American Pride Bank logo

American Pride Bank in Macon, GA

No stored Google rating available.

FDIC-insured bank offering checking, savings, credit cards, and retirement products designed for small business owners and entrepreneurs.

Data compiled from public sources

American Pride Bank Review

American Pride Bank is a full-service FDIC-insured bank founded by and for owner-operators, entrepreneurs, and small business owners. The bank was established with the explicit mission to serve individuals building wealth and growing businesses from the ground up, positioning itself as a partner for families and business owners rather than a mass-market financial institution. The bank offers a comprehensive suite of personal and business financial products.

00% APY on balances up to $100,000 through their American Rewards checking account), credit cards with multiple reward structures (low-rate, cash-back, and flexible rewards options), debit cards, mobile banking through the APB app, and CD-based Individual Retirement Accounts. Business products are advertised but not detailed on the pages provided. S.

Government. American Pride Bank distinguishes itself through several features: proactive fraud detection with text and phone alerts for debit card transactions, card suspension capability directly through the mobile app, zero fraud liability on credit cards (issued through Elan Financial Services), 24/7 cardmember service, and community involvement initiatives. The bank emphasizes accessibility with screen-reader support and provides educational tools like a retirement calculator.

The mobile app enables check deposit, bill pay, balance checking, and card management. The bank appears well-positioned for its target demographic but operates with limited transparency regarding interest rates on savings accounts, loan products, branch locations, and specific business banking terms. The website provides foundational information but lacks detail on fee structures, specific APYs for various products beyond the checking account, and minimum account requirements.

As an FDIC-insured institution, it offers deposit protection, but interested customers would need additional research to compare rates and terms with competitors.

Services & Features

24/7 cardmember customer service
Business credit cards
CD-based Individual Retirement Accounts (IRAs)
Card suspension management through mobile app
Community involvement and partnership programs
FDIC-insured checking accounts with American Rewards program
Free debit cards with fraud alert system
High-yield savings with 5.00% APY on balances up to $100,000
Mobile banking app with check mobile deposit and bill pay
Personal credit cards with rewards, cash-back, and low-rate options
Retirement planning calculator
Zero fraud liability protection on credit cards

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 5.00% APY on American Rewards checking account (up to $100,000 balance)
  • FDIC-insured deposits backed by full U.S. Government faith and credit
  • Zero fraud liability on credit cards issued through Elan Financial Services
  • Advanced fraud detection with real-time text alerts and optional phone confirmation
  • Card suspension feature available directly within mobile app without calling bank
  • Free mobile banking app with check deposit, bill pay, and account management
  • 24/7 cardmember service and customer support
  • CD-based IRA products for retirement savings with online calculator tool

Cons

  • Website does not clearly disclose interest rates for savings accounts, money market accounts, or CDs
  • Minimum deposit and account balance requirements not specified on available pages
  • Limited information about business banking products despite targeting small business owners
  • No details on loan products, lines of credit, or mortgage services despite being a full-service bank
  • Physical branch locations and hours not displayed on provided website content

State Consumer Finance Context

This is state-level context for Banks consumers in Macon, GA. It does not confirm that American Pride Bank or this specific location is licensed.

State regulator

Georgia Department of Banking and Finance

Key state rules to check

  • Payday lending is banned; Georgia repealed the industrial loan act that authorized small loans.
  • The Georgia Industrial Loan Act criminalizes payday-style lending as a felony racketeering offense.
  • Licensed installment lenders can charge tiered rates up to 60% for smallest loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does American Pride Bank offer?

American Pride Bank offers 12 services including FDIC-insured checking accounts with American Rewards program, High-yield savings with 5.00% APY on balances up to $100,000, CD-based Individual Retirement Accounts (IRAs), Personal credit cards with rewards, cash-back, and low-rate options, Business credit cards, and 7 more.

What profile signals are listed for American Pride Bank?

American Pride Bank has profile signals associated with Small business owners and entrepreneurs seeking a bank designed specifically for their needs, Consumers wanting high-yield checking with competitive APY and rewards structure, Individuals prioritizing proactive fraud detection and card management convenience, Savers interested in CD-based retirement accounts with online planning tools.

What are the strengths and weaknesses of American Pride Bank?

Key strengths: 5.00% APY on American Rewards checking account (up to $100,000 balance); FDIC-insured deposits backed by full U.S. Government faith and credit; Zero fraud liability on credit cards issued through Elan Financial Services. Areas to consider: Website does not clearly disclose interest rates for savings accounts, money market accounts, or CDs; Minimum deposit and account balance requirements not specified on available pages.

How does American Pride Bank compare to similar companies?

In the Banks category, comparable providers include Ameris Bank, Bank of Hancock County, United Community. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
2007
Headquarters
Macon, GA
BBB Accredited
No
Certifications
FDIC Insured FDIC Cert #58584
Visit American Pride Bank

CreditDoc Profile Note

Research Note on American Pride Bank

American Pride Bank is profile signals for entrepreneurs, small business owners, and individuals seeking a bank explicitly designed around their growth needs, particularly those interested in high-yield checking and rewards-focused products. The main caveat is that the website lacks critical transparency on rates for most products beyond checking, fee structures, minimum requirements, and the full scope of business banking offerings—requiring direct contact or deeper research before account opening.

Profile Signals

  • Small business owners and entrepreneurs seeking a bank designed specifically for their needs
  • Consumers wanting high-yield checking with competitive APY and rewards structure
  • Individuals prioritizing proactive fraud detection and card management convenience
  • Savers interested in CD-based retirement accounts with online planning tools
Updated 2026-05-08

Similar Companies

Ameris Bank logo

Ameris Bank

Regional bank operating in 8 southeastern states with full-service and mortgage-only locations, offering personal and commercial banking, mortgages, and equipment financing.

BBB: NR

Profile signals: Southeast-based small business owners seeking commercial banking and equipment financing with local relationships, Homebuyers in Alabama, Florida, Georgia, North Carolina, or South Carolina wanting local mortgage experience context

Bank of Hancock County logo

Bank of Hancock County

Locally owned community bank in Sparta, GA offering FDIC-insured checking, savings, money market, and CD accounts plus personal and business loans.

BBB: NR

Profile signals: Residents of Hancock County, Georgia seeking personalized banking relationships, Small business owners and entrepreneurs needing local loan services

United Community logo

United Community

United Community is an FDIC-insured bank offering personal and business banking, lending, mortgages, and wealth management services across multiple locations including Embry Hills, GA.

5.0/5

Google rating from 130 reviews

BBB: NR

Profile signals: Customers seeking full-service banking with both personal and business accounts at a single institution, Small business owners needing listed lending (SBA, USDA, industry-specific programs) and treasury management

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Quick Summary

  • American Pride Bank is listed as a Banks provider in Macon, GA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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