Review 5 credit repair companies, personal lenders, and financial services in Midland, Texas. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
FDIC-insured bank offering checking, savings, and financial services across Texas locations with online banking access.
Profile signals: Texas residents seeking local community banking with FDIC protection, Customers in Midland, El Paso, or Jayton wanting branch-based banking relationships
Community National Bank is an FDIC-insured Texas-based bank offering checking, savings, mortgages, personal loans, and business lending with multiple branch locations.
Profile signals: Texas-based consumers seeking FDIC-insured checking and savings accounts with local branch access, Energy sector business owners needing listed oil and gas lending and working capital solutions
HUD-approved housing counseling agency offering free pre-purchase consultation, mortgage principal reduction programs, and financial literacy services to first-time homebuyers in Midland.
Profile signals: First-time homebuyers in Midland with low-to-moderate income seeking free pre-purchase education and credit counseling, Economically disadvantaged families struggling with credit issues who need repair/building guidance before applying for mortgages
MTCU is a member-owned credit union serving Midland, Texas with checking, savings, loans, and mortgage products. Offers rate claims to verify and personalized member service.
Profile signals: Midland, Texas residents seeking local credit union membership with personal service, Members wanting rewards-based checking with automatic savings features
West Texas National Bank is a regional bank serving the Permian Basin since 1904, offering personal, commercial, energy, and agricultural banking services with multiple branch locations across West Texas.
Profile signals: Energy sector businesses and professionals working in the Permian Basin, Farmers, ranchers, and agribusiness operators needing listed agricultural lending
FDIC-insured bank offering checking, savings, and financial services across Texas locations with online banking access.
Profile signals: Texas residents seeking local community banking with FDIC protection, Customers in Midland, El Paso, or Jayton wanting branch-based banking relationships
Community National Bank is an FDIC-insured Texas-based bank offering checking, savings, mortgages, personal loans, and business lending with multiple branch locations.
Profile signals: Texas-based consumers seeking FDIC-insured checking and savings accounts with local branch access, Energy sector business owners needing listed oil and gas lending and working capital solutions
West Texas National Bank is a regional bank serving the Permian Basin since 1904, offering personal, commercial, energy, and agricultural banking services with multiple branch locations across West Texas.
Profile signals: Energy sector businesses and professionals working in the Permian Basin, Farmers, ranchers, and agribusiness operators needing listed agricultural lending
HUD-approved housing counseling agency offering free pre-purchase consultation, mortgage principal reduction programs, and financial literacy services to first-time homebuyers in Midland.
Profile signals: First-time homebuyers in Midland with low-to-moderate income seeking free pre-purchase education and credit counseling, Economically disadvantaged families struggling with credit issues who need repair/building guidance before applying for mortgages
MTCU is a member-owned credit union serving Midland, Texas with checking, savings, loans, and mortgage products. Offers rate claims to verify and personalized member service.
Profile signals: Midland, Texas residents seeking local credit union membership with personal service, Members wanting rewards-based checking with automatic savings features
Texas Consumer Protections: Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Interest Rate Cap: Texas usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Texas Attorney General Consumer Protection Division.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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