Sarasota, FL

Credit Repair & Financial Services in Sarasota

Compare 11 credit repair companies, personal lenders, and financial services in Sarasota, Florida. All independently reviewed with BBB ratings and pricing.

Banks (7) Credit Unions (2) Free Help (1) Mortgages & Home Loans (1)

Florida avg credit score: 706 Median income: $71,711 Poverty rate: 11.4% Payday loans: Legal Florida overview →

Top Rated in Sarasota

11 companies

GTE Financial Credit Union

GTE Financial is a credit union serving members since 1935 with checking, savings, loans, mortgages, and credit cards. They emphasize member benefits, community involvement, and competitive rates.

4.5/5

Free BBB: NR

Best for: Local Tampa Bay residents and businesses seeking comprehensive financial services with personalized local branch support, Members prioritizing community impact and charitable giving, as evidenced by $607,000 annual donations and volunteer engagement

American Momentum Bank

FDIC-insured bank offering personal and business checking, savings, CDs, IRAs, and lending products across multiple states with focus on association and small business banking.

4.4/5

Contact BBB: NR

Best for: Small business owners and entrepreneurs needing SBA loans and commercial lending in Texas or Florida, Property managers and HOA companies seeking dedicated association banking support

Crews Bank & Trust

Crews Bank & Trust is a full-service bank with 90+ years of Florida history, offering personal and business banking, mortgages, investment services, and trust administration through multiple branches including Sarasota.

4.4/5

Contact BBB: NR

Best for: Florida-based business owners seeking relationship-driven banking with SBA loans, commercial real estate financing, and treasury management, Sarasota-area residents and professionals wanting a full-service bank with trust/wealth management and estate planning services

Stearns Bank NA - Sarasota

Employee-owned bank offering SBA loans, equipment financing, USDA rural development loans, and Sharia-compliant banking products nationwide.

4.4/5

Contact BBB: NR

Best for: Small business owners and entrepreneurs seeking SBA loans, equipment financing, or commercial real estate lending, Muslim consumers seeking Sharia-compliant banking products aligned with Islamic finance principles

Cadence Bank

Cadence Bank is a full-service bank offering personal, wealth, and commercial banking services with multiple branch locations in Florida, including the Sarasota branch.

4.3/5

Contact BBB: NR

Best for: Customers seeking comprehensive banking services including personal, business, and wealth management in one institution, Sarasota-area residents and businesses needing extended-hours LIVE Teller access and local branch support

Hancock Whitney Bank

Hancock Whitney Bank is a full-service regional bank offering personal, business, and commercial banking with branches across Florida and the Gulf Coast. Services include checking, savings, loans, mortgages, credit cards, and wealth management.

4.3/5

Contact BBB: NR

Best for: Small business owners and entrepreneurs seeking comprehensive business banking and SBA loan access, High-net-worth individuals interested in private banking, wealth management, and estate planning

Banks in Sarasota

American Momentum Bank

FDIC-insured bank offering personal and business checking, savings, CDs, IRAs, and lending products across multiple states with focus on association and small business banking.

4.4/5

Contact BBB: NR

Best for: Small business owners and entrepreneurs needing SBA loans and commercial lending in Texas or Florida, Property managers and HOA companies seeking dedicated association banking support

Crews Bank & Trust

Crews Bank & Trust is a full-service bank with 90+ years of Florida history, offering personal and business banking, mortgages, investment services, and trust administration through multiple branches including Sarasota.

4.4/5

Contact BBB: NR

Best for: Florida-based business owners seeking relationship-driven banking with SBA loans, commercial real estate financing, and treasury management, Sarasota-area residents and professionals wanting a full-service bank with trust/wealth management and estate planning services

Stearns Bank NA - Sarasota

Employee-owned bank offering SBA loans, equipment financing, USDA rural development loans, and Sharia-compliant banking products nationwide.

4.4/5

Contact BBB: NR

Best for: Small business owners and entrepreneurs seeking SBA loans, equipment financing, or commercial real estate lending, Muslim consumers seeking Sharia-compliant banking products aligned with Islamic finance principles

Cadence Bank

Cadence Bank is a full-service bank offering personal, wealth, and commercial banking services with multiple branch locations in Florida, including the Sarasota branch.

4.3/5

Contact BBB: NR

Best for: Customers seeking comprehensive banking services including personal, business, and wealth management in one institution, Sarasota-area residents and businesses needing extended-hours LIVE Teller access and local branch support

Hancock Whitney Bank

Hancock Whitney Bank is a full-service regional bank offering personal, business, and commercial banking with branches across Florida and the Gulf Coast. Services include checking, savings, loans, mortgages, credit cards, and wealth management.

4.3/5

Contact BBB: NR

Best for: Small business owners and entrepreneurs seeking comprehensive business banking and SBA loan access, High-net-worth individuals interested in private banking, wealth management, and estate planning

BankUnited of Sarasota

BankUnited is a regional bank offering personal and business banking solutions including checking, savings, lending, and treasury services with FDIC insurance protection.

4.1/5

Contact BBB: NR

Best for: Small business owners and entrepreneurs seeking SBA lending and specialized commercial banking services, Customers prioritizing online and mobile banking accessibility for personal account management

View all 7 Banks providers in Sarasota →

Credit Unions in Sarasota

GTE Financial Credit Union

GTE Financial is a credit union serving members since 1935 with checking, savings, loans, mortgages, and credit cards. They emphasize member benefits, community involvement, and competitive rates.

4.5/5

Free BBB: NR

Best for: Local Tampa Bay residents and businesses seeking comprehensive financial services with personalized local branch support, Members prioritizing community impact and charitable giving, as evidenced by $607,000 annual donations and volunteer engagement

MIDFLORIDA Credit Union - Downtown Sarasota Branch

MIDFLORIDA Credit Union's Downtown Sarasota branch offers full-service banking with personal and business accounts, mortgages, and lending products to Florida members.

4.3/5

Contact BBB: NR

Best for: Florida residents who meet MIDFLORIDA membership eligibility requirements seeking low-fee checking and savings, First-time homebuyers and existing homeowners in the Sarasota area needing mortgage services

Free Help in Sarasota

Step Up Suncoast, Inc. F/K/A Manatee Community Action Agency, Inc.

Unable to verify current services—website currently inaccessible (403 Forbidden). Step Up Suncoast is a nonprofit formerly known as Manatee Community Action Agency.

4.0/5

Contact BBB: NR

Best for: Low-income individuals and families in the Suncoast/Manatee County area, People seeking nonprofit financial counseling or housing assistance

Mortgages & Home Loans in Sarasota

Synovus Bank

Synovus Bank is an FDIC-insured mortgage lender with 130+ years of history and ~$116B in assets, operating nearly 400 branches across nine states after merging with Pinnacle Financial Partners.

4.1/5

Contact BBB: NR

Best for: Existing Synovus/Pinnacle customers seeking seamless mortgage services from their current bank, Borrowers in Florida or other Synovus service areas (nine states plus D.C.) who value local decision-making

Your Rights in Florida

Florida Consumer Protections: Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.

Key Regulations:

Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
A mandatory 24-hour cooling-off period is required between payday loans.
The Florida Consumer Finance Act regulates installment lenders with tiered rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.

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