Macon, GA

Credit Repair & Financial Services in Macon

Review 7 credit repair companies, personal lenders, and financial services in Macon, Georgia. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Georgia avg credit score: 691 Median income: $71,355 Poverty rate: 12.1% Payday loans: Banned Georgia overview →

Featured Provider Profiles in Macon

7 companies
American Pride Bank logo

American Pride Bank

FDIC-insured bank offering checking, savings, credit cards, and retirement products designed for small business owners and entrepreneurs.

BBB: NR

Profile signals: Small business owners and entrepreneurs seeking a bank designed specifically for their needs, Consumers wanting high-yield checking with competitive APY and rewards structure

Cgr logo

Cgr

CGR Credit Union is a member-owned, not-for-profit financial institution offering auto loans, mortgages, credit cards, and deposit products with rate claims to verify.

BBB: NR

Profile signals: Consumers seeking auto loans with deferred payment options and rates below market average, Homeowners interested in HELOCs for home improvement or debt consolidation

Georgia Guard logo

Georgia Guard

Georgia Guard Credit Union is a member-owned financial cooperative serving military personnel, their families, and select employees with competitive loan rates and basic banking services.

BBB: NR

Profile signals: Georgia Army and Air National Guard members and their families seeking military-focused financial services, Eligible military reservists and employees of select Kaolin companies needing competitive loan rates and basic banking

Homefirst Housing Resource Services, Inc. logo

Homefirst Housing Resource Services, Inc.

HUD-approved housing counseling agency in Macon, GA offering homebuyer education, foreclosure prevention, and financial literacy services since 2002.

BBB: NR

Profile signals: First-time homebuyers in Macon-Bibb or Middle Georgia seeking education and pre-purchase guidance, Homeowners facing foreclosure or mortgage payment delinquency in their service area

Midsouth Community logo

Midsouth Community

MidSouth Community Federal Credit Union is a member-owned, not-for-profit credit union serving Middle Georgia since 1936, offering banking, lending, and investment services with a focus on rate claims to verify and community impact.

BBB: NR

Profile signals: Middle Georgia residents seeking lower rates and community-focused banking without profit-driven incentives, Auto borrowers and homebuyers in their service area looking for competitive loan rates

MoneyGram logo

MoneyGram

Macon, GA's MoneyGram at 4080 Bloomfield Rd provides check cashing and money transfer services daily 8AM–9PM.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing convenient money transfer without traditional bank accounts, People sending money domestically or internationally who value retail location convenience over standalone service locations

Credit Unions in Macon

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Cgr logo

Cgr

CGR Credit Union is a member-owned, not-for-profit financial institution offering auto loans, mortgages, credit cards, and deposit products with rate claims to verify.

BBB: NR

Profile signals: Consumers seeking auto loans with deferred payment options and rates below market average, Homeowners interested in HELOCs for home improvement or debt consolidation

Georgia Guard logo

Georgia Guard

Georgia Guard Credit Union is a member-owned financial cooperative serving military personnel, their families, and select employees with competitive loan rates and basic banking services.

BBB: NR

Profile signals: Georgia Army and Air National Guard members and their families seeking military-focused financial services, Eligible military reservists and employees of select Kaolin companies needing competitive loan rates and basic banking

Midsouth Community logo

Midsouth Community

MidSouth Community Federal Credit Union is a member-owned, not-for-profit credit union serving Middle Georgia since 1936, offering banking, lending, and investment services with a focus on rate claims to verify and community impact.

BBB: NR

Profile signals: Middle Georgia residents seeking lower rates and community-focused banking without profit-driven incentives, Auto borrowers and homebuyers in their service area looking for competitive loan rates

Banks in Macon

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American Pride Bank logo

American Pride Bank

FDIC-insured bank offering checking, savings, credit cards, and retirement products designed for small business owners and entrepreneurs.

BBB: NR

Profile signals: Small business owners and entrepreneurs seeking a bank designed specifically for their needs, Consumers wanting high-yield checking with competitive APY and rewards structure

Free Help in Macon

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Homefirst Housing Resource Services, Inc. logo

Homefirst Housing Resource Services, Inc.

HUD-approved housing counseling agency in Macon, GA offering homebuyer education, foreclosure prevention, and financial literacy services since 2002.

BBB: NR

Profile signals: First-time homebuyers in Macon-Bibb or Middle Georgia seeking education and pre-purchase guidance, Homeowners facing foreclosure or mortgage payment delinquency in their service area

Check Cashing & Money Services in Macon

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MoneyGram logo

MoneyGram

Macon, GA's MoneyGram at 4080 Bloomfield Rd provides check cashing and money transfer services daily 8AM–9PM.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing convenient money transfer without traditional bank accounts, People sending money domestically or internationally who value retail location convenience over standalone service locations

Emergency Cash in Macon

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Primo Personal Loans logo

Primo Personal Loans

Macon, GA's Primo Personal Loans at 4524 Forsyth Rd offers personal and title loans with provider-stated funding timing for residents seeking short-term cash access.

BBB: NR

Profile signals: Borrowers needing $100–$1,000 in emergency cash who want to avoid traditional credit inquiries, Consumers with poor or no credit history who cannot qualify for bank personal loans

Your Rights in Georgia

Georgia Consumer Protections: Georgia bans payday lending and treats violations as felony racketeering, providing among the strongest anti-payday protections in the country. Licensed installment lenders are regulated by the Department of Banking and Finance. Consumers can file complaints through the Governor's Office of Consumer Protection.

Interest Rate Cap: Georgia usury cap: 5% simple interest (7% contract rate); payday lending banned under industrial loan act repeal. Payday lending is banned in this state.

Key Regulations:
  • Payday lending is banned; Georgia repealed the industrial loan act that authorized small loans.
  • The Georgia Industrial Loan Act criminalizes payday-style lending as a felony racketeering offense.
  • Licensed installment lenders can charge tiered rates up to 60% for smallest loans.
  • Georgia Fair Lending Act regulates high-cost home loans.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Georgia Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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