Bank of Texas logo

Bank of Texas in Midland, TX

No stored Google rating available.

FDIC-insured bank offering checking, savings, and financial services across Texas locations with online banking access.

Data compiled from public sources

Bank of Texas Review

Bank of Texas is a regional bank operating in Texas with physical locations in Midland, El Paso, and Jayton. S. Government up to applicable limits, providing deposit security assurance.

com), enabling customers to manage accounts remotely. They provide debit card services with alert registration options, check ordering and reordering capabilities, and financial calculators to help customers with financial planning. The bank maintains a routing number (111323809) for wire transfers and ACH transactions.

Customers can access account information and conduct transactions through their digital platform. Bank of Texas distinguishes itself as a community-focused regional bank with physical branch presence in West Texas communities, rather than operating solely as a digital-only institution. They maintain local customer service with direct phone lines for each location, allowing customers to speak with representatives in their communities.

The bank also provides security-focused resources, including information security guidance for business customers concerned about cyber threats. The bank's digital presence appears basic compared to larger national banks. No information is available regarding business accounts, wealth management, or listed lending services.

Prospective customers would need to contact locations directly or visit the full website to understand the complete range of products, current rates, and service terms.

Services & Features

Account information access
Branch locations for in-person banking
Check ordering and reordering
Customer service via phone
Debit card alert registration
Debit card issuance and management
FDIC-insured deposit accounts
File drop secure document submission
Financial calculators
Information security resources for businesses
Online banking portal access
Wire transfers and ACH transactions

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • FDIC-insured deposits with full faith and credit backing from U.S. Government
  • Online banking available through dedicated website portal
  • Debit card services with customizable alert registration
  • Local branch presence in three Texas communities (Midland, El Paso, Jayton)
  • Provides financial calculators and planning tools for customers
  • Check reordering services available online
  • Direct customer service phone lines for each physical location

Cons

  • Limited geographic footprint restricted to Texas communities only
  • Website lacks detailed information on interest rates, fees, and product terms
  • No visible information about loan products, credit cards, or investment services
  • Basic digital platform compared to major national banking competitors
  • Minimal details about business banking or listed financial services

State Consumer Finance Context

This is state-level context for Banks consumers in Midland, TX. It does not confirm that Bank of Texas or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Bank of Texas offer?

Bank of Texas offers 12 services including FDIC-insured deposit accounts, Online banking portal access, Debit card issuance and management, Debit card alert registration, Check ordering and reordering, and 7 more.

What profile signals are listed for Bank of Texas?

Bank of Texas has profile signals associated with Texas residents seeking local community banking with FDIC protection, Customers in Midland, El Paso, or Jayton wanting branch-based banking relationships, Small business owners needing regional banking services with local support.

What are the strengths and weaknesses of Bank of Texas?

Key strengths: FDIC-insured deposits with full faith and credit backing from U.S. Government; Online banking available through dedicated website portal; Debit card services with customizable alert registration. Areas to consider: Limited geographic footprint restricted to Texas communities only; Website lacks detailed information on interest rates, fees, and product terms.

How does Bank of Texas compare to similar companies?

In the Banks category, comparable providers include Credit Human | Park Ten Financial Health Center, PECU, SouthStar Bank Austin Loan Office. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1962
Headquarters
Midland, TX
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #18576
Visit Bank of Texas

CreditDoc Profile Note

Research Note on Bank of Texas

Bank of Texas is profile signals for customers in West Texas communities seeking traditional banking services backed by FDIC insurance with local branch access. The main caveat is that the publicly available website provides minimal information about specific products, rates, and fees—interested customers must contact branches directly or access the full site to understand the complete service offering.

Profile Signals

  • Texas residents seeking local community banking with FDIC protection
  • Customers in Midland, El Paso, or Jayton wanting branch-based banking relationships
  • Small business owners needing regional banking services with local support
Updated 2026-05-08

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Compare Your Needs With Bank of Texas

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Quick Summary

  • Bank of Texas is listed as a Banks provider in Midland, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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