Salem, OR

Credit Repair & Financial Services in Salem

Review 6 credit repair companies, personal lenders, and financial services in Salem, Oregon. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Oregon avg credit score: 715 Median income: $76,362 Poverty rate: 11.2% Payday loans: Restricted Oregon overview →

Featured Provider Profiles in Salem

6 companies
All That Glitters logo

All That Glitters

All That Glitters is a jewelry and pawn shop in Salem, OR offering jewelry sales, gold buying, and collateral-based pawn transactions with noted customer service.

BBB: NR

Profile signals: Shoppers seeking unique or hard-to-find silver and gold jewelry in Salem, OR, Individuals looking to sell gold, rings, or jewelry items for cash

Capital Pawn logo

Capital Pawn

Capital Pawn is a family-run pawn shop with 5 locations in Oregon's Willamette Valley offering collateral-based loans, buying, selling, and trading of jewelry, electronics, and merchandise.

BBB: NR

Profile signals: Willamette Valley residents researching short-term cash access loans with eligibility claims to verify, Consumers seeking discounted pre-owned jewelry, electronics, designer goods, and luxury items

Devnw logo

Devnw

DevNW is a nonprofit community development organization offering financial counseling, affordable housing, and access to funds for individuals and families across the Northwest.

BBB: NR

Profile signals: Individuals seeking free financial counseling and education in the Pacific Northwest, First-time homebuyers interested in downpayment assistance and affordable housing options

Ibew/Sj Cascade logo

Ibew/Sj Cascade

IBEW/SJ Cascade Federal Credit Union is a member-owned financial cooperative serving the Salem, OR area with credit union banking services including savings, checking, and lending products.

BBB: NR

Profile signals: IBEW union members seeking banking services tailored to union community, Members preferring credit union not-for-profit structure over commercial bank ownership

Pioneer Trust Bank, National Association logo

Pioneer Trust Bank, National Association

Pioneer Trust Bank is a national bank offering personal and business checking, savings, loans, credit cards, and wealth management services with online and mobile banking access.

BBB: NR

Profile signals: Business owners seeking integrated banking, lending, and merchant processing solutions, High-net-worth individuals interested in trust services and wealth management

Willamette Valley Bank logo

Willamette Valley Bank

Willamette Valley Bank is a community-focused bank celebrating 25 years of service with local branches, mobile banking, and a mission centered on personalized care.

BBB: NR

Profile signals: Customers in Willamette Valley communities seeking local banking relationships, People who value community reinvestment and local decision-making

Pawn Shops in Salem

View all →
All That Glitters logo

All That Glitters

All That Glitters is a jewelry and pawn shop in Salem, OR offering jewelry sales, gold buying, and collateral-based pawn transactions with noted customer service.

BBB: NR

Profile signals: Shoppers seeking unique or hard-to-find silver and gold jewelry in Salem, OR, Individuals looking to sell gold, rings, or jewelry items for cash

Capital Pawn logo

Capital Pawn

Capital Pawn is a family-run pawn shop with 5 locations in Oregon's Willamette Valley offering collateral-based loans, buying, selling, and trading of jewelry, electronics, and merchandise.

BBB: NR

Profile signals: Willamette Valley residents researching short-term cash access loans with eligibility claims to verify, Consumers seeking discounted pre-owned jewelry, electronics, designer goods, and luxury items

Banks in Salem

View all →
Pioneer Trust Bank, National Association logo

Pioneer Trust Bank, National Association

Pioneer Trust Bank is a national bank offering personal and business checking, savings, loans, credit cards, and wealth management services with online and mobile banking access.

BBB: NR

Profile signals: Business owners seeking integrated banking, lending, and merchant processing solutions, High-net-worth individuals interested in trust services and wealth management

Willamette Valley Bank logo

Willamette Valley Bank

Willamette Valley Bank is a community-focused bank celebrating 25 years of service with local branches, mobile banking, and a mission centered on personalized care.

BBB: NR

Profile signals: Customers in Willamette Valley communities seeking local banking relationships, People who value community reinvestment and local decision-making

Free Help in Salem

View all →
Devnw logo

Devnw

DevNW is a nonprofit community development organization offering financial counseling, affordable housing, and access to funds for individuals and families across the Northwest.

BBB: NR

Profile signals: Individuals seeking free financial counseling and education in the Pacific Northwest, First-time homebuyers interested in downpayment assistance and affordable housing options

Credit Unions in Salem

View all →
Ibew/Sj Cascade logo

Ibew/Sj Cascade

IBEW/SJ Cascade Federal Credit Union is a member-owned financial cooperative serving the Salem, OR area with credit union banking services including savings, checking, and lending products.

BBB: NR

Profile signals: IBEW union members seeking banking services tailored to union community, Members preferring credit union not-for-profit structure over commercial bank ownership

Your Rights in Oregon

Oregon Consumer Protections: Oregon capped payday loan APR at 36% in 2007, drastically reducing high-cost lending in the state. The minimum 31-day term and APR cap make traditional payday lending impractical. Consumers can file complaints with the Division of Financial Regulation or the Attorney General.

Interest Rate Cap: Oregon usury cap: 36% APR cap on payday loans (2007 reform); 12% general usury. Payday lending is restricted.

Key Regulations:
  • Payday loans capped at 36% APR including fees since 2007 reform.
  • Maximum payday loan is $50,000 or 25% of gross monthly income.
  • Minimum 31-day term required for payday loans.
  • The Oregon Consumer Finance Act provides comprehensive lending regulations.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Oregon Attorney General Consumer Protection.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

Browse Other Cities

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.