Virginia Beach, VA

Loan Companies in Virginia Beach, VA

Compare loan companies in Virginia Beach, Virginia Beach credit repair, personal loans Virginia Beach, and business loans Virginia Beach research paths in one local guide. Review 38 profiles with stored ratings, BBB context, pricing fields, maps, and local rules where available.

Featured Loan Companies and Credit Repair Profiles in Virginia Beach

38 companies

Vigo

Virginia Beach, VA

BBB NR

Vigo is listed at La Tapatia, 839 Virginia Beach Blvd #2, Virginia Beach, VA 23451 in Virginia Beach, VA. CreditDoc shows contact details, listed money transfer and related money services, hours when available, and alternatives. Review this Virginia Beach listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Virginia Beach, VA profile links back to a full CreditDoc review with sourced fields.

5 Star Car Title Loans

Virginia Beach, VA

BBB NR

Virginia Beach's 5 Star Car Title Loans at 314 N Great Neck Rd offers same-day auto title loans with fast approval and flexible terms. Review this Virginia Beach listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Virginia Beach, VA profile links back to a full CreditDoc review with sourced fields.

5 Star Car Title Loans

Virginia Beach, VA

BBB NR

Virginia Beach, VA location of 5 Star Car Title Loans at 5505 Samuelson Ct offers fast car title loans, open weekdays 9AM-7PM and Saturdays 10AM-5PM. Review this Virginia Beach listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Virginia Beach, VA profile links back to a full CreditDoc review with sourced fields.

ACE Cash Express

Virginia Beach, VA

BBB NR

Virginia Beach, VA's ACE Cash Express at 1496 Lynnhaven Parkway provides quick payday and title loans during convenient weekday and weekend hours. Review this Virginia Beach listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Virginia Beach, VA profile links back to a full CreditDoc review with sourced fields.

ACE Cash Express

Virginia Beach, VA

BBB NR

Virginia Beach's ACE Cash Express at 6672 Indian River Rd offers quick check cashing and financial services for locals. Review this Virginia Beach listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Virginia Beach, VA profile links back to a full CreditDoc review with sourced fields.

Chartway

Virginia Beach, VA

Chartway Credit Union is a member-owned financial cooperative offering banking, lending, and investment services to individuals and businesses with competitive rates and community focus. Review this Virginia Beach listing before contacting the provider — check pricing, refund terms, licensing, and public complaint context. Every Virginia Beach, VA profile links back to a full CreditDoc review with sourced fields.

Pawn Shops in Virginia Beach

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CreditDoc lists 12 pawn shops providers in Virginia Beach, VA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Virginia Beach provider — comparison is the fastest way to spot outliers on cost or terms.

Golden Cash Advance

Golden Cash Advance is a lead aggregator connecting borrowers with third-party lenders offering car loans, motorcycle loans, and boat financing for people with bad credit.

Hilltop Pawn Shop

Virginia Beach pawn shop offering collateral-based loans, gold/jewelry buying, and in-house jewelry repair. No credit check required; same-day cash available.

Kempsville Pawn Shop

Family-owned Virginia Beach pawn shop offering collateral-based cash loans, gold & gun lending, and resale of gently used merchandise since 1991.

Liberty Pawn II

Liberty Pawn operates three locations in Hampton Roads offering collateral-based cash loans, jewelry appraisals, and buying/selling of valuables without credit checks.

Liberty Pawn Inc

Liberty Pawn operates three locations across Hampton Roads offering collateral-based cash loans, buy/sell services, and layaway options on jewelry, guns, electronics, and other valuables.

My Pawn, Virginia Beach

My Pawn Virginia Beach offers collateral-based loans and buying services for gold, silver, jewelry, firearms, and high-value items with no credit checks required.

Emergency Cash in Virginia Beach

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CreditDoc lists 10 emergency cash providers in Virginia Beach, VA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Virginia Beach provider — comparison is the fastest way to spot outliers on cost or terms.

5 Star Car Title Loans

Virginia Beach, VA location of 5 Star Car Title Loans at 5505 Samuelson Ct offers fast car title loans, open weekdays 9AM-7PM and Saturdays 10AM-5PM.

ACE Cash Express

Virginia Beach, VA's ACE Cash Express at 1496 Lynnhaven Parkway provides quick payday and title loans during convenient weekday and weekend hours.

Magnolia Payday Loans

Magnolia Payday Loans Virginia Beach, Virginia — Magnolia Payday Loans offers short-term payday loans, installment loans, and car title loans at physica...

Check Cashing & Money Services in Virginia Beach

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CreditDoc lists 7 check cashing & money services providers in Virginia Beach, VA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Virginia Beach provider — comparison is the fastest way to spot outliers on cost or terms.

Vigo

Vigo is listed at La Tapatia, 839 Virginia Beach Blvd #2, Virginia Beach, VA 23451 in Virginia Beach, VA. CreditDoc shows contact details, listed money transfer and related money services, hours when

MoneyGram

Virginia Beach, VA MoneyGram at 1149 Nimmo Pkwy offers check cashing and money transfer services with extended hours seven days a week.

MoneyGram

Virginia Beach, VA's MoneyGram at Indian River Road offers convenient check cashing and money transfer services with extended hours daily.

Western Union

Virginia Beach, VA's Western Union at 3330 Virginia Beach Blvd handles check-cashing and money transfers with convenient daily hours.

Personal Loans Virginia Beach, VA

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CreditDoc lists 5 personal loans providers in Virginia Beach, VA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Virginia Beach provider — comparison is the fastest way to spot outliers on cost or terms.

Mariner Finance

Mariner Finance Virginia Beach, Virginia — Mariner Finance offers personal loans up to $50K for consolidation, home improvement, vacations, and unexpect...

OneMain Financial

Virginia Beach OneMain Financial at 4000 Virginia Beach Blvd provides personal loans to local residents and offers installment credit.

Regional Finance

Regional Finance Virginia Beach, Virginia — Regional Finance offers personal installment loans of $2,501–$25,000 to subprime borrowers at 24%–45%+ APR t...

Mortgages & Home Loans in Virginia Beach

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CreditDoc lists 2 mortgages & home loans providers in Virginia Beach, VA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Virginia Beach provider — comparison is the fastest way to spot outliers on cost or terms.

Loancare LLC

LoanCare is a mortgage servicer and lender owned by Fidelity National Financial, serving homeowners and lenders for 40 years with mortgage origination and servicing solutions.

ONE Presidential Mortgage

ONE Presidential Mortgage is a mortgage lender with a Virginia Beach branch offering home purchase and refinance loans through a team of 16 licensed loan officers.

Credit Unions in Virginia Beach

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CreditDoc lists 1 credit unions provider in Virginia Beach, VA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Virginia Beach provider — comparison is the fastest way to spot outliers on cost or terms.

Chartway

Chartway Credit Union is a member-owned financial cooperative offering banking, lending, and investment services to individuals and businesses with competitive rates and community focus.

Banks in Virginia Beach

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CreditDoc lists 1 banks provider in Virginia Beach, VA. Sorted by public review signal where available. Every listing links to a full profile with pricing, licensing, contact, and complaint context. Review at least two profiles side-by-side before committing to a Virginia Beach provider — comparison is the fastest way to spot outliers on cost or terms.

Virginia Rules for Virginia Beach Loan Companies and Credit Repair

Federal protections: The Fair Credit Reporting Act (FCRA) gives every Virginia Beach consumer the right to dispute inaccurate credit report information for free with each of the three major credit bureaus (Equifax, Experian, TransUnion). Under the Credit Repair Organizations Act (CROA), credit repair companies operating in Virginia cannot legally charge you before performing the promised services and must give you a written contract with a three-day cancellation window.

Virginia state-level protections: Consumers in Virginia Beach, VA are also protected by Virginia state law. Interest-rate caps, licensing requirements for lenders and repair companies, and enforcement varies by state. Check the state overview page for Virginia for the current usury cap, payday-lending status, and licensing board contact details. If a Virginia Beach provider quotes rates or fees above the Virginia usury cap, do not sign until the number is confirmed in writing and cross-checked against the state licensing board.

Free resources: Get a free credit report annually at AnnualCreditReport.com — the only federally-authorized free credit-report site. HUD-approved counselors in Virginia Beach offer free housing, debt, and budgeting guidance at consumerfinance.gov. The Consumer Financial Protection Bureau (CFPB) accepts complaints against any lender, credit repair company, debt collector, or bank operating in Virginia Beach, VA, and their public complaint database is one of the most reliable ways to research a provider's track record before signing anything.

Red flags to watch for in Virginia Beach: Any Virginia credit repair provider that asks for full payment before performing services is violating CROA. Any lender that guarantees approval before running a credit check should be treated with caution. Any provider that discourages you from contacting a credit bureau directly is not acting in your interest. Any pawn, title, or check-cashing provider that will not disclose the effective APR in writing is not being transparent about cost. Every Virginia Beach listing on CreditDoc is a starting point for research, not a recommendation to sign — verify licensing, pricing, and refund terms directly with the provider before deciding.

Get the Virginia Beach Credit & Borrowing Checklist

Before contacting any Virginia Beach lender or credit repair company, download the CreditDoc research checklist tailored to Virginia consumers. It covers what documents to collect, what pricing questions to ask, how to spot licensing red flags, and which free federal and state resources to use first. The same checklist works whether you are researching personal loans, business loans, credit repair, debt relief, or emergency-cash options in Virginia Beach, VA.

Why the checklist matters for Virginia Beach residents: local lending markets differ a lot from state to state. A rate that is legal in one state may be usurious in Virginia. A credit repair contract that meets federal minimums may still fail Virginia's consumer protection statutes. And a payday-alternative offered in a neighboring state may not be licensed to operate in Virginia Beach. The checklist walks you through the Virginia-specific checks first, then the federal ones — in the order that matters most for Virginia Beach borrowers.

Working with Credit Repair and Loan Providers in Virginia Beach

Every Virginia Beach listing on CreditDoc is a starting point for research — not a recommendation to sign. Before contacting any Virginia Beach, VA provider, gather three things: your most recent credit reports from all three bureaus, a written list of the specific goal you are trying to achieve (dispute a specific item, consolidate a specific balance, borrow a specific amount), and any prior contracts you have signed with credit repair, debt relief, or short-term lending companies. Providers that are transparent about pricing and licensing will match this same level of preparation on their side.

What to ask before signing a Virginia Beach credit repair contract: confirm the exact monthly cost and any first-work fees, ask for the Virginia state license number and cross-check it with the state licensing board, ask for a written scope (how many disputes per month, which bureaus, what timeframes), ask for the refund policy in writing, and ask whether the contract can be cancelled at will after signing. The federal Credit Repair Organizations Act (CROA) gives you a three-business-day cancellation window regardless of what the contract says, and it prohibits collecting fees before services are performed.

What to ask before signing a Virginia Beach loan agreement: confirm the annual percentage rate (APR) in writing — not the "rate" or "monthly cost" alone. Confirm total fees including any origination, processing, prepayment, or late fees. Confirm the payment schedule, the total number of payments, and the total amount you will pay by the end of the loan. If the Virginia Beach lender is offering a short-term or payday-alternative product, ask what happens if you cannot pay on the due date (rollover fees, collections handoff, credit bureau reporting). If any of these numbers cannot be given to you in writing before you sign, walk away.

Where Virginia Beach residents can escalate a dispute: for credit report inaccuracies, dispute directly with the credit bureau (Equifax, Experian, TransUnion) — this is free and does not require a paid intermediary. For lender misconduct, file a complaint with the Virginia state financial services agency (varies by state) AND the Consumer Financial Protection Bureau at consumerfinance.gov/complaint. For federally-regulated banks operating in Virginia Beach, the Office of the Comptroller of the Currency (OCC) accepts complaints. For credit unions, the National Credit Union Administration (NCUA). All four bodies accept complaints from Virginia Beach, VA consumers at no cost.

Frequently Asked Questions About Loan Companies and Credit Repair in Virginia Beach

How do I choose a credit repair company in Virginia Beach, VA?

Start by pulling all three of your credit reports for free at AnnualCreditReport.com. Identify the specific errors, collections, or negative items you want disputed. Then compare Virginia Beach credit repair companies on the following: (a) do they operate under a written contract with a clear scope; (b) do they list monthly pricing plus setup fees transparently, or only through phone consultations; (c) do they publish a refund policy; and (d) do they hold any state licensing or BBB accreditation in Virginia. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in Virginia Beach or elsewhere — to charge you before services are performed.

Are payday loans legal in Virginia?

Payday loan legality varies significantly by state. Some states, including Virginia, cap short-term loan interest rates through usury laws; others have banned payday lending entirely; a third group restricts loan size, term length, or rollovers. Check the CreditDoc Virginia state overview page for the current status. If a Virginia Beach lender is offering a short-term loan at an APR you cannot easily calculate from the disclosure, ask them to write the effective APR in the contract before signing. When payday lending is restricted in your state, safer alternatives include payday alternative loans (PALs) offered by federally-insured credit unions.

What personal loan options are available in Virginia Beach?

Personal loans in Virginia Beach, VA are offered by traditional banks, credit unions, online lenders, and community development financial institutions (CDFIs). Rate ranges depend heavily on credit score, income stability, and loan term. Consumers with lower credit scores in Virginia Beach should compare CDFI options and credit-union personal loans before accepting a first offer from a subprime online lender — CDFIs and credit unions typically have both lower rates and softer eligibility thresholds. Use the CreditDoc borrowing power quiz to estimate the loan size and monthly payment that match your income before browsing offers.

How can I check whether a Virginia Beach lender is legitimate?

Three quick checks: (1) search the Virginia Department of Financial Services (or equivalent state licensing board) for the lender's active license number — every consumer lender operating in Virginia Beach should be licensed with the state; (2) look up the lender in the CFPB Consumer Complaint Database — a pattern of unresolved complaints is a strong signal; (3) look up the lender in the Better Business Bureau for Virginia Beach — BBB does not verify quality but does verify that the business exists at its stated address. Every Virginia Beach lender profile on CreditDoc links directly to these sources where the data is available.

Research Guides for personal loans Virginia Beach, Virginia Beach credit repair, and Debt Help

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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How the Virginia Beach data is sourced

Every Virginia Beach, VA provider profile on CreditDoc is built from publicly available data. Business addresses, contact numbers, and website URLs are collected from provider disclosures. BBB ratings and accreditation status come from the Better Business Bureau. Public complaint context comes from the Consumer Financial Protection Bureau's Consumer Complaint Database, which is updated daily. Google review scores and review-count signals are collected where available and are shown only where the number of stored reviews is at least one. All fields are dated and sourced on the underlying provider profile page. If any Virginia Beach listing shows outdated, incorrect, or missing information, the profile page includes a direct feedback link.

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