Orange Park, FL

Credit Repair & Financial Services in Orange Park

Review 8 credit repair companies, personal lenders, and financial services in Orange Park, Florida. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Florida avg credit score: 706 Median income: $71,711 Poverty rate: 11.4% Payday loans: Legal Florida overview →

Featured Provider Profiles in Orange Park

8 companies
Credit Repair Hero logo

Credit Repair Hero

Review this provider profile and compare source-linked details before choosing what to do next.

5.0/5

Google rating from 24 reviews

BBB: NR

Profile signals: Consumers in Orange Park, Florida looking for credit repair services, People who prefer working with a local credit repair provider

Advance America logo

Advance America

Orange Park, FL payday loans at Advance America on Blanding Blvd offer short-term cash access solutions for emergency expenses.

BBB: NR

Profile signals: Workers facing urgent expense context shortfalls between paychecks with stable employment and checking account access, Borrowers with vehicle equity seeking larger lump sums ($2,000–$25,000) on tight timelines

Best Deal Gun and Pawn logo

Best Deal Gun and Pawn

Best Deal Gun and Pawn offers collateral-based loans, firearm sales, and merchandise buying/trading with FFL transfer services at $25 per transaction.

BBB: NR

Profile signals: Gun owners and firearms enthusiasts needing FFL transfer services at rate claims to verify, Customers seeking quick collateral-based loans with eligibility claims to verify

Cash America Pawn logo

Cash America Pawn

Orange Park, FL's Cash America Pawn at 330 Blanding Blvd offers quick loans and cash advances on items you own.

BBB: NR

Profile signals: Consumers needing immediate emergency cash without access to traditional credit or bank loans, Individuals with items of value they can spare temporarily in exchange for fast short-term funds

Lending Bear logo

Lending Bear

Lending Bear Orange Park, Florida — Lending Bear offers payday loans ($100-$500), installment loans up to $1,000, pawn loans, and check cashing at locat...

BBB: NR

Profile signals: Employed consumers facing short-term cash access gaps before the next paycheck with limited-documentation claims to verify, Jacksonville residents needing check cashing services without a bank account

Money Bridge Pawn, Inc logo

Money Bridge Pawn, Inc

Money Bridge Pawn operates 3 Jacksonville-area locations offering short-term cash access loans against personal items, plus a retail showroom with discounted merchandise.

BBB: NR

Profile signals: Consumers needing immediate small-to-medium cash amounts and willing to pledge personal items as collateral, People seeking to sell gold, silver, jewelry, or other items of value quickly for cash

Pawn Shops in Orange Park

View all →
Best Deal Gun and Pawn logo

Best Deal Gun and Pawn

Best Deal Gun and Pawn offers collateral-based loans, firearm sales, and merchandise buying/trading with FFL transfer services at $25 per transaction.

BBB: NR

Profile signals: Gun owners and firearms enthusiasts needing FFL transfer services at rate claims to verify, Customers seeking quick collateral-based loans with eligibility claims to verify

Cash America Pawn logo

Cash America Pawn

Orange Park, FL's Cash America Pawn at 330 Blanding Blvd offers quick loans and cash advances on items you own.

BBB: NR

Profile signals: Consumers needing immediate emergency cash without access to traditional credit or bank loans, Individuals with items of value they can spare temporarily in exchange for fast short-term funds

Money Bridge Pawn, Inc logo

Money Bridge Pawn, Inc

Money Bridge Pawn operates 3 Jacksonville-area locations offering short-term cash access loans against personal items, plus a retail showroom with discounted merchandise.

BBB: NR

Profile signals: Consumers needing immediate small-to-medium cash amounts and willing to pledge personal items as collateral, People seeking to sell gold, silver, jewelry, or other items of value quickly for cash

Orange Park Gun & Pawn logo

Orange Park Gun & Pawn

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: People researching short-term cash access with eligibility claims to verify, Borrowers with valuable items as collateral

Value Pawn & Jewelry logo

Value Pawn & Jewelry

Orange Park, FL pawn shop at Value Pawn & Jewelry on Blanding Blvd offers short-term cash access loans and jewelry sales.

BBB: NR

Profile signals: Customers with valuable collateral (jewelry, electronics, tools) who need same-day or next-day cash, Consumers seeking discounted pre-owned electronics or jewelry at 25-70% off retail with eligibility claims to verify

Emergency Cash in Orange Park

View all →
Advance America logo

Advance America

Orange Park, FL payday loans at Advance America on Blanding Blvd offer short-term cash access solutions for emergency expenses.

BBB: NR

Profile signals: Workers facing urgent expense context shortfalls between paychecks with stable employment and checking account access, Borrowers with vehicle equity seeking larger lump sums ($2,000–$25,000) on tight timelines

Lending Bear logo

Lending Bear

Lending Bear Orange Park, Florida — Lending Bear offers payday loans ($100-$500), installment loans up to $1,000, pawn loans, and check cashing at locat...

BBB: NR

Profile signals: Employed consumers facing short-term cash access gaps before the next paycheck with limited-documentation claims to verify, Jacksonville residents needing check cashing services without a bank account

fix-my-credit in Orange Park

View all →
Credit Repair Hero logo

Credit Repair Hero

Review this provider profile and compare source-linked details before choosing what to do next.

5.0/5

Google rating from 24 reviews

BBB: NR

Profile signals: Consumers in Orange Park, Florida looking for credit repair services, People who prefer working with a local credit repair provider

Your Rights in Florida

Florida Consumer Protections: Florida allows payday lending with notable consumer-protection context including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Interest Rate Cap: Florida usury cap: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately.

Key Regulations:
  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.
  • The Florida Consumer Finance Act regulates installment lenders with tiered rate caps.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Florida Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

Browse Other Cities

Affiliate Disclosure: CreditDoc may earn a commission when you click links to products and services featured on this page. Compensation does not determine whether a provider can be covered or how visible star ratings are calculated. Learn more.