Best Banks in Saint Louis, MO

Compare 8 banks companies serving Saint Louis, Missouri. Average rating: 4.2/5.

8 Companies 8 Rated Payday: Legal

Missouri Lending Regulations

Missouri allows payday lending with relatively permissive regulations including up to 6 renewals. The fee cap of 75% of the loan amount results in very high effective APRs. The Division of Finance regulates consumer lenders, and complaints can be filed with the Division or the Attorney General.

Usury cap: No cap for licensed lenders; payday loans capped at $500 with fees up to $75 Agency: Missouri Attorney General Consumer Protection Division

Top-Rated Banks

Commercial Bank logo

Commercial Bank

Commercial Bank is a community bank offering checking, savings, credit cards, business loans, and mortgage services with a focus on high-yield deposit accounts and nationwide ATM access.

4.2/5
Contact BBB:

Best for: Consumers seeking high-yield checking accounts with competitive cash back rewards, Small business owners needing personalized lending and convenient deposit solutions

Edward Jones Trust Company logo

Edward Jones Trust Company

Edward Jones is a financial advisory firm offering personalized wealth management, investment strategies, and financial planning through a network of local financial advisors.

4.2/5
Contact BBB:

Best for: Investors seeking personalized wealth management and investment strategy from a local advisor, Individuals planning for retirement who want comprehensive financial planning guidance

Royal Banks of Missouri logo

Royal Banks of Missouri

Unable to verify. Website access denied; no factual data available to profile Royal Banks of Missouri.

4.2/5
Contact BBB:

Best for: Local banking with personal service, FDIC-insured deposits

St. Johns Bank and Trust Company logo

St. Johns Bank and Trust Company

Community-oriented bank serving northwestern St. Louis and St. Charles Counties with personal and business banking, mortgages, and lending products.

4.2/5
Contact BBB:

Best for: Individuals and families in northwestern St. Louis and St. Charles Counties seeking community-oriented banking, Small and medium-sized businesses requiring personalized business banking and cash management services

St. Louis Bank logo

St. Louis Bank

Saint Louis Bank is a regional community bank offering personal and business banking services with a focus on local relationships and regional growth.

4.2/5
Contact BBB:

Best for: St. Louis and Edwardsville area residents and business owners seeking relationship-based banking, Small to mid-sized business owners needing business loans and cash management services

Stifel Bank logo

Stifel Bank

Stifel Bank offers relationship-based banking, lending, and trust services for businesses, entrepreneurs, and individuals, with integrated financial advisory support.

4.2/5
Contact BBB:

Best for: Business owners and entrepreneurs seeking integrated banking with venture or fund-related services, High-net-worth individuals and families wanting coordinated banking, lending, and financial advisory services

All Banks in Saint Louis (8)

Commercial Bank logo

Commercial Bank

Commercial Bank is a community bank offering checking, savings, credit cards, business loans, and mortgage services with a focus on high-yield deposit accounts and nationwide ATM access.

4.2/5
Contact BBB:

Best for: Consumers seeking high-yield checking accounts with competitive cash back rewards, Small business owners needing personalized lending and convenient deposit solutions

Edward Jones Trust Company logo

Edward Jones Trust Company

Edward Jones is a financial advisory firm offering personalized wealth management, investment strategies, and financial planning through a network of local financial advisors.

4.2/5
Contact BBB:

Best for: Investors seeking personalized wealth management and investment strategy from a local advisor, Individuals planning for retirement who want comprehensive financial planning guidance

Royal Banks of Missouri logo

Royal Banks of Missouri

Unable to verify. Website access denied; no factual data available to profile Royal Banks of Missouri.

4.2/5
Contact BBB:

Best for: Local banking with personal service, FDIC-insured deposits

St. Johns Bank and Trust Company logo

St. Johns Bank and Trust Company

Community-oriented bank serving northwestern St. Louis and St. Charles Counties with personal and business banking, mortgages, and lending products.

4.2/5
Contact BBB:

Best for: Individuals and families in northwestern St. Louis and St. Charles Counties seeking community-oriented banking, Small and medium-sized businesses requiring personalized business banking and cash management services

St. Louis Bank logo

St. Louis Bank

Saint Louis Bank is a regional community bank offering personal and business banking services with a focus on local relationships and regional growth.

4.2/5
Contact BBB:

Best for: St. Louis and Edwardsville area residents and business owners seeking relationship-based banking, Small to mid-sized business owners needing business loans and cash management services

Stifel Bank logo

Stifel Bank

Stifel Bank offers relationship-based banking, lending, and trust services for businesses, entrepreneurs, and individuals, with integrated financial advisory support.

4.2/5
Contact BBB:

Best for: Business owners and entrepreneurs seeking integrated banking with venture or fund-related services, High-net-worth individuals and families wanting coordinated banking, lending, and financial advisory services

Stifel Bank and Trust logo

Stifel Bank and Trust

Stifel Bank & Trust is a relationship-focused bank offering customized banking, lending, and trust services for businesses, entrepreneurs, and individuals, integrated with Stifel's broader financial advisor network.

4.2/5
Contact BBB:

Best for: Business owners and entrepreneurs seeking customized lending and banking solutions integrated with investment advisory, High-net-worth individuals wanting coordinated trust services, banking, and wealth management

Stifel Trust Company, National Association logo

Stifel Trust Company, National Association

Stifel Trust Company, N.A. provides corporate trustee services, trust administration, and investment management for individuals and organizations planning wealth transfer and estate preservation.

4.2/5
Contact BBB:

Best for: Individuals with substantial assets planning wealth transfer and seeking professional trustee administration outside family structures, Families wanting to avoid probate through revocable living trusts while maintaining continuity with their Stifel Financial Advisor