No stored Google rating available.
Community bank offering personal and business checking, savings, loans, and investment services with FDIC insurance and strong local philanthropic commitment.
Data compiled from public sources
Waukesha State Bank is a community-focused financial institution operating in Wisconsin that provides traditional banking services to both personal and business customers. The bank emphasizes personalized, one-on-one customer service and deep community involvement as core differentiators from larger national institutions.
The bank offers a comprehensive suite of banking products including personal checking and savings accounts, business banking solutions, home loans, business loans, credit cards (Debit Mastercard), online account opening, and investment services through affiliated brands (Waukesha Investments, Prairie Trust, and Wealth Management). Customers can access accounts through online banking platforms (VaultLink for personal, eCorp for business) and benefit from FDIC insurance protection.
Waukesha State Bank distinguishes itself through measurable community commitment: the bank donated $433,000+ to 225 local non-profits in 2025 and employees volunteered 3,300 hours. The bank actively celebrates Community Banking Month and operates a Spanish-language customer service team. They offer convenient features like online appointment scheduling, chat support, online account opening, and a customer service center accessible at (262) 549-8500.
As a regional community bank, Waukesha State Bank likely has fewer branch locations and product offerings compared to national institutions, and the website does not provide detailed information on loan rates, APRs, account fees, or minimum balance requirements. The depth of product customization and loan approval timelines typical of smaller banks may vary compared to larger competitors.
This is state-level context for Banks consumers in Waukesha, WI. It does not confirm that Waukesha State Bank or this specific location is licensed.
State regulator
Wisconsin Department of Financial Institutions
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Waukesha State Bank processed 863 mortgage applications in 2023, with 88.1% recorded as approved across 4 states.
863
Applications
88.1%
Approval Rate
$321K
Avg Loan
4
States Served
Based on 863 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Waukesha State Bank offers 16 services including Personal checking accounts (accessible via VaultLink online banking), Personal savings accounts with online account opening, Business checking and banking (accessible via eCorp online platform), Home loans and mortgage services, Business loans and commercial financing, and 11 more.
Waukesha State Bank has profile signals associated with Wisconsin residents seeking personalized community banking with local decision-making and relationship-based service, Small business owners needing business loans, checking, and banking services with community bank flexibility, Customers prioritizing community involvement and corporate philanthropy in their banking relationship, Spanish-speaking customers seeking bilingual banking support and culturally attentive service.
Key strengths: FDIC-insured deposits backed by U.S. government full faith and credit; Dual online banking platforms: VaultLink for personal accounts and eCorp for business banking; Demonstrated community investment with $433,000+ donations to 225 local non-profits in 2025. Areas to consider: Website lacks specific information on interest rates, APYs, and account fees for comparison shopping; Limited details on loan terms, eligibility requirements, approval timelines, and available loan amounts.
In the Banks category, comparable providers include Bank Cmg, Bank of Alma, Bank of Ontario. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Waukesha State Bank is profile signals for Wisconsin residents and business owners seeking traditional community banking with personalized service, FDIC protection, and demonstrated local commitment. The main caveat is that prospective customers cannot evaluate rates, fees, or loan terms from the website alone and must contact the bank directly at (262) 549-8500 to compare offerings against national competitors.
Bank CMG is a regional bank offering personal and business banking services including checking, savings, CDs, home loans, and digital banking across 10 Wisconsin locations.
Profile signals: Wisconsin residents seeking community banking with competitive CD rates and multiple branch locations, Small to medium-sized businesses needing treasury management and remote deposit capture services
Independent community bank with four locations in Wisconsin (Alma, Pepin, Nelson, Wabasha) offering checking, savings, loans, and 24/7 online banking access.
Profile signals: Wisconsin residents in Alma, Pepin, Nelson, or Wabasha seeking relationship-based community banking, Customers age 55+ interested in senior-focused banking programs and local service
Community bank serving Vernon County with checking, savings, and digital banking through Bank of Ontario and its affiliated branches Genoa State Bank and Westby State Bank.
Profile signals: Vernon County residents seeking community banking relationships with local branch access, Customers who value personalized service from established community banks
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