Shreveport, LA

Credit Repair & Financial Services in Shreveport

Review 5 credit repair companies, personal lenders, and financial services in Shreveport, Louisiana. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Louisiana avg credit score: 687 Median income: $57,852 Poverty rate: 18.6% Payday loans: Legal Louisiana overview →

Featured Provider Profiles in Shreveport

5 companies
Aneca logo

Aneca

ANECA Federal Credit Union is a member-owned credit union offering auto loans, credit cards, share certificates, and free credit monitoring through SavvyMoney.

BBB: NR

Profile signals: Members seeking free credit monitoring and score tracking without hard inquiries or membership fees, Auto loan borrowers looking for rate claims to verify below 6% APR with community-focused lending

Home Federal Bank logo

Home Federal Bank

FDIC-insured full-service bank operating since 1924, offering personal and business checking, savings, lending, and mortgage services with online and mobile banking.

BBB: NR

Profile signals: Customers seeking relationship banking with local decision-makers for loans and mortgages, Individuals wanting FDIC-insured deposits with 100+ years of bank stability

Post Office Employees logo

Post Office Employees

POE Federal Credit Union serves Post Office employees with savings accounts, loans, and retirement products at rate claims to verify through an online-first platform.

BBB: NR

Profile signals: Post Office employees seeking banking services from a credit union specializing in their employment community, Postal workers looking to establish savings discipline through Seasonal Loan accounts for anticipated expenses

The Highland Center Corporation logo

The Highland Center Corporation

The Highland Center is a Shreveport-based non-profit community hub offering free HUD-certified housing counseling, VITA tax prep, financial literacy, and emergency support services to low-income residents.

BBB: NR

Profile signals: First-time homebuyers in Shreveport earning under $60K seeking free counseling and monthly workshops, Low-income tax filers (under $64K household income) needing free, IRS-certified tax preparation during tax season

Willis Knighton logo

Willis Knighton

Willis Knighton Federal Credit Union is a member-owned credit union serving Shreveport and Bossier City, Louisiana with savings, checking, loans, mortgages, and VISA credit cards.

BBB: NR

Profile signals: Louisiana residents in Shreveport and Bossier City seeking competitive auto and boat financing, Credit union members looking for above-market CD rates and savings products

Credit Unions in Shreveport

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Aneca logo

Aneca

ANECA Federal Credit Union is a member-owned credit union offering auto loans, credit cards, share certificates, and free credit monitoring through SavvyMoney.

BBB: NR

Profile signals: Members seeking free credit monitoring and score tracking without hard inquiries or membership fees, Auto loan borrowers looking for rate claims to verify below 6% APR with community-focused lending

Post Office Employees logo

Post Office Employees

POE Federal Credit Union serves Post Office employees with savings accounts, loans, and retirement products at rate claims to verify through an online-first platform.

BBB: NR

Profile signals: Post Office employees seeking banking services from a credit union specializing in their employment community, Postal workers looking to establish savings discipline through Seasonal Loan accounts for anticipated expenses

Willis Knighton logo

Willis Knighton

Willis Knighton Federal Credit Union is a member-owned credit union serving Shreveport and Bossier City, Louisiana with savings, checking, loans, mortgages, and VISA credit cards.

BBB: NR

Profile signals: Louisiana residents in Shreveport and Bossier City seeking competitive auto and boat financing, Credit union members looking for above-market CD rates and savings products

Banks in Shreveport

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Home Federal Bank logo

Home Federal Bank

FDIC-insured full-service bank operating since 1924, offering personal and business checking, savings, lending, and mortgage services with online and mobile banking.

BBB: NR

Profile signals: Customers seeking relationship banking with local decision-makers for loans and mortgages, Individuals wanting FDIC-insured deposits with 100+ years of bank stability

Free Help in Shreveport

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The Highland Center Corporation logo

The Highland Center Corporation

The Highland Center is a Shreveport-based non-profit community hub offering free HUD-certified housing counseling, VITA tax prep, financial literacy, and emergency support services to low-income residents.

BBB: NR

Profile signals: First-time homebuyers in Shreveport earning under $60K seeking free counseling and monthly workshops, Low-income tax filers (under $64K household income) needing free, IRS-certified tax preparation during tax season

Your Rights in Louisiana

Louisiana Consumer Protections: Louisiana allows payday lending with a $500 cap and tiered fee structure. The Office of Financial Institutions regulates all consumer lenders. Louisiana has one of the highest poverty rates in the nation, making consumer-protection context especially important. Complaints can be filed with OFI or the Attorney General.

Interest Rate Cap: Louisiana usury cap: 12% default rate; payday loans exempt with fees up to $20 per $100 ($350 max) or 16.75% per $100 ($350+).

Key Regulations:
  • Payday loans capped at $350 with fee of $20 per $100; amounts over $350 (up to $500) at 16.75% per $100.
  • Loan term must be between 14-30 days.
  • Rollovers are limited; borrower cannot have more than $500 in outstanding payday loans.
  • Licensed lenders regulated under the Louisiana Consumer Credit Law.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Louisiana Attorney General Consumer Protection Section.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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