Compare 18 credit repair companies, personal lenders, and financial services in Saint Louis, Missouri. All independently reviewed with BBB ratings and pricing.
Commercial Bank is a community bank offering checking, savings, credit cards, business loans, and mortgage services with a focus on high-yield deposit accounts and nationwide ATM access.
Best for: Consumers seeking high-yield checking accounts with competitive cash back rewards, Small business owners needing personalized lending and convenient deposit solutions
Edward Jones is a financial advisory firm offering personalized wealth management, investment strategies, and financial planning through a network of local financial advisors.
Best for: Investors seeking personalized wealth management and investment strategy from a local advisor, Individuals planning for retirement who want comprehensive financial planning guidance
Unable to verify. Website access denied; no factual data available to profile Royal Banks of Missouri.
Best for: Local banking with personal service, FDIC-insured deposits
Community-oriented bank serving northwestern St. Louis and St. Charles Counties with personal and business banking, mortgages, and lending products.
Best for: Individuals and families in northwestern St. Louis and St. Charles Counties seeking community-oriented banking, Small and medium-sized businesses requiring personalized business banking and cash management services
Saint Louis Bank is a regional community bank offering personal and business banking services with a focus on local relationships and regional growth.
Best for: St. Louis and Edwardsville area residents and business owners seeking relationship-based banking, Small to mid-sized business owners needing business loans and cash management services
Stifel Bank & Trust is a relationship-focused bank offering customized banking, lending, and trust services for businesses, entrepreneurs, and individuals, integrated with Stifel's broader financial advisor network.
Best for: Business owners and entrepreneurs seeking customized lending and banking solutions integrated with investment advisory, High-net-worth individuals wanting coordinated trust services, banking, and wealth management
St. Louis-based 501(c)(3) nonprofit community development corporation offering free comprehensive services including financial counseling, workforce development, and family support to 50,000+ low-income residents annually.
Best for: Low-income Saint Louis residents seeking free comprehensive community services beyond standalone financial counseling, Families needing coordinated support across multiple life domains (housing, employment, youth services, family counseling)
Beyond Housing is a comprehensive community development nonprofit serving the St. Louis region with affordable housing, education, health, and employment support programs.
Best for: St. Louis-area residents experiencing housing instability combined with employment and education barriers who need coordinated support, First-time homebuyers in the St. Louis region seeking education, down payment assistance, and ongoing financial advising
Missouri-based nonprofit CDFI providing credit building, housing assistance, and small business lending to low-to-moderate income individuals and families.
Best for: Low-to-moderate income small business owners in the St. Louis region seeking startup or expansion capital, First-time homebuyers preparing for homeownership or struggling with mortgage retention
HUD-approved nonprofit housing counselor and community housing development organization serving the St. Louis/Lemay area since 1998, offering free homebuyer education and down payment assistance.
Best for: First-time homebuyers in the St. Louis/Lemay area seeking free, HUD-certified counseling and education, Lemay residents needing home repair assistance or property maintenance support through volunteer programs
HUD-certified nonprofit housing counselor serving St. Louis metro with free pre/post-purchase counseling, foreclosure prevention, and rental assistance programs.
Best for: First-time homebuyers in St. Louis metro seeking free HUD-certified pre-purchase counseling and financial education, Current homeowners facing foreclosure or mortgage default seeking loss mitigation counseling and financial alternatives
Non-profit community organization providing free employment services, housing counseling, financial literacy, and utility assistance to low-income families in the St. Louis region since 1918.
Best for: Low-income families in St. Louis County seeking free utility bill assistance, weatherization, or food/clothing support, Unemployed or underemployed residents needing job training, career counseling, and employment placement services
Commercial Bank is a community bank offering checking, savings, credit cards, business loans, and mortgage services with a focus on high-yield deposit accounts and nationwide ATM access.
Best for: Consumers seeking high-yield checking accounts with competitive cash back rewards, Small business owners needing personalized lending and convenient deposit solutions
Edward Jones is a financial advisory firm offering personalized wealth management, investment strategies, and financial planning through a network of local financial advisors.
Best for: Investors seeking personalized wealth management and investment strategy from a local advisor, Individuals planning for retirement who want comprehensive financial planning guidance
Unable to verify. Website access denied; no factual data available to profile Royal Banks of Missouri.
Best for: Local banking with personal service, FDIC-insured deposits
Community-oriented bank serving northwestern St. Louis and St. Charles Counties with personal and business banking, mortgages, and lending products.
Best for: Individuals and families in northwestern St. Louis and St. Charles Counties seeking community-oriented banking, Small and medium-sized businesses requiring personalized business banking and cash management services
Saint Louis Bank is a regional community bank offering personal and business banking services with a focus on local relationships and regional growth.
Best for: St. Louis and Edwardsville area residents and business owners seeking relationship-based banking, Small to mid-sized business owners needing business loans and cash management services
Stifel Bank & Trust is a relationship-focused bank offering customized banking, lending, and trust services for businesses, entrepreneurs, and individuals, integrated with Stifel's broader financial advisor network.
Best for: Business owners and entrepreneurs seeking customized lending and banking solutions integrated with investment advisory, High-net-worth individuals wanting coordinated trust services, banking, and wealth management
NACA offers character-based mortgages with no down payment, no closing costs, and no mortgage insurance, prioritizing affordability over credit scores for homebuyers.
Best for: First-time homebuyers with poor credit scores or limited credit history who cannot qualify for conventional loans, Lower-income borrowers unable to save for down payment or afford closing costs
Missouri Consumer Protections: Missouri allows payday lending with relatively permissive regulations including up to 6 renewals. The fee cap of 75% of the loan amount results in very high effective APRs. The Division of Finance regulates consumer lenders, and complaints can be filed with the Division or the Attorney General.
Interest Rate Cap: Missouri usury cap: No cap for licensed lenders; payday loans capped at $500 with fees up to $75.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Missouri Attorney General Consumer Protection Division.
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