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B&v in Overland Park, KS

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B&V Credit Union is a member-owned, not-for-profit credit union established in 1954, serving employees of Black & Veatch and their families with competitive loan rates and personalized financial services.

Data compiled from public sources

B&v Review

B&V Credit Union was founded on June 15, 1954, by Black & Veatch employees seeking to provide convenient and high-quality financial services to fellow employees and their families. The credit union operates as a separate entity from Black & Veatch Corporation, though Black & Veatch serves as a valued sponsor with no financial interest. Over seven decades, the institution has maintained its founding principle of "service and convenience" while growing from 66 initial members with $2,051 in shares.

The credit union offers a range of consumer lending products including auto loans (new and used vehicles), signature loans, share accounts, and share certificates. Featured rates include new auto loans at 5.25-7.00% APR, used auto loans at 6.79-7.19% APR, and signature loans at 13.00% APR. Members can access services through a physical office in Overland Park, Kansas, a virtual branch, online banking tools, rate calculators, and payment services including their Bacon Pay system. The institution maintains a routing number (301080583) for direct deposits and transfers.

What distinguishes B&V Credit Union is its exclusive membership structure tied to Black & Veatch employment eligibility, combined with its member-owned governance model where each member holds equal voting power regardless of account balance. The organization operates on not-for-profit principles, returning profits to members through rate claims to verify rather than shareholder dividends. Board positions and the Supervisory Committee are volunteer roles filled by elected members, and the credit union operates under Kansas state supervision with NCUA insurance backing.

B&V Credit Union is best suited for current and former Black & Veatch employees and their extended family members (spouse, partner, children, parents, grandparents, siblings) seeking personalized service and member-focused rates. The $5.00 minimum deposit requirement to open an account is exceptionally low. However, the membership restriction is the primary limitation—those without Black & Veatch employment connections cannot join, making this institution inaccessible to the general public.

Services & Features

Bacon Pay digital payment system
Direct deposit services
E-Services and account management
Membership enrollment
New auto loans (5.25-7.00% APR)
Online payment processing
Rate calculators
Share accounts (savings)
Share certificates (CDs)
Signature personal loans (13.00% APR)
Used auto loans (6.79-7.19% APR)
Virtual branch online banking

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Competitive auto loan rates (5.25-7.00% for new vehicles) with listed APR ranges
  • Member-owned structure ensures democratic governance with equal voting power regardless of account balance
  • Not-for-profit model returns earnings to members through favorable rates rather than shareholder profits
  • Low minimum deposit requirement ($5.00) to open an account
  • Established 70-year track record since 1954 with consistent service focus
  • Multiple access channels including virtual branch, in-person office, phone, email, and online services
  • NCUA insurance protection and Kansas state regulatory oversight

Cons

  • Membership restricted to Black & Veatch employees and their family members—not open to general public
  • Signature loan rates (13.00% APR) are notably higher than auto loan rates, limiting flexibility for other borrowing needs
  • Single physical office location in Overland Park, Kansas limits accessibility for geographically dispersed members
  • Limited information provided on website regarding savings account rates, CD rates, or full product suite
  • No mention of credit card products or other modern financial services typical of larger credit unions

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Overland Park, KS. It does not confirm that B&v or this specific location is licensed.

State regulator

Kansas Office of the State Bank Commissioner

Key state rules to check

  • Payday loans capped at $500 with a maximum fee of $15 per $100.
  • Cash advance loans limited to 30-day terms with no rollovers.
  • Licensed supervised lenders can charge rates exceeding the usury cap.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does B&v offer?

B&v offers 12 services including New auto loans (5.25-7.00% APR), Used auto loans (6.79-7.19% APR), Signature personal loans (13.00% APR), Share accounts (savings), Share certificates (CDs), and 7 more.

What profile signals are listed for B&v?

B&v has profile signals associated with Current employees of Black & Veatch Holding Company or Black & Veatch Corporation, Family members (spouses, children, parents, siblings) of eligible Black & Veatch employees, Individuals seeking member-owned, not-for-profit financial institution with democratic governance, Borrowers shopping for competitive auto loans with straightforward rate structures.

What are the strengths and weaknesses of B&v?

Key strengths: Competitive auto loan rates (5.25-7.00% for new vehicles) with listed APR ranges; Member-owned structure ensures democratic governance with equal voting power regardless of account balance; Not-for-profit model returns earnings to members through favorable rates rather than shareholder profits. Areas to consider: Membership restricted to Black & Veatch employees and their family members—not open to general public; Signature loan rates (13.00% APR) are notably higher than auto loan rates, limiting flexibility for other borrowing needs.

How does B&v compare to similar companies?

In the Credit Unions category, comparable providers include 1st Kansas, Azura, Catholic Family. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1954
Headquarters
Overland Park, KS
BBB Accredited
No
Certifications
NCUA Insured Charter #63598
Visit B&v

CreditDoc Profile Note

Research Note on B&v

B&V Credit Union is profiled for Black & Veatch employees and their eligible family members seeking competitive auto financing and personalized member-owned banking with democratic governance. The primary limitation is membership exclusivity—those without Black & Veatch employment connections are ineligible to join, making this institution unavailable to the general public despite its strong financial fundamentals.

Profile Signals

  • Current employees of Black & Veatch Holding Company or Black & Veatch Corporation
  • Family members (spouses, children, parents, siblings) of eligible Black & Veatch employees
  • Individuals seeking member-owned, not-for-profit financial institution with democratic governance
  • Borrowers shopping for competitive auto loans with straightforward rate structures
Updated 2026-05-14

Similar Companies

1st Kansas logo

1st Kansas

1st Kansas Credit Union is Kansas's oldest credit union, serving federal, state, and local government employees and their dependents across four states with accounts, loans, and financial services.

BBB: NR

Profile signals: Federal, state, city, and county government employees seeking relationship banking with a local credit union, Government employee families and dependents in Kansas, Nebraska, Iowa, or Missouri needing comprehensive financial services

Azura logo

Azura

Azura Credit Union is a Kansas-based, member-owned not-for-profit financial cooperative serving nearly 63,000 members since 1939 with competitive auto loans, mortgages, and checking accounts.

BBB: NR

Profile signals: Kansas residents seeking competitive auto financing with personalized local service and relationship-based banking, First-time homebuyers and refinancers in Northeast Kansas wanting flexible mortgage solutions with local guidance

Catholic Family logo

Catholic Family

Member-owned credit union serving South Kansas City's Catholic community since 1957, offering savings accounts, auto loans, and insurance products with NCUA protection.

BBB: NR

Profile signals: Members of affiliated South Kansas City Catholic parishes, schools, or universities seeking community-focused banking, Individuals purchasing vehicles who want competitive auto loan rates with membership benefits

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Quick Summary

  • B&v is listed as a Credit Unions provider in Overland Park, KS on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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