Norfolk, VA

Credit Repair & Financial Services in Norfolk

Review 12 credit repair companies, personal lenders, and financial services in Norfolk, Virginia. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Virginia avg credit score: 714 Median income: $87,249 Poverty rate: 9.6% Payday loans: Restricted Virginia overview →

Featured Provider Profiles in Norfolk

12 companies
5 Star Car Title Loans logo

5 Star Car Title Loans

Norfolk, VA's 5 Star Car Title Loans at 892 E Little Creek Rd provides emergency title loans and cash-advance profile details with provider-stated same-day approval timing.

BBB: NR

Profile signals: Car owners with bad or no credit who are researching short-term cash access and have exhausted lower-cost options, Borrowers needing larger emergency amounts ($5,000–$50,000) secured against a vehicle

ACE Cash Express logo

ACE Cash Express

Norfolk, VA's ACE Cash Express at 6040 E Virginia Beach Blvd offers payday and title-loan profile details during convenient weekday and Saturday hours.

BBB: NR

Profile signals: Consumers researching short-term cash access and willing to visit a physical location, People who need check cashing, bill payment, or money transfer services in addition to emergency loans

Atlas Bad Credit Loans logo

Atlas Bad Credit Loans

Atlas Bad Credit Loans is a loan matching platform connecting borrowers with third-party lenders offering loans up to $5,000 for those with bad credit, with claims of no fees to verify and fast online approval.

BBB: NR

Profile signals: Borrowers with poor credit seeking quick access to $1,000-$5,000 for emergency expenses, Applicants needing auto, motorcycle, or boat financing who have been rejected by traditional lenders

Child & Family Services of Eastern Virginia, Inc. D/B/A the Up Center logo

Child & Family Services of Eastern Virginia, Inc. D/B/A the Up Center

Non-profit providing free financial counseling, mental health services, foster care support, and housing stability assistance to families and individuals in Eastern Virginia.

BBB: NR

Profile signals: Families and individuals in Eastern Virginia facing eviction, foreclosure, or housing instability, Military families needing financial guidance combined with mental health support services

Credit.Org - Virginia Branch logo

Credit.Org - Virginia Branch

National nonprofit credit counseling and HUD-approved housing counselor since 1974, offering free debt relief, credit building, and homeownership guidance through certified advisors.

BBB: NR

Profile signals: Consumers seeking free, judgment-free financial guidance to understand debt options and create action plans, Homebuyers and homeowners needing education on mortgages, reverse mortgages, foreclosure prevention, or down payment assistance

First Virginia logo

First Virginia

First Virginia Financial Services offers check cashing, money orders, and third-party lending products at physical store locations across Virginia with same-day cash access.

BBB: NR

Profile signals: Unbanked or underbanked individuals researching short-term cash access without bank accounts, Customers who prefer in-person service and face-to-face guidance over digital banking

Emergency Cash in Norfolk

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5 Star Car Title Loans logo

5 Star Car Title Loans

Norfolk, VA's 5 Star Car Title Loans at 892 E Little Creek Rd provides emergency title loans and cash-advance profile details with provider-stated same-day approval timing.

BBB: NR

Profile signals: Car owners with bad or no credit who are researching short-term cash access and have exhausted lower-cost options, Borrowers needing larger emergency amounts ($5,000–$50,000) secured against a vehicle

ACE Cash Express logo

ACE Cash Express

Norfolk, VA's ACE Cash Express at 6040 E Virginia Beach Blvd offers payday and title-loan profile details during convenient weekday and Saturday hours.

BBB: NR

Profile signals: Consumers researching short-term cash access and willing to visit a physical location, People who need check cashing, bill payment, or money transfer services in addition to emergency loans

LoanMax Title Loans logo

LoanMax Title Loans

Norfolk, VA's LoanMax Title Loans at 7455 Tidewater Dr offers title-loan profile details and payday advances with extended hours.

BBB: NR

Profile signals: Vehicle owners with a clear, paid-off title who need cash quickly and have no other credit options, Borrowers in Southgate or southeast Michigan who prefer in-person loan transactions

LoanMax Title Loans logo

LoanMax Title Loans

LoanMax Title Loans at 6109 E Virginia Beach Blvd Suite A, Norfolk, VA 23502 is Mon-Fri 10:00 AM – 6:00 PM. Google reviewers rate the branch 4.9 stars across 110 reviews. Call +1 757-932-2630.

BBB: NR

Profile signals: Vehicle owners facing genuine emergencies (medical, eviction, utilities) who can repay within the loan term, Borrowers with poor credit unable to qualify for personal loans or credit cards who own paid-off or mostly-paid vehicles

Montana Capital Car Title Loans logo

Montana Capital Car Title Loans

Norfolk, VA's Montana Capital Car Title Loans on E Virginia Beach Blvd provides fast car title loans and payday advances to residents.

BBB: NR

Profile signals: Borrowers with poor or no credit history needing short-term funds quickly, Individuals who already own a vehicle outright or with low loan balance

Primo Personal Loans logo

Primo Personal Loans

Norfolk, VA's Primo Personal Loans storefront at 415 N Military Hwy offers payday and title-loan profile details to residents with flexible terms.

BBB: NR

Profile signals: Consumers in states where Primo operates who need $100–$1,000 in emergency cash quickly, Borrowers seeking a small loan without undergoing a hard credit inquiry that affects FICO scores

Free Help in Norfolk

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Child & Family Services of Eastern Virginia, Inc. D/B/A the Up Center logo

Child & Family Services of Eastern Virginia, Inc. D/B/A the Up Center

Non-profit providing free financial counseling, mental health services, foster care support, and housing stability assistance to families and individuals in Eastern Virginia.

BBB: NR

Profile signals: Families and individuals in Eastern Virginia facing eviction, foreclosure, or housing instability, Military families needing financial guidance combined with mental health support services

Credit.Org - Virginia Branch logo

Credit.Org - Virginia Branch

National nonprofit credit counseling and HUD-approved housing counselor since 1974, offering free debt relief, credit building, and homeownership guidance through certified advisors.

BBB: NR

Profile signals: Consumers seeking free, judgment-free financial guidance to understand debt options and create action plans, Homebuyers and homeowners needing education on mortgages, reverse mortgages, foreclosure prevention, or down payment assistance

Urban League of Hampton Roads logo

Urban League of Hampton Roads

Review this provider profile and compare source-linked details before choosing what to do next.

BBB: NR

Profile signals: Consumers in Hampton Roads area seeking local nonprofit financial services, Individuals needing in-person community-based financial assistance

Personal Loans in Norfolk

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Atlas Bad Credit Loans logo

Atlas Bad Credit Loans

Atlas Bad Credit Loans is a loan matching platform connecting borrowers with third-party lenders offering loans up to $5,000 for those with bad credit, with claims of no fees to verify and fast online approval.

BBB: NR

Profile signals: Borrowers with poor credit seeking quick access to $1,000-$5,000 for emergency expenses, Applicants needing auto, motorcycle, or boat financing who have been rejected by traditional lenders

Check Cashing & Money Services in Norfolk

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First Virginia logo

First Virginia

First Virginia Financial Services offers check cashing, money orders, and third-party lending products at physical store locations across Virginia with same-day cash access.

BBB: NR

Profile signals: Unbanked or underbanked individuals researching short-term cash access without bank accounts, Customers who prefer in-person service and face-to-face guidance over digital banking

Credit Unions in Norfolk

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Norfolk Fire Department logo

Norfolk Fire Department

Norfolk Fire Department Federal Credit Union is a member-owned financial institution serving firefighters and their families with banking, lending, and credit products.

BBB: NR

Profile signals: Norfolk-area firefighters and emergency services personnel seeking community-focused banking, Members seeking listed credit union membership with personalized service emphasis

Your Rights in Virginia

Virginia Consumer Protections: Virginia enacted the Fairness in Lending Act in 2020, capping consumer loans at 36% APR and reforming the payday and title lending industry. Short-term loans are limited to $2,500 with reasonable terms. Consumers can file complaints with the Bureau of Financial Institutions or the Attorney General.

Interest Rate Cap: Virginia usury cap: 36% APR cap on consumer loans (Fairness in Lending Act, 2020); 12% general usury. Payday lending is restricted (max $2500).

Key Regulations:
  • The Fairness in Lending Act (2020) capped all consumer loans at 36% APR plus a maintenance fee.
  • Replaced the previous open-end credit and payday loan frameworks.
  • Short-term loans limited to $2,500 with a maximum 24-month term.
  • The Virginia Consumer Protection Act provides additional protections against high-cost lending.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Virginia Attorney General Consumer Protection Section.

Research Service Guides

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