Pflugerville, TX

Credit Repair & Financial Services in Pflugerville

Review 5 credit repair companies, personal lenders, and financial services in Pflugerville, Texas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Texas avg credit score: 694 Median income: $73,035 Poverty rate: 13.4% Payday loans: Legal Texas overview →

Featured Provider Profiles in Pflugerville

5 companies
Advanced Financial Services Group LLC logo

Advanced Financial Services Group LLC

Texas-based credit repair service offering unlimited disputes with all three major credit bureaus, personalized repair plans, and financial education to give clients credit-score context to review.

5.0/5

Google rating from 20 reviews

BBB: NR

Profile signals: Austin, Texas residents with credit reports containing inaccurate negative items or errors, Homebuyers preparing for mortgage applications who need credit-score context to review

ACE Cash Express logo

ACE Cash Express

Pflugerville, TX's ACE Cash Express provides short-term cash access loans and check cashing at 1420 Wells Branch Pkwy.

BBB: NR

Profile signals: Consumers researching short-term cash access with listed funding timing capability, Customers seeking multiple financial services at one provider (check cashing, bill pay, money transfers)

First Cash Pawn logo

First Cash Pawn

Pflugerville First Cash Pawn at 1912 W Pecan St, TX provides short-term cash access loans on jewelry, electronics, and collectibles with fair valuations and immediate payouts.

BBB: NR

Profile signals: Cash-constrained consumers who need immediate funds and own valuable items to pledge, Shoppers seeking affordable merchandise through layaway plans or retail inventory

Top Cash Pawn #9 logo

Top Cash Pawn #9

Locally owned Austin pawn shop operating 7 locations for over 25 years, offering collateral-based loans on jewelry, electronics, firearms, instruments, and tools with provider-stated funding timing.

BBB: NR

Profile signals: Individuals researching short-term cash access ($100-$5K+) and willing to pledge personal property as collateral, Customers with no credit history or poor credit seeking fast funding without credit review

Top Cash Pawn logo

Top Cash Pawn

Locally owned Austin pawn shop with 25+ years of operation, offering collateral-based loans on jewelry, electronics, firearms, and musical instruments across 7 locations.

BBB: NR

Profile signals: Customers with items of value (jewelry, electronics, instruments) needing quick collateral-based cash with eligibility claims to verify, Musicians and audiophiles seeking used instruments and equipment through their Reverb Marketplace presence

Pawn Shops in Pflugerville

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First Cash Pawn logo

First Cash Pawn

Pflugerville First Cash Pawn at 1912 W Pecan St, TX provides short-term cash access loans on jewelry, electronics, and collectibles with fair valuations and immediate payouts.

BBB: NR

Profile signals: Cash-constrained consumers who need immediate funds and own valuable items to pledge, Shoppers seeking affordable merchandise through layaway plans or retail inventory

Top Cash Pawn #9 logo

Top Cash Pawn #9

Locally owned Austin pawn shop operating 7 locations for over 25 years, offering collateral-based loans on jewelry, electronics, firearms, instruments, and tools with provider-stated funding timing.

BBB: NR

Profile signals: Individuals researching short-term cash access ($100-$5K+) and willing to pledge personal property as collateral, Customers with no credit history or poor credit seeking fast funding without credit review

Top Cash Pawn logo

Top Cash Pawn

Locally owned Austin pawn shop with 25+ years of operation, offering collateral-based loans on jewelry, electronics, firearms, and musical instruments across 7 locations.

BBB: NR

Profile signals: Customers with items of value (jewelry, electronics, instruments) needing quick collateral-based cash with eligibility claims to verify, Musicians and audiophiles seeking used instruments and equipment through their Reverb Marketplace presence

Emergency Cash in Pflugerville

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ACE Cash Express logo

ACE Cash Express

Pflugerville, TX's ACE Cash Express provides short-term cash access loans and check cashing at 1420 Wells Branch Pkwy.

BBB: NR

Profile signals: Consumers researching short-term cash access with listed funding timing capability, Customers seeking multiple financial services at one provider (check cashing, bill pay, money transfers)

Credit Repair in Pflugerville

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Advanced Financial Services Group LLC logo

Advanced Financial Services Group LLC

Texas-based credit repair service offering unlimited disputes with all three major credit bureaus, personalized repair plans, and financial education to give clients credit-score context to review.

5.0/5

Google rating from 20 reviews

BBB: NR

Profile signals: Austin, Texas residents with credit reports containing inaccurate negative items or errors, Homebuyers preparing for mortgage applications who need credit-score context to review

Your Rights in Texas

Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.

Key Regulations:
  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.
  • The Texas Finance Code regulates consumer lending but exempts CABs from rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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