Review 6 credit repair companies, personal lenders, and financial services in Parma, Ohio. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
All Saints Federal Credit Union is a member-owned financial cooperative offering savings accounts, checking, loans, and credit cards with rate claims to verify and a community-focused mission.
Profile signals: Members seeking competitive auto loan rates with no pre-payment penalties, Consumers looking for member-owned financial institutions that prioritize member benefits over profits
Cleveland Selfreliance is a not-for-profit federal credit union serving the Ukrainian-American community for 60+ years, offering mortgages, auto loans, savings accounts, and online banking.
Profile signals: Ukrainian-American families and community members seeking culturally-aligned banking with bilingual support, Homebuyers in the Cleveland/Northeast Ohio area looking for competitive mortgage rates with community roots
Parma's MoneyGram at 1650 Snow Rd provides convenient check cashing and money transfer services, open 7AM-9PM daily.
Profile signals: Customers needing convenient in-store money transfer while shopping at Marc's retail locations, Individuals sending money domestically to family, friends, or business contacts across the US
Parma, OH residents can cash checks quickly at SAM Check Cashing Machine on State Rd, open and ready to serve your financial needs.
Profile signals: Unbanked or underbanked individuals needing immediate check conversion, Customers requiring wire transfers or money orders without a bank account
Unity Catholic Federal Credit Union is a member-owned, not-for-profit credit union serving members since 1942, offering checking, savings, loans, and credit cards with rate claims to verify.
Profile signals: Members who qualify for Unity Catholic's membership and want personalized, non-profit banking, Families seeking youth savings programs with engagement tools and contests
Wiremen's Credit Union is a member-owned financial institution serving electrical workers in Cleveland, offering auto loans, home equity loans, CDs, and other financial products with rate claims to verify.
Profile signals: Electrical workers and union members seeking vehicle financing with rate claims to verify, Individuals building credit through share-secured loans with lower APRs
All Saints Federal Credit Union is a member-owned financial cooperative offering savings accounts, checking, loans, and credit cards with rate claims to verify and a community-focused mission.
Profile signals: Members seeking competitive auto loan rates with no pre-payment penalties, Consumers looking for member-owned financial institutions that prioritize member benefits over profits
Cleveland Selfreliance is a not-for-profit federal credit union serving the Ukrainian-American community for 60+ years, offering mortgages, auto loans, savings accounts, and online banking.
Profile signals: Ukrainian-American families and community members seeking culturally-aligned banking with bilingual support, Homebuyers in the Cleveland/Northeast Ohio area looking for competitive mortgage rates with community roots
Unity Catholic Federal Credit Union is a member-owned, not-for-profit credit union serving members since 1942, offering checking, savings, loans, and credit cards with rate claims to verify.
Profile signals: Members who qualify for Unity Catholic's membership and want personalized, non-profit banking, Families seeking youth savings programs with engagement tools and contests
Wiremen's Credit Union is a member-owned financial institution serving electrical workers in Cleveland, offering auto loans, home equity loans, CDs, and other financial products with rate claims to verify.
Profile signals: Electrical workers and union members seeking vehicle financing with rate claims to verify, Individuals building credit through share-secured loans with lower APRs
Parma's MoneyGram at 1650 Snow Rd provides convenient check cashing and money transfer services, open 7AM-9PM daily.
Profile signals: Customers needing convenient in-store money transfer while shopping at Marc's retail locations, Individuals sending money domestically to family, friends, or business contacts across the US
Parma, OH residents can cash checks quickly at SAM Check Cashing Machine on State Rd, open and ready to serve your financial needs.
Profile signals: Unbanked or underbanked individuals needing immediate check conversion, Customers requiring wire transfers or money orders without a bank account
Ohio Consumer Protections: Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.
Interest Rate Cap: Ohio usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury. Payday lending is restricted (max $1000).
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Ohio Attorney General Consumer Protection Section.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.