credit cards, and HSAs with emphasis on fraud protection and local engagement.

BBB: NR

Profile signals: Wisconsin residents seeking community-focused banking with personalized service, Customers prioritizing fraud protection and security for personal and business accounts

Free Help in Waukesha

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Housing Resources Inc - Waukesha logo

Housing Resources Inc - Waukesha

Non-profit housing counselor providing HUD-approved homebuyer education, mortgage assistance, and financial empowerment services across seven Wisconsin counties since 1991.

BBB: NR

Profile signals: First-time homebuyers in Wisconsin counties served seeking free pre-purchase counseling and down payment assistance, Low to moderate-income families needing credit education, budgeting help, and mortgage product guidance

Your Rights in Wisconsin

Wisconsin Consumer Protections: Wisconsin is one of the most permissive states for payday lending, with no rate cap for licensed lenders. Effective APRs can exceed 500%. The Department of Financial Institutions requires licensing but does not limit rates. Consumers should exercise extreme caution and can file complaints with DFI or the Attorney General.

Interest Rate Cap: Wisconsin usury cap: No general usury cap for licensed lenders; payday loans legal with no rate cap.

Key Regulations:
  • Wisconsin has no usury cap for licensed lenders, allowing unlimited payday loan rates.
  • Payday loans are governed by the Wisconsin Consumer Act but without rate caps.
  • Licensed lenders must disclose APR and fees but are not limited by them.
  • The Wisconsin Consumer Act provides basic protections but does not cap payday rates.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Wisconsin Attorney General Consumer Protection Bureau.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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