Part of the Cash America Pawn chain · locations
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Cash America Pawn in Orange Park, FL

3.9/5

Orange Park, FL's Cash America Pawn at 330 Blanding Blvd offers quick loans and cash advances on items you own.

Data compiled from public sources · Rating from CreditDoc methodology

Cash America Pawn Review

Cash America Pawn is located at 330 Blanding Blvd in Orange Park, FL, a standalone pawn shop serving the Orange Park community. The store is open Monday through Friday from 9 AM to 6 PM, Saturdays from 9 AM to 5 PM, and closed Sundays, making it convenient for most schedules in Orange Park.

At this Orange Park location, you can pawn items for immediate cash, buy pre-owned merchandise at discounted prices, and access other financial services. Call 904-272-2030 to ask about specific items, get a quote over the phone, or confirm current availability.

If you need fast cash in Orange Park, bring a valid ID and the item(s) you want to pawn—the process is straightforward and typically takes 15–20 minutes. Cash America Pawn specializes in converting items into instant funds without traditional lending delays.

Services & Features

Consumer lending focused on cash-constrained populations
Gold and precious metal buying with immediate cash payment
Instant merchandise purchasing for items of value
Inventory search and store locator tool
Layaway service with 10% down payment option
Merchandise appraisal and valuation services
Multi-location merchandise access across store network
Pawn loans secured by personal property collateral
Property pledge acceptance and loan issuance
Retail lease-to-own and payment solutions through AFF subsidiary
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Technology-enabled point-of-sale systems for transaction processing

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Over 3,300 retail locations across 29 U.S. states, UK, and Latin America for accessibility and convenience
  • Non-recourse pawn loans mean borrowers have no personal liability if collateral doesn't cover loan amount
  • No credit check or income verification required to qualify for pawn loans
  • Immediate cash payment on the spot for gold, jewelry, and other items sold to the company
  • Wide variety of merchandise accepted including jewelry, electronics, tools, appliances, and musical instruments
  • Fast loan processing without complex application procedures typical of traditional lending
  • Layaway service available with only 10% down payment for alternative purchasing option
  • Publicly traded company (S&P MidCap 400, Russell 2000) providing stability and transparency

Cons

  • Borrowers lose personal property as collateral, risking loss of sentimental or valuable items if loans aren't repaid
  • Pawn loans are short-term solutions that don't build credit history or establish borrowing relationships
  • Effective borrowing costs can be high when factoring in loan fees and merchandise depreciation rates
  • Limited to what the pawnbroker will accept as collateral and the appraised value they assign
  • Retail merchandise availability varies by location and inventory is unpredictable

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
3.5
Ease of Use
3.9

Frequently Asked Questions

Is Cash America Pawn legitimate?

Yes. Cash America Pawn is a registered company, headquartered in 330 Blanding Blvd, Orange Park, FL 32073.

Quick Facts

Headquarters
330 Blanding Blvd, Orange Park, FL 32073
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
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CreditDoc Diagnosis

Doctor's Verdict on Cash America Pawn

FirstCash is best for consumers facing genuine financial emergencies who have valuable personal property they can temporarily pledge for immediate cash. The critical caveat is that pawn loans should be viewed as emergency-only solutions, not sustainable financing: borrowers risk losing collateral, build no credit history, and face potentially high effective costs; this is a last resort before payday loans or other predatory lending, not a replacement for traditional credit access.

Best For

  • Consumers needing immediate emergency cash without access to traditional credit or bank loans
  • Individuals with items of value they can spare temporarily in exchange for fast short-term funds
  • Budget-conscious shoppers seeking affordable retail merchandise or layaway alternatives to credit
  • People in underserved areas without traditional banking or lending options
Updated 2026-04-29

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