Virginia Beach, VA

Credit Repair & Financial Services in Virginia Beach

Review 38 credit repair companies, personal lenders, and financial services in Virginia Beach, Virginia. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Virginia avg credit score: 714 Median income: $87,249 Poverty rate: 9.6% Payday loans: Restricted Virginia overview →

Featured Provider Profiles in Virginia Beach

38 companies
5 Star Car Title Loans logo

5 Star Car Title Loans

Virginia Beach's 5 Star Car Title Loans at 314 N Great Neck Rd offers same-day auto title loans with published application timing and flexible terms.

BBB: NR

Profile signals: Vehicle owners with poor or no credit history needing $1,000-$5,000 immediately, Borrowers facing urgent expenses (medical, rent, car repair) who own a paid-off or low-lien vehicle

5 Star Car Title Loans logo

5 Star Car Title Loans

Virginia Beach, VA location of 5 Star Car Title Loans at 5505 Samuelson Ct offers fast car title loans, open weekdays 9AM-7PM and Saturdays 10AM-5PM.

BBB: NR

Profile signals: Vehicle owners with poor or no credit needing $1,000-$50,000 quickly, People facing emergency expenses (medical bills, eviction, car repairs) without traditional lending options

ACE Cash Express logo

ACE Cash Express

Virginia Beach, VA's ACE Cash Express at 1496 Lynnhaven Parkway provides payday and title-loan profile details during convenient weekday and weekend hours.

BBB: NR

Profile signals: Consumers needing immediate emergency cash ($100-$1,000 range) with listed funding timing, Individuals seeking title loans who own a vehicle and need quick collateral-based borrowing

ACE Cash Express logo

ACE Cash Express

Virginia Beach's ACE Cash Express at 6672 Indian River Rd offers quick check cashing and financial services for locals.

BBB: NR

Profile signals: Consumers needing check cashing services without traditional bank accounts, People seeking quick money transfer or bill payment options at physical locations

Chartway logo

Chartway

Chartway Credit Union is a member-owned financial cooperative offering banking, lending, and investment services to individuals and businesses with rate claims to verify and community focus.

BBB: NR

Profile signals: Member-eligible individuals seeking high-yield savings and checking accounts with community banking values, Homeowners looking to refinance or access home equity with competitive promotional rates

Golden Cash Advance logo

Golden Cash Advance

Golden Cash Advance is a lead aggregator connecting borrowers with third-party lenders offering car loans, motorcycle loans, and boat financing for people with bad credit.

BBB: NR

Profile signals: Borrowers with bad credit seeking auto financing who have been declined by traditional lenders, Consumers looking to comparison shop multiple lender offers for vehicle or recreational loans

Pawn Shops in Virginia Beach

View all →
Golden Cash Advance logo

Golden Cash Advance

Golden Cash Advance is a lead aggregator connecting borrowers with third-party lenders offering car loans, motorcycle loans, and boat financing for people with bad credit.

BBB: NR

Profile signals: Borrowers with bad credit seeking auto financing who have been declined by traditional lenders, Consumers looking to comparison shop multiple lender offers for vehicle or recreational loans

Hilltop Pawn Shop logo

Hilltop Pawn Shop

Virginia Beach pawn shop offering collateral-based loans, gold/jewelry buying, and in-house jewelry repair. eligibility claim to verify; cash-timing claims to verify.

BBB: NR

Profile signals: Individuals with bad or no credit history needing fast emergency cash against collateral, Jewelry buyers seeking discounted estate, vintage, or antique pieces

Kempsville Pawn Shop logo

Kempsville Pawn Shop

Family-owned Virginia Beach pawn shop offering collateral-based cash loans, gold & gun lending, and resale of gently used merchandise since 1991.

BBB: NR

Profile signals: Consumers with poor credit or no credit history who are researching short-term cash access for emergencies and have valuable collateral to pledge, Budget shoppers seeking gently used brand-name merchandise at significant discounts (40-50% off retail)

Liberty Pawn II logo

Liberty Pawn II

Liberty Pawn operates three locations in Hampton Roads offering collateral-based cash loans, jewelry appraisals, and buying/selling of valuables with eligibility claims to verify.

BBB: NR

Profile signals: Individuals with poor credit or no credit history researching short-term cash access, Owners of valuable items (jewelry, guns, electronics, musical equipment) who need short-term funds

Liberty Pawn Inc logo

Liberty Pawn Inc

Liberty Pawn operates three locations across Hampton Roads offering collateral-based cash loans, buy/sell services, and layaway options on jewelry, guns, electronics, and other valuables.

BBB: NR

Profile signals: Unbanked or underbanked consumers who lack credit history or access to traditional loans, People researching short-term cash access ($100-$5,000+) for emergencies without credit impact

My Pawn, Virginia Beach logo

My Pawn, Virginia Beach

My Pawn Virginia Beach offers collateral-based loans and buying services for gold, silver, jewelry, firearms, and high-value items with eligibility claims to verify.

BBB: NR

Profile signals: Consumers with high-value personal property (jewelry, firearms, equipment) who are researching short-term cash access and lack access to traditional credit, Sellers looking to convert unused luxury items, gold, silver, or collectibles into short-term cash access without going through consignment or online marketplaces

Emergency Cash in Virginia Beach

View all →
5 Star Car Title Loans logo

5 Star Car Title Loans

Virginia Beach's 5 Star Car Title Loans at 314 N Great Neck Rd offers same-day auto title loans with published application timing and flexible terms.

BBB: NR

Profile signals: Vehicle owners with poor or no credit history needing $1,000-$5,000 immediately, Borrowers facing urgent expenses (medical, rent, car repair) who own a paid-off or low-lien vehicle

5 Star Car Title Loans logo

5 Star Car Title Loans

Virginia Beach, VA location of 5 Star Car Title Loans at 5505 Samuelson Ct offers fast car title loans, open weekdays 9AM-7PM and Saturdays 10AM-5PM.

BBB: NR

Profile signals: Vehicle owners with poor or no credit needing $1,000-$50,000 quickly, People facing emergency expenses (medical bills, eviction, car repairs) without traditional lending options

ACE Cash Express logo

ACE Cash Express

Virginia Beach, VA's ACE Cash Express at 1496 Lynnhaven Parkway provides payday and title-loan profile details during convenient weekday and weekend hours.

BBB: NR

Profile signals: Consumers needing immediate emergency cash ($100-$1,000 range) with listed funding timing, Individuals seeking title loans who own a vehicle and need quick collateral-based borrowing

Magnolia Payday Loans logo

Magnolia Payday Loans

Magnolia Payday Loans Virginia Beach, Virginia — Magnolia Payday Loans offers short-term payday loans, installment loans, and car title loans at physica...

BBB: NR

Profile signals: Consumers with poor or no credit history researching short-term cash access for emergencies, Borrowers seeking fast funding who value convenient physical store locations over online application

Montana Capital Car Title Loans logo

Montana Capital Car Title Loans

Virginia Beach, VA — Montana Capital Car Title Loans at 2738 Virginia Beach Blvd offers fast car title and payday loans with provider-stated same-day approval timing options.

BBB: NR

Profile signals: Consumers with short-term cash needs ($100-$2,000) who own a vehicle outright or have significant equity and cannot qualify for unsecured loans, Borrowers with poor credit or bankruptcy history researching short-term funds quickly and have no alternative lending options

Montana Capital Car Title Loans logo

Montana Capital Car Title Loans

Virginia Beach, VA—Montana Capital Car Title Loans at 5564 Virginia Beach Blvd offers title-loan profile details and cash advances.

BBB: NR

Profile signals: Consumers with poor credit or past bankruptcy seeking emergency cash within 24 hours, Vehicle owners facing urgent financial gaps who can afford the higher costs of title loans

Check Cashing & Money Services in Virginia Beach

View all →
ACE Cash Express logo

ACE Cash Express

Virginia Beach's ACE Cash Express at 6672 Indian River Rd offers quick check cashing and financial services for locals.

BBB: NR

Profile signals: Consumers needing check cashing services without traditional bank accounts, People seeking quick money transfer or bill payment options at physical locations

MoneyGram logo

MoneyGram

Virginia Beach, VA MoneyGram at 1149 Nimmo Pkwy offers check cashing and money transfer services with extended hours seven days a week.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, People needing quick check cashing without bank account requirements

MoneyGram logo

MoneyGram

Virginia Beach, VA's MoneyGram at Indian River Road offers convenient check cashing and money transfer services with extended hours daily.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing check cashing without a bank account, People sending or receiving domestic money transfers who prioritize location accessibility

V

Vigo

Vigo is listed at La Tapatia, 839 Virginia Beach Blvd #2, Virginia Beach, VA 23451 in Virginia Beach, VA. CreditDoc shows contact details, listed money transfer and related money services, hours when available, and alternatives.

BBB: NR

Profile signals: Checking a local Vigo location before visiting, Comparing money transfer and check-cashing alternatives

Western Union Money Order Only logo

Western Union Money Order Only

Western Union is a global money transfer service offering international and domestic fund transfers, currency exchange, and bill payment services across 200+ countries.

BBB: NR

Profile signals: International remittance senders supporting family members abroad, Individuals requiring global money transfers across 200+ country corridors

Western Union logo

Western Union

Virginia Beach, VA's Western Union at 3330 Virginia Beach Blvd handles check-cashing and money transfers with convenient daily hours.

BBB: NR

Profile signals: Customers needing to send money to family members in countries with limited digital banking infrastructure, Unbanked or underbanked consumers who prefer cash transactions and need accessible physical locations

Personal Loans in Virginia Beach

View all →
Lendmark Financial Services LLC logo

Lendmark Financial Services LLC

Lendmark Financial Services LLC Virginia Beach, Virginia — Lendmark Financial Services is a consumer finance company offering personal loans, auto loans...

BBB: NR

Profile signals: Borrowers with fair or limited credit who need in-person guidance through the application process, Consumers wanting same-day cash for debt consolidation, a major purchase, or an unexpected expense

Lendmark Financial Services LLC logo

Lendmark Financial Services LLC

Lendmark Financial Services LLC Virginia Beach, Virginia — Lendmark Financial Services is a consumer finance company offering personal loans, auto finan...

BBB: NR

Profile signals: Borrowers who prefer in-person service and a local lending relationship over a fully digital experience, People consolidating multiple high-rate debts into a single fixed monthly payment

Mariner Finance logo

Mariner Finance

Mariner Finance Virginia Beach, Virginia — Mariner Finance offers personal loans up to $50K for consolidation, home improvement, vacations, and unexpect...

BBB: NR

Profile signals: Consumers who prefer in-person financial counseling and relationship-based lending, People seeking specific-purpose loans (home improvement, weddings, vacations) with personalized guidance

OneMain Financial logo

OneMain Financial

Virginia Beach OneMain Financial at 4000 Virginia Beach Blvd provides personal loans to local residents and offers installment credit.

BBB: NR

Profile signals: Borrowers with fair-to-poor credit seeking fixed-rate loans with listed terms and no prepayment penalties, Consumers needing rapid access to $1,500–$30,000 for specific expenses (debt consolidation, medical bills, auto repair, home improvement)

Regional Finance logo

Regional Finance

Regional Finance Virginia Beach, Virginia — Regional Finance offers personal installment loans of $2,501–$25,000 to subprime borrowers at 24%–45%+ APR t...

BBB: B

Profile signals: Borrowers with poor or bad credit who don't qualify for bank or credit union personal loans, People needing $2,500–$25,000 for emergency expenses or debt consolidation with no prime-rate alternatives

Mortgages & Home Loans in Virginia Beach

View all →
Loancare LLC logo

Loancare LLC

LoanCare is a mortgage servicer and lender owned by Fidelity National Financial, serving homeowners and lenders for 40 years with mortgage origination and servicing solutions.

BBB: NR

Profile signals: Homeowners seeking mortgage servicing from an established company backed by a major financial institution, Borrowers in California or states where LoanCare holds appropriate licensing

ONE Presidential Mortgage logo

ONE Presidential Mortgage

ONE Presidential Mortgage is a mortgage lender with a Virginia Beach branch offering home purchase and refinance loans through a team of 16 licensed loan officers.

BBB: NR

Profile signals: Virginia Beach homebuyers seeking personalized service from an established local branch, Borrowers who prefer working with a specific loan officer and want direct contact access

Credit Unions in Virginia Beach

View all →
Chartway logo

Chartway

Chartway Credit Union is a member-owned financial cooperative offering banking, lending, and investment services to individuals and businesses with rate claims to verify and community focus.

BBB: NR

Profile signals: Member-eligible individuals seeking high-yield savings and checking accounts with community banking values, Homeowners looking to refinance or access home equity with competitive promotional rates

Banks in Virginia Beach

View all →
Integrity Bank for Business logo

Integrity Bank for Business

FDIC-insured community bank serving Hampton Roads businesses with commercial lending, business accounts, and online cash management services.

BBB: NR

Profile signals: Hampton Roads-based businesses seeking relationship-driven local banking with senior management access, Small to mid-sized businesses requiring personalized cash management solutions and training

Your Rights in Virginia

Virginia Consumer Protections: Virginia enacted the Fairness in Lending Act in 2020, capping consumer loans at 36% APR and reforming the payday and title lending industry. Short-term loans are limited to $2,500 with reasonable terms. Consumers can file complaints with the Bureau of Financial Institutions or the Attorney General.

Interest Rate Cap: Virginia usury cap: 36% APR cap on consumer loans (Fairness in Lending Act, 2020); 12% general usury. Payday lending is restricted (max $2500).

Key Regulations:
  • The Fairness in Lending Act (2020) capped all consumer loans at 36% APR plus a maintenance fee.
  • Replaced the previous open-end credit and payday loan frameworks.
  • Short-term loans limited to $2,500 with a maximum 24-month term.
  • The Virginia Consumer Protection Act provides additional protections against high-cost lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Virginia Attorney General Consumer Protection Section.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

Browse Other Cities

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.