Best Banks in Sarasota, FL

Compare 7 banks companies serving Sarasota, Florida. Average rating: 4.3/5.

7 Companies 7 Rated Payday: Legal

Florida Lending Regulations

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately Agency: Florida Attorney General Consumer Protection Division

Top-Rated Banks

American Momentum Bank logo

American Momentum Bank

FDIC-insured bank offering personal and business checking, savings, CDs, IRAs, and lending products across multiple states with focus on association and small business banking.

4.4/5
Contact BBB: NR

Best for: Small business owners and entrepreneurs needing SBA loans and commercial lending in Texas or Florida, Property managers and HOA companies seeking dedicated association banking support

Crews Bank & Trust logo

Crews Bank & Trust

Crews Bank & Trust is a full-service bank with 90+ years of Florida history, offering personal and business banking, mortgages, investment services, and trust administration through multiple branches including Sarasota.

4.4/5
Contact BBB: NR

Best for: Florida-based business owners seeking relationship-driven banking with SBA loans, commercial real estate financing, and treasury management, Sarasota-area residents and professionals wanting a full-service bank with trust/wealth management and estate planning services

Stearns Bank NA - Sarasota logo

Stearns Bank NA - Sarasota

Employee-owned bank offering SBA loans, equipment financing, USDA rural development loans, and Sharia-compliant banking products nationwide.

4.4/5
Contact BBB: NR

Best for: Small business owners and entrepreneurs seeking SBA loans, equipment financing, or commercial real estate lending, Muslim consumers seeking Sharia-compliant banking products aligned with Islamic finance principles

Cadence Bank logo

Cadence Bank

Cadence Bank is a full-service bank offering personal, wealth, and commercial banking services with multiple branch locations in Florida, including the Sarasota branch.

4.3/5
Contact BBB: NR

Best for: Customers seeking comprehensive banking services including personal, business, and wealth management in one institution, Sarasota-area residents and businesses needing extended-hours LIVE Teller access and local branch support

Hancock Whitney Bank logo

Hancock Whitney Bank

Hancock Whitney Bank is a full-service regional bank offering personal, business, and commercial banking with branches across Florida and the Gulf Coast. Services include checking, savings, loans, mortgages, credit cards, and wealth management.

4.3/5
Contact BBB: NR

Best for: Small business owners and entrepreneurs seeking comprehensive business banking and SBA loan access, High-net-worth individuals interested in private banking, wealth management, and estate planning

BankUnited of Sarasota logo

BankUnited of Sarasota

BankUnited is a regional bank offering personal and business banking solutions including checking, savings, lending, and treasury services with FDIC insurance protection.

4.1/5
Contact BBB: NR

Best for: Small business owners and entrepreneurs seeking SBA lending and specialized commercial banking services, Customers prioritizing online and mobile banking accessibility for personal account management

All Banks in Sarasota (7)

American Momentum Bank logo

American Momentum Bank

FDIC-insured bank offering personal and business checking, savings, CDs, IRAs, and lending products across multiple states with focus on association and small business banking.

4.4/5
Contact BBB: NR

Best for: Small business owners and entrepreneurs needing SBA loans and commercial lending in Texas or Florida, Property managers and HOA companies seeking dedicated association banking support

Crews Bank & Trust logo

Crews Bank & Trust

Crews Bank & Trust is a full-service bank with 90+ years of Florida history, offering personal and business banking, mortgages, investment services, and trust administration through multiple branches including Sarasota.

4.4/5
Contact BBB: NR

Best for: Florida-based business owners seeking relationship-driven banking with SBA loans, commercial real estate financing, and treasury management, Sarasota-area residents and professionals wanting a full-service bank with trust/wealth management and estate planning services

Stearns Bank NA - Sarasota logo

Stearns Bank NA - Sarasota

Employee-owned bank offering SBA loans, equipment financing, USDA rural development loans, and Sharia-compliant banking products nationwide.

4.4/5
Contact BBB: NR

Best for: Small business owners and entrepreneurs seeking SBA loans, equipment financing, or commercial real estate lending, Muslim consumers seeking Sharia-compliant banking products aligned with Islamic finance principles

Cadence Bank logo

Cadence Bank

Cadence Bank is a full-service bank offering personal, wealth, and commercial banking services with multiple branch locations in Florida, including the Sarasota branch.

4.3/5
Contact BBB: NR

Best for: Customers seeking comprehensive banking services including personal, business, and wealth management in one institution, Sarasota-area residents and businesses needing extended-hours LIVE Teller access and local branch support

Hancock Whitney Bank logo

Hancock Whitney Bank

Hancock Whitney Bank is a full-service regional bank offering personal, business, and commercial banking with branches across Florida and the Gulf Coast. Services include checking, savings, loans, mortgages, credit cards, and wealth management.

4.3/5
Contact BBB: NR

Best for: Small business owners and entrepreneurs seeking comprehensive business banking and SBA loan access, High-net-worth individuals interested in private banking, wealth management, and estate planning

BankUnited of Sarasota logo

BankUnited of Sarasota

BankUnited is a regional bank offering personal and business banking solutions including checking, savings, lending, and treasury services with FDIC insurance protection.

4.1/5
Contact BBB: NR

Best for: Small business owners and entrepreneurs seeking SBA lending and specialized commercial banking services, Customers prioritizing online and mobile banking accessibility for personal account management

Gulfside Bank logo

Gulfside Bank

Sarasota's only locally owned community bank offering retail, commercial, and private banking services with FDIC insurance and local decision-making.

4.1/5
Contact BBB:

Best for: Sarasota and Manatee County residents and businesses seeking personalized local banking, Small to mid-sized business owners needing flexible commercial lending and relationship-based service