Longview, WA

Credit Repair & Financial Services in Longview

Review 5 credit repair companies, personal lenders, and financial services in Longview, Washington. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.

Washington avg credit score: 720 Median income: $90,325 Poverty rate: 10% Payday loans: Legal Washington overview →

Featured Provider Profiles in Longview

5 companies
Fibre logo

Fibre

Fibre Federal Credit Union is a member-owned financial cooperative offering banking, lending, and financial education services across multiple states with a focus on community investment.

BBB: NR

Profile signals: Community-minded consumers seeking credit union membership over traditional banking, Recreational vehicle enthusiasts looking for listed lending on boats, motorcycles, and ATVs

Lower Columbia Longshoremen logo

Lower Columbia Longshoremen

Lower Columbia Longshoremen's Federal Credit Union is a member-owned financial cooperative serving union members and families since 1954, offering checking, savings, loans, and credit cards.

BBB: NR

Profile signals: Union members seeking a member-owned financial institution with personalized service, Vehicle buyers wanting credit union rates and terms completed directly at auto dealerships

Mint Valley logo

Mint Valley

Mint Valley Federal Credit Union is a member-owned credit union serving Washington with auto loans, savings accounts, and credit-building programs starting at rates as low as 5.49% APR.

BBB: NR

Profile signals: Washington residents seeking competitive auto and RV/boat financing with personalized service, Consumers with credit challenges or poor credit history looking for credit-building loan programs

Red Canoe logo

Red Canoe

Red Canoe Credit Union is a member-owned financial cooperative operating 11 branches across Washington and Oregon since 1937, offering checking, savings, business accounts, and VISA credit cards.

BBB: NR

Profile signals: Residents of Washington and Oregon seeking a local, member-owned alternative to traditional banks, Small business owners looking for community-focused lending and business accounts with local support

Twin City Bank logo

Twin City Bank

Twin City Bank is a locally owned and operated community bank in Longview, WA, offering checking, savings, loans, and listed cannabis business banking services.

BBB: NR

Profile signals: Small and medium-sized business owners seeking personalized SBA lending and commercial real estate financing, Cannabis industry businesses requiring listed banking services with dedicated support

Credit Unions in Longview

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Fibre logo

Fibre

Fibre Federal Credit Union is a member-owned financial cooperative offering banking, lending, and financial education services across multiple states with a focus on community investment.

BBB: NR

Profile signals: Community-minded consumers seeking credit union membership over traditional banking, Recreational vehicle enthusiasts looking for listed lending on boats, motorcycles, and ATVs

Lower Columbia Longshoremen logo

Lower Columbia Longshoremen

Lower Columbia Longshoremen's Federal Credit Union is a member-owned financial cooperative serving union members and families since 1954, offering checking, savings, loans, and credit cards.

BBB: NR

Profile signals: Union members seeking a member-owned financial institution with personalized service, Vehicle buyers wanting credit union rates and terms completed directly at auto dealerships

Mint Valley logo

Mint Valley

Mint Valley Federal Credit Union is a member-owned credit union serving Washington with auto loans, savings accounts, and credit-building programs starting at rates as low as 5.49% APR.

BBB: NR

Profile signals: Washington residents seeking competitive auto and RV/boat financing with personalized service, Consumers with credit challenges or poor credit history looking for credit-building loan programs

Red Canoe logo

Red Canoe

Red Canoe Credit Union is a member-owned financial cooperative operating 11 branches across Washington and Oregon since 1937, offering checking, savings, business accounts, and VISA credit cards.

BBB: NR

Profile signals: Residents of Washington and Oregon seeking a local, member-owned alternative to traditional banks, Small business owners looking for community-focused lending and business accounts with local support

Banks in Longview

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Twin City Bank logo

Twin City Bank

Twin City Bank is a locally owned and operated community bank in Longview, WA, offering checking, savings, loans, and listed cannabis business banking services.

BBB: NR

Profile signals: Small and medium-sized business owners seeking personalized SBA lending and commercial real estate financing, Cannabis industry businesses requiring listed banking services with dedicated support

Your Rights in Washington

Washington Consumer Protections: Washington allows payday lending with a $700 cap, tiered fee structure, and a limit of eight loans per year. After the eighth loan, borrowers must be offered a no-cost installment plan. The Department of Financial Institutions regulates consumer lenders, and complaints can be filed with DFI or the Attorney General.

Interest Rate Cap: Washington usury cap: 12% general usury; payday loans capped at $700 with tiered fees (15% on first $500).

Key Regulations:
  • Payday loans capped at $700 or 30% of gross monthly income, whichever is less.
  • Maximum fee of 15% on first $500 and 10% above $500.
  • Borrowers limited to eight payday loans per 12-month period.
  • After the eighth loan, borrower must be offered a no-cost installment plan.

Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).

Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Washington Attorney General Consumer Protection Division.

Research Service Guides

Use these guides with local pages, state rules, and provider profiles before contacting a company.

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