Part of the Sam Check Cashing Machine chain · locations
SAM Check Cashing Machine logo

SAM Check Cashing Machine in Parma, OH

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Parma, OH residents can cash checks quickly at SAM Check Cashing Machine on State Rd, open and ready to serve your financial needs.

Data compiled from public sources

SAM Check Cashing Machine Review

SAM Check Cashing Machine is located at 5566 State Rd in Parma, OH, offering convenient check cashing services to the local community. This standalone location serves Parma residents without being part of another host store, making it an easy-to-find destination on State Rd. While specific hours of operation are not currently published, you can contact the store directly to confirm availability.

At this Parma location, SAM Check Cashing Machine provides quick and reliable check cashing services. Whether you need to cash a personal check, paycheck, or other negotiable instruments, the staff at 5566 State Rd is ready to help. Call +1 800-948-9819 to inquire about accepted check types, fees, and any identification requirements.

For Parma, OH residents who need fast access to cash, SAM Check Cashing Machine on State Rd is a convenient option that doesn't require a bank account. Bring a valid government-issued ID when you visit, along with the checks you need cashed. SAM Check Cashing Machine specializes in quick processing to get you the cash you need.

Services & Features

Bill payment processing
Cash access services
Check cashing
Check liquidation
In-person financial transactions
Money orders
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Dedicated toll-free phone line (800) 948-9819 for customer service
  • Multiple service options including check cashing, money orders, wire transfers, and bill payment
  • Physical storefront location in Parma, Ohio for in-person transactions
  • Established business with online location directory presence
  • Serves customers who lack traditional bank accounts or need expedited cash access

Cons

  • Website provides minimal information about fee structures or pricing transparency
  • No details available on check approval criteria or processing times
  • Limited online presence restricts ability to comparison shop before visiting
  • No information about hours of operation, funding limits, or service restrictions

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Parma, OH. It does not confirm that SAM Check Cashing Machine or this specific location is licensed.

State regulator

Ohio Department of Commerce Division of Financial Institutions

Money services context in Ohio

Short-term lending status: Restricted

General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Key state rules to check

  • HB 123 (2018) reformed payday lending with 28% APR cap plus a monthly maintenance fee.
  • Short-term loans capped at $1,000 with minimum term of 91 days.
  • Monthly maintenance fee of up to 10% of original principal (max $30/month).

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does SAM Check Cashing Machine offer?

SAM Check Cashing Machine offers 7 services including Check cashing, Money orders, Wire transfers, Bill payment processing, Cash access services, and 2 more.

What profile signals are listed for SAM Check Cashing Machine?

SAM Check Cashing Machine has profile signals associated with Unbanked or underbanked individuals needing immediate check conversion, Customers requiring wire transfers or money orders without a bank account, Local Parma, Ohio residents seeking convenient in-person financial services.

What are the strengths and weaknesses of SAM Check Cashing Machine?

Key strengths: Dedicated toll-free phone line (800) 948-9819 for customer service; Multiple service options including check cashing, money orders, wire transfers, and bill payment; Physical storefront location in Parma, Ohio for in-person transactions. Areas to consider: Website provides minimal information about fee structures or pricing transparency; No details available on check approval criteria or processing times.

How does SAM Check Cashing Machine compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Bancosecha, Cash Plus, CheckSmart. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
5566 State Rd, Parma, OH 44134
BBB Accredited
No

No Website Currently Available

CreditDoc Profile Note

Research Note on SAM Check Cashing Machine

SAM Check Cashing Machine is best suited for unbanked or underbanked consumers in the Parma area who need immediate check conversion and basic money transfer services. The primary caveat is the lack of listed pricing and service details online, requiring direct contact to understand fee structures and specific capabilities.

Profile Signals

  • Unbanked or underbanked individuals needing immediate check conversion
  • Customers requiring wire transfers or money orders without a bank account
  • Local Parma, Ohio residents seeking convenient in-person financial services
Updated 2026-05-08

Similar Companies

Bancosecha logo

Bancosecha

Bancosecha is a multi-service financial center in Columbus, Ohio offering check cashing, money transfers, bill payments, notary services, and vehicle registration assistance with locations serving the Spanish-speaking community.

BBB: NR

Profile signals: Spanish-speaking immigrants and residents of Columbus, Ohio needing multi-service financial hubs, Individuals sending frequent remittances to Mexico, Guatemala, or Central America

Cash Plus logo

Cash Plus

Multi-location check cashing and financial services provider in the Cincinnati area offering payday advances, money orders, and bill payment services.

BBB: NR

Profile signals: Consumers who need to cash checks and lack a traditional bank account, People who need quick access to money orders and Western Union transfers for domestic or international payments

CheckSmart logo

CheckSmart

Cincinnati, OH's CheckSmart at 8398 Reading Rd offers quick check-cashing and money transfer services in a standalone location.

BBB: NR

Profile signals: Unbanked or underbanked customers needing check cashing, money orders, and basic money services, Workers seeking quick emergency cash with listed funding timing options

Compare Your Needs With SAM Check Cashing Machine

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Quick Summary

  • SAM Check Cashing Machine is listed as a Check Cashing & Money Services provider in Parma, OH on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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