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Cash America Pawn in Orange Park, FL

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Orange Park, FL's Cash America Pawn at 330 Blanding Blvd offers quick loans and cash advances on items you own.

Data compiled from public sources

Cash America Pawn Review

Cash America Pawn is located at 330 Blanding Blvd in Orange Park, FL, a standalone pawn shop serving the Orange Park community. The store is open Monday through Friday from 9 AM to 6 PM, Saturdays from 9 AM to 5 PM, and closed Sundays, making it convenient for most schedules in Orange Park.

At this Orange Park location, you can pawn items for short-term cash access, buy pre-owned merchandise at discounted prices, and access other financial services. Call 904-272-2030 to ask about specific items, get a quote over the phone, or confirm current availability.

If you are researching short-term cash access in Orange Park, bring a valid ID and the item(s) you want to pawn—the process is straightforward and typically takes 15–20 minutes. Cash America Pawn specializes in converting items into instant funds without traditional lending delays.

Services & Features

Consumer lending focused on cash-constrained populations
Gold and precious metal buying with immediate cash payment
Instant merchandise purchasing for items of value
Inventory search and store locator tool
Layaway service with 10% down payment option
Merchandise appraisal and valuation services
Multi-location merchandise access across store network
Pawn loans secured by personal property collateral
Property pledge acceptance and loan issuance
Retail lease-to-own and payment solutions through AFF subsidiary
Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments
Technology-enabled point-of-sale systems for transaction processing

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Over 3,300 retail locations across 29 U.S. states, UK, and Latin America for accessibility and convenience
  • Non-recourse pawn loans mean borrowers have no personal liability if collateral doesn't cover loan amount
  • eligibility claim to verify or income verification required to qualify for pawn loans
  • short-term cash access payment on the spot for gold, jewelry, and other items sold to the company
  • Wide variety of merchandise accepted including jewelry, electronics, tools, appliances, and musical instruments
  • Fast loan processing without complex application procedures typical of traditional lending
  • Layaway service available with only 10% down payment for alternative purchasing option
  • Publicly traded company (S&P MidCap 400, Russell 2000) providing stability and transparency

Cons

  • Borrowers lose personal property as collateral, risking loss of sentimental or valuable items if loans aren't repaid
  • Pawn loans are short-term solutions that don't build credit history or establish borrowing relationships
  • Effective borrowing costs can be high when factoring in loan fees and merchandise depreciation rates
  • Limited to what the pawnbroker will accept as collateral and the appraised value they assign
  • Retail merchandise availability varies by location and inventory is unpredictable

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Orange Park, FL. It does not confirm that Cash America Pawn or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Money services context in Florida

Short-term lending status: Legal

General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Cash America Pawn offer?

Cash America Pawn offers 12 services including Pawn loans secured by personal property collateral, Gold and precious metal buying with immediate cash payment, Retail sales of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Layaway service with 10% down payment option, Merchandise appraisal and valuation services, and 7 more.

What profile signals are listed for Cash America Pawn?

Cash America Pawn has profile signals associated with Consumers needing immediate emergency cash without access to traditional credit or bank loans, Individuals with items of value they can spare temporarily in exchange for fast short-term funds, Budget-conscious shoppers seeking affordable retail merchandise or layaway alternatives to credit, People in underserved areas without traditional banking or lending options.

What are the strengths and weaknesses of Cash America Pawn?

Key strengths: Over 3,300 retail locations across 29 U.S. states, UK, and Latin America for accessibility and convenience; Non-recourse pawn loans mean borrowers have no personal liability if collateral doesn't cover loan amount; eligibility claim to verify or income verification required to qualify for pawn loans. Areas to consider: Borrowers lose personal property as collateral, risking loss of sentimental or valuable items if loans aren't repaid; Pawn loans are short-term solutions that don't build credit history or establish borrowing relationships.

How does Cash America Pawn compare to similar companies?

In the Pawn Shops category, comparable providers include InstaLoan, Pawn Jewelry - Orlando, FL, Pawn Jewelry - Tampa, FL. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
330 Blanding Blvd, Orange Park, FL 32073
BBB Accredited
No
Visit Cash America Pawn

CreditDoc Profile Note

Research Note on Cash America Pawn

FirstCash is profile signals for consumers facing genuine financial emergencies who have valuable personal property they can temporarily pledge for short-term cash access. The critical caveat is that pawn loans should be viewed as emergency-only solutions, not sustainable financing: borrowers risk losing collateral, build no credit history, and face potentially high effective costs; this is a last resort before payday loans or other high-cost lending, not a replacement for traditional credit access.

Profile Signals

  • Consumers needing immediate emergency cash without access to traditional credit or bank loans
  • Individuals with items of value they can spare temporarily in exchange for fast short-term funds
  • Budget-conscious shoppers seeking affordable retail merchandise or layaway alternatives to credit
  • People in underserved areas without traditional banking or lending options
Updated 2026-05-08

Similar Companies

InstaLoan logo

InstaLoan

Brandon, FL is served by InstaLoan's pawn shop at 1403 W Brandon Blvd, open Mon-Sat for short-term cash access loans and asset sales.

BBB: A+

Profile signals: Florida or Georgia residents with bad or no credit who need cash within the same day, Vehicle owners with a clear title (no active financing) who need to borrow against it without surrendering the car

Pawn Jewelry - Orlando, FL logo

Pawn Jewelry - Orlando, FL

Diamond Banc Orlando offers collateral loans and outright purchases for fine jewelry, diamonds, and luxury watches, charging 2.5%/month with no setup fees or prepayment penalties.

BBB: A+

Profile signals: Luxury jewelry owners who need fast liquidity without permanently selling their pieces, Rolex or designer watch owners seeking higher loan amounts than traditional pawn shops offer

Pawn Jewelry - Tampa, FL logo

Pawn Jewelry - Tampa, FL

Diamond Banc Tampa offers collateral-based equity loans and outright purchases of fine jewelry, diamonds, and luxury watches — a premium alternative to traditional pawn shops.

BBB: A+

Profile signals: Owners of high-value fine jewelry or luxury watches ($50,000+) who need fast short-term liquidity, Borrowers who cannot or prefer not to use their credit profile to qualify for a loan

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Quick Summary

  • Cash America Pawn is listed as a Pawn Shops provider in Orange Park, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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