Overland Park, KS

Credit Repair & Financial Services in Overland Park

Review 10 credit repair companies, personal lenders, and financial services in Overland Park, Kansas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Kansas avg credit score: 712 Median income: $69,747 Poverty rate: 10.3% Payday loans: Legal Kansas overview →

Featured Provider Profiles in Overland Park

10 companies
Advance America logo

Advance America

Overland Park's Advance America location at 7417 Metcalf Ave offers payday and title loans.

BBB: NR

Profile signals: Workers facing a genuine short-term cash emergency with no other funding options (medical bills, car repairs, eviction risk), Borrowers with vehicles paid in full who need larger emergency amounts ($2,000+) and can afford title loan interest costs

Bank of Labor logo

Bank of Labor

Majority labor-owned bank serving hardworking people since 1924 with flexible digital and in-person banking options.

BBB: NR

Profile signals: Union members and organized labor workers seeking alignment with labor-owned institutions, Customers who prioritize community-focused banking over large corporate institutions

B&v logo

B&v

B&V Credit Union is a member-owned, not-for-profit credit union established in 1954, serving employees of Black & Veatch and their families with competitive loan rates and personalized financial services.

BBB: NR

Profile signals: Current employees of Black & Veatch Holding Company or Black & Veatch Corporation, Family members (spouses, children, parents, siblings) of eligible Black & Veatch employees

Cornerstone Bank logo

Cornerstone Bank

Community-focused bank in Overland Park, KS offering personal and business banking, loans, savings accounts, and credit cards with 23+ years of local service.

BBB: NR

Profile signals: Kansas City area residents and businesses seeking relationship-based local banking, Small business owners needing flexible financing and personalized cash management

Heartland Pawnbrokers logo

Heartland Pawnbrokers

Heartland Pawnbrokers operates three Kansas locations offering collateral-based loans, buying, and selling of items like jewelry, electronics, and tools with no-commission customer-first service.

BBB: NR

Profile signals: Kansas residents in Lawrence, Olathe, or Overland Park needing quick temporary cash against collateral, Individuals with items to sell (jewelry, electronics, collectibles) who prefer local, relationship-based transactions

Kendall Bank logo

Kendall Bank

Kendall Bank is a Kansas-based community bank offering personal and business banking services, including checking, savings, CDs, and SBA lending solutions.

BBB: NR

Profile signals: Small business owners in Kansas seeking SBA loans and relationship-based lending, Individual consumers in Kansas wanting local community banking with digital convenience

Banks in Overland Park

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Bank of Labor logo

Bank of Labor

Majority labor-owned bank serving hardworking people since 1924 with flexible digital and in-person banking options.

BBB: NR

Profile signals: Union members and organized labor workers seeking alignment with labor-owned institutions, Customers who prioritize community-focused banking over large corporate institutions

Cornerstone Bank logo

Cornerstone Bank

Community-focused bank in Overland Park, KS offering personal and business banking, loans, savings accounts, and credit cards with 23+ years of local service.

BBB: NR

Profile signals: Kansas City area residents and businesses seeking relationship-based local banking, Small business owners needing flexible financing and personalized cash management

Kendall Bank logo

Kendall Bank

Kendall Bank is a Kansas-based community bank offering personal and business banking services, including checking, savings, CDs, and SBA lending solutions.

BBB: NR

Profile signals: Small business owners in Kansas seeking SBA loans and relationship-based lending, Individual consumers in Kansas wanting local community banking with digital convenience

Emergency Cash in Overland Park

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Advance America logo

Advance America

Overland Park's Advance America location at 7417 Metcalf Ave offers payday and title loans.

BBB: NR

Profile signals: Workers facing a genuine short-term cash emergency with no other funding options (medical bills, car repairs, eviction risk), Borrowers with vehicles paid in full who need larger emergency amounts ($2,000+) and can afford title loan interest costs

Money N Minutes logo

Money N Minutes

Kansas-based line of credit lender offering short-term cash access loans up to provider-stated funding timing for residents of Johnson County near Overland Park, with flexible repayment schedules.

BBB: NR

Profile signals: Kansas residents in Johnson County facing unexpected short-term expenses who prefer in-person guidance, Applicants seeking same-day cash access who have full-time employment and an active bank account

Pawn Shops in Overland Park

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Heartland Pawnbrokers logo

Heartland Pawnbrokers

Heartland Pawnbrokers operates three Kansas locations offering collateral-based loans, buying, and selling of items like jewelry, electronics, and tools with no-commission customer-first service.

BBB: NR

Profile signals: Kansas residents in Lawrence, Olathe, or Overland Park needing quick temporary cash against collateral, Individuals with items to sell (jewelry, electronics, collectibles) who prefer local, relationship-based transactions

Sol's Jewelry and Pawn logo

Sol's Jewelry and Pawn

Sol's Jewelry & Pawn specializes in gold, silver, platinum, and diamond jewelry pawns and sales across two Kansas City locations. Offers short-term cash access loans with eligibility claims to verify.

BBB: NR

Profile signals: Individuals with gold, silver, platinum, or diamond jewelry researching short-term cash access, Those seeking to sell jewelry without navigating individual buyer networks or online resale platforms

Check Cashing & Money Services in Overland Park

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MoneyGram logo

MoneyGram

Overland Park's MoneyGram at 9970 W 87th St offers check-cashing and money transfer services Monday through Saturday.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts needing check cashing services, People sending money to family and friends domestically who prefer in-person transactions

MoneyGram logo

MoneyGram

Overland Park, KS MoneyGram at 7800 Shawnee Mission Pkwy offers check cashing, money transfers, and bill payment services daily.

BBB: NR

Profile signals: Unbanked and underbanked consumers needing convenient check cashing without bank account, Individuals sending domestic or international remittances to family members

Credit Unions in Overland Park

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B&v logo

B&v

B&V Credit Union is a member-owned, not-for-profit credit union established in 1954, serving employees of Black & Veatch and their families with competitive loan rates and personalized financial services.

BBB: NR

Profile signals: Current employees of Black & Veatch Holding Company or Black & Veatch Corporation, Family members (spouses, children, parents, siblings) of eligible Black & Veatch employees

Your Rights in Kansas

Kansas Consumer Protections: Kansas allows payday lending with a $500 cap and $15 per $100 fee limit. Rollovers are prohibited. The Office of the State Bank Commissioner regulates consumer lenders, and complaints can be filed with the OSBC or the Attorney General's Consumer Protection Division.

Interest Rate Cap: Kansas usury cap: 15% for agreements; payday loans capped at $500 with $15 per $100 fee.

Key Regulations:
  • Payday loans capped at $500 with a maximum fee of $15 per $100.
  • Cash advance loans limited to 30-day terms with no rollovers.
  • Licensed supervised lenders can charge rates exceeding the usury cap.
  • The Kansas Consumer Protection Act prohibits deceptive lending practices.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Kansas Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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