Review 17 credit repair companies, personal lenders, and financial services in Oakland, California. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 14 reviews
Profile signals: Consumers in Oakland, California looking for credit repair services, People who prefer working with a local credit repair provider
Oakland's 5 Star Car Title Loans provides fast auto title loans with provider-stated same-day approval timing at 4321 San Leandro St in CA.
Profile signals: Borrowers with poor credit who may not meet traditional personal-loan criteria, People facing urgent expense research who own vehicles with equity
Certified B Corp bank offering ethical banking products with listed lending to affordable housing, small business, and environmental initiatives while refusing fossil fuels and weapons financing.
Profile signals: Socially conscious consumers who prioritize ethical lending practices over maximum rates, Small business owners and B Corps seeking alignment between banking partner values and mission
Oakland, CA: California Check Cashing Stores on Telegraph Ave offers fast check cashing and financial services.
Profile signals: Individuals in San Francisco needing immediate check-cashing services without a bank account, Workers seeking small payroll advances between paychecks (under $250)
Check Center offers check cashing, payday loans up to $255, money transfers, bill pay, and prepaid cards at its Oakland, CA location serving a 25-mile radius.
Profile signals: Oakland-area residents needing immediate check cashing services without bank account or delays, Customers with poor credit seeking high-approval-rate small payday loans despite higher costs
Credit coach and business mentor offering credit repair guidance, business coaching, and entrepreneurship training with 15+ years of combined experience. Operates as Bay Area WAV Inc.
Profile signals: Entrepreneurs interested in starting their own credit repair business with structured training and mentorship, Small business owners seeking integrated credit and business coaching from one provider
Credit coach and business mentor offering credit repair guidance, business coaching, and entrepreneurship training with 15+ years of combined experience. Operates as Bay Area WAV Inc.
Profile signals: Entrepreneurs interested in starting their own credit repair business with structured training and mentorship, Small business owners seeking integrated credit and business coaching from one provider
Habitat for Humanity East Bay/Silicon Valley builds and repairs affordable homes for low-income families while providing housing counseling and homeownership education in the Bay Area.
Profile signals: First-time homebuyers with household incomes up to 120% AMI seeking permanent affordable homeownership in the Bay Area, Low-to-moderate income families wanting to build community connections through sweat equity participation
Nonprofit credit counseling agency offering debt management plans, financial counseling, and educational resources to help consumers reduce debt faster.
Profile signals: Consumers with multiple high-interest credit cards seeking consolidated payment solutions, Individuals considering bankruptcy who want to explore alternative debt management options first
HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and down payment assistance through a network of certified counselors.
Profile signals: First-time homebuyers seeking free guidance on the homeownership process, Individuals exploring down payment assistance programs and mortgage options
HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and affordable housing solutions across multiple locations.
Profile signals: First-time homebuyers seeking free education and down payment assistance guidance, Individuals working toward financial stability and homeownership over 12+ month timeframes
NACA is a nonprofit housing counselor offering character-based mortgage lending with no down payment, closing costs, or credit score requirements to help close the racial wealth gap.
Profile signals: First-time homebuyers with limited savings or poor credit who cannot access traditional mortgages, Borrowers in historically underserved communities seeking affordable homeownership with social mission alignment
Certified B Corp bank offering ethical banking products with listed lending to affordable housing, small business, and environmental initiatives while refusing fossil fuels and weapons financing.
Profile signals: Socially conscious consumers who prioritize ethical lending practices over maximum rates, Small business owners and B Corps seeking alignment between banking partner values and mission
Gateway Bank, F.S.B. is a federal savings bank offering personal and commercial banking services including checking, savings, CDs, IRAs, and commercial loans with online banking and cash management solutions.
Profile signals: Small to mid-sized business owners needing integrated cash management and fraud prevention solutions, California-based individuals and businesses seeking personalized banking with modern digital capabilities
Metropolitan Bank is a community-focused bank serving the San Francisco Bay Area for over 40 years, offering personal and business banking products with emphasis on local investment and personalized service.
Profile signals: San Francisco Bay Area residents and business owners seeking local banking relationships, Customers who prioritize community investment and want deposits to support local economic development
Summit Bank is a community bank operating since 1982, offering checking, savings, loans, and credit cards to individuals and businesses across the San Francisco Bay Area.
Profile signals: San Francisco Bay Area business owners seeking personalized lending relationships and faster approval decisions, Cannabis industry businesses needing listed banking services unavailable from mainstream banks
Oakland's 5 Star Car Title Loans provides fast auto title loans with provider-stated same-day approval timing at 4321 San Leandro St in CA.
Profile signals: Borrowers with poor credit who may not meet traditional personal-loan criteria, People facing urgent expense research who own vehicles with equity
Oakland's 421 14th St location of US Cash Advance offers payday and title loans 7 days a week.
Profile signals: Workers needing same-day cash for unexpected expenses (medical bills, urgent repairs), Consumers with poor or no credit history who cannot access traditional bank loans
Oakland, CA: California Check Cashing Stores on Telegraph Ave offers fast check cashing and financial services.
Profile signals: Individuals in San Francisco needing immediate check-cashing services without a bank account, Workers seeking small payroll advances between paychecks (under $250)
Check Center offers check cashing, payday loans up to $255, money transfers, bill pay, and prepaid cards at its Oakland, CA location serving a 25-mile radius.
Profile signals: Oakland-area residents needing immediate check cashing services without bank account or delays, Customers with poor credit seeking high-approval-rate small payday loans despite higher costs
Free credit scores, reports, and monitoring from TransUnion and Equifax. Plus personalized financial recommendations.
Profile signals: Review this provider profile and compare source-linked details before choosing what to do next., Checking your score without affecting it
Review this provider profile and compare source-linked details before choosing what to do next.
Google rating from 14 reviews
Profile signals: Consumers in Oakland, California looking for credit repair services, People who prefer working with a local credit repair provider
Utility District Credit Union is a member-owned financial cooperative serving EBMUD employees with low-rate loans, savings accounts, and community-focused banking services.
Profile signals: Current and retired EBMUD employees seeking member-owned banking alternatives, EBMUD employee families wanting cooperative credit union membership benefits
California Consumer Protections: California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Interest Rate Cap: California usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with California Attorney General Consumer Protection.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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