No stored Google rating available.
HUD-approved housing counseling agency providing free guidance on homeownership, financial stability, and affordable housing solutions across multiple locations.
Data compiled from public sources
NID Housing Counseling Agency is a national network of advocacy groups, housing counselors, real estate professionals, and community organizations that operates as a HUD-approved intermediary. Founded on the mission to empower individuals and communities through comprehensive housing solutions, the organization focuses on fostering sustainable homeownership and building resilient neighborhoods across the United States. The agency remained operational during the recent U.S. government shutdown, demonstrating commitment to serving Americans in need.
NID Housing Counseling Agency offers free housing counseling services delivered by HUD-certified counselors. Their core offerings include homebuyer education workshops (a requirement for certain down payment assistance programs), personalized financial guidance toward homeownership, counseling on housing disparities and access to quality mortgage products, and connections to down payment assistance programs. The organization also provides counselor training programs that equip housing professionals with skills to help clients make informed housing decisions, along with workshops, webinars, and training sessions for housing professionals and community leaders.
What distinguishes NID Housing Counseling Agency is its comprehensive advocacy and education network approach. Rather than operating as a single entity, they function as a dynamic coalition of multiple partner organizations and stakeholders. The company emphasizes long-term financial stability outcomes, as evidenced by client success stories spanning 18+ months of guidance. They specifically partner with HBCUs and minority-serving institutions to develop affordable housing solutions, and they maintain an existing client portal for secure document and case management.
The main limitation is that detailed service availability and specific branch locations are not clearly listed on the website. While the contact form requests location information and mentions "nearest branch," the Oakland Main Branch specifically is not prominently featured or described. The website emphasizes their national scope but provides limited information about geographic coverage or what services are available at individual branches. Consumers should verify directly whether the Oakland location offers the full range of services mentioned.
This is state-level context for Free Help consumers in Oakland, CA. It does not confirm that Nid-Hca Oakland Main Branch or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Nid-Hca Oakland Main Branch offers 12 services including Free HUD-certified housing counseling, Homebuyer education workshops, Down payment assistance program connections, Financial stability guidance and planning, Housing counselor training programs, and 7 more.
Nid-Hca Oakland Main Branch has profile signals associated with First-time homebuyers seeking free education and down payment assistance guidance, Individuals working toward financial stability and homeownership over 12+ month timeframes, HBCU and minority-serving institution students exploring affordable housing options, People seeking free housing counseling without high-cost lending or commercial motives.
Key strengths: All services are explicitly free with no hidden costs; HUD-approved and employs HUD-certified housing counselors; Documented client success stories showing multi-year financial outcomes and homeownership achievement. Areas to consider: Limited transparency about Oakland Main Branch's specific services and availability; Website does not provide clear geographic service coverage map or branch locations.
In the Free Help category, comparable providers include Abacus Credit Counseling, Consumer Credit Counseling Services, Credit.org. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
NID Housing Counseling Agency is profile signals for first-time homebuyers and individuals committed to long-term financial stability who want listed with no monthly subscription, HUD-certified guidance without commercial pressure. The main caveat is that specific service availability and operational details for the Oakland Main Branch are not clearly documented on their website, requiring direct contact to confirm what services are available locally.
Non-profit credit counseling founded by bankruptcy and financial professionals. Provides pre- and post-bankruptcy courses designed to help consumers analyze spending and rebuild financially.
Google rating from 7 reviews
Profile signals: Individuals filing Chapter 7 or Chapter 13 bankruptcy who need mandatory pre-filing credit counseling, Bankruptcy debtors completing post-discharge financial management course requirements
Consumer Credit Counseling Services San Francisco, CA — Non-profit credit counseling organization offering free initial consultations and personalized d...
Google rating from 10 reviews
Profile signals: Consumers with credit card debt seeking free guidance on debt consolidation and budgeting, Individuals wanting to review credit-score context through structured payment planning
Nonprofit HUD-approved financial counseling agency founded in 1974. Offers free and low-cost counseling for housing, debt, credit, and foreclosure prevention.
Google rating from 984 reviews
Profile signals: Homeowners facing foreclosure who need free, unbiased counseling before engaging a servicer, Seniors age 62+ considering a reverse mortgage who must complete mandatory HUD counseling
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
A plain-English breakdown of every credit score range — what each number actually means for your loans, cards, and daily life, plus exactly what to do about yours.
Read guide →A plain-English breakdown of what credit products, loans, and cards you can realistically get at every credit score level — from deep subprime to excellent.
Read guide →Learn exactly how to check your credit score for free using legitimate sources, understand the difference between soft and hard inquiries, and know your rights under federal law.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Nid-Hca Oakland Main Branch and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.