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First Cash Pawn in Pflugerville, TX

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Pflugerville First Cash Pawn at 1912 W Pecan St, TX provides quick cash loans on jewelry, electronics, and collectibles with fair valuations and immediate payouts.

Data compiled from public sources

First Cash Pawn Review

First Cash Pawn is located at 1912 W Pecan St, Suite 105A in Pflugerville, TX, on the west side of town. The store is open Monday through Saturday from 9 AM to 7 PM, and Sunday from 12 PM to 5 PM, making it convenient for residents throughout Pflugerville to visit during weekday or weekend hours.

This Pflugerville location buys, sells, and loans against jewelry, electronics, musical instruments, tools, and collectibles. The experienced staff provides fair assessments and can offer short-term cash access in hand. Contact First Cash Pawn at +1 512-989-2105 to discuss your items or inquire about current inventory.

Pflugerville residents should bring valid identification and the original items they wish to sell or pawn. The store serves as a reported alternative to traditional loans for short-term cash access needs, whether you're looking to pawn seasonal equipment, upgrade electronics, or access short-term funds.

Services & Features

Buy and sell services for merchandise
Gold and precious metal buying with cash on spot
Layaway service with 10% down payment option
Lease-to-own financing through subsidiary AFF at 15,000+ merchant partners
Online merchandise inventory browsing
Pawn FAQs and educational content
Pawn loans secured by personal property (non-recourse)
Retail finance payment solutions
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Store locator for 3,300+ locations

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Massive network of 3,300+ locations across 29 U.S. states, DC, UK, and Latin America for convenient access
  • short-term cash access on the spot for pawn loans secured by personal property
  • eligibility claims to verify for pawn loans, serving credit-constrained consumers
  • Diverse merchandise buying including jewelry, gold, electronics, tools, instruments, and appliances
  • Additional layaway service option with affordable 10% down payments for budget-conscious shoppers
  • Publicly traded company (S&P MidCap 400 and Russell 2000 indexed) providing institutional credibility
  • Retail sales component offers access to affordable merchandise alongside lending services

Cons

  • No interest rates or loan terms disclosed on website, making cost comparison impossible
  • Pawn loans require surrendering personal property with risk of permanent loss if not repaid
  • Limited transparency about typical loan amounts, repayment periods, and renewal options
  • Non-recourse nature means items are forfeited without further collection efforts, incentivizing high interest rates

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Pflugerville, TX. It does not confirm that First Cash Pawn or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does First Cash Pawn offer?

First Cash Pawn offers 10 services including Pawn loans secured by personal property (non-recourse), Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Gold and precious metal buying with cash on spot, Layaway service with 10% down payment option, Store locator for 3,300+ locations, and 5 more.

What profile signals are listed for First Cash Pawn?

First Cash Pawn has profile signals associated with Cash-constrained consumers who need immediate funds and own valuable items to pledge, Shoppers seeking affordable merchandise through layaway plans or retail inventory, People with poor credit who may not meet traditional personal-loan criteria, Individuals looking to sell gold, jewelry, or other valuables for short-term cash access.

What are the strengths and weaknesses of First Cash Pawn?

Key strengths: Massive network of 3,300+ locations across 29 U.S. states, DC, UK, and Latin America for convenient access; short-term cash access on the spot for pawn loans secured by personal property; eligibility claims to verify for pawn loans, serving credit-constrained consumers. Areas to consider: No interest rates or loan terms disclosed on website, making cost comparison impossible; Pawn loans require surrendering personal property with risk of permanent loss if not repaid.

How does First Cash Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1912 W Pecan St #105A, Pflugerville, TX 78660
BBB Accredited
No
Visit First Cash Pawn

CreditDoc Profile Note

Research Note on First Cash Pawn

FirstCash is profile signals for cash-constrained or credit-challenged consumers who own valuable items and need immediate funds, or for budget-conscious shoppers seeking affordable merchandise through layaway. The critical caveat is that pawn loans involve surrendering personal property with no recourse if unable to repay, and the lack of disclosed interest rates and terms makes it impossible to evaluate whether costs are competitive with alternative lending options.

Profile Signals

  • Cash-constrained consumers who need immediate funds and own valuable items to pledge
  • Shoppers seeking affordable merchandise through layaway plans or retail inventory
  • People with poor credit who may not meet traditional personal-loan criteria
  • Individuals looking to sell gold, jewelry, or other valuables for short-term cash access
Updated 2026-05-08

Similar Companies

Gold Star Finance logo

Gold Star Finance

Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.

BBB: NR

Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms

TitleMax Title Loans logo

TitleMax Title Loans

In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.

BBB: A+

Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards

TitleMax Title Loans logo

TitleMax Title Loans

Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.

BBB: A+

Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card

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Quick Summary

  • First Cash Pawn is listed as a Pawn Shops provider in Pflugerville, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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