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Fibre Federal Credit Union is a member-owned financial cooperative offering banking, lending, and financial education services across multiple states with a focus on community investment.
Data compiled from public sources
Fibre Federal Credit Union (Fibre FCU) operates as a traditional credit union, a member-owned financial institution structured differently from commercial banks. The organization serves multiple geographic areas and maintains physical branch locations, including a Commerce branch undergoing renovation. Based on their website prominence and routing number (323380766), Fibre FCU provides comprehensive financial services to their membership base.
Fibre FCU offers a range of banking and lending products including youth savings accounts, personal loans, and listed lending for recreational vehicles such as boats, motorcycles, ATVs/UTVs, and snowmobiles through their 'Adrenaline Loan' product. Members can access online banking, mobile apps, and checking/savings products. The credit union also provides financial education tools, including a partnership with Zogo, a gamified financial literacy platform offering points and rewards for learning money management skills.
Fibre FCU distinguishes itself through substantial community investment and member-focused initiatives. The organization has donated over $92,000 in 2026 alone across multiple community programs, including their Cash Club Cares program (which has donated $38,321 to animal shelters since 2017) and Communities First Program ($284,500 donated to education and healthcare foundations). They earned recognition as the #1 credit union in Washington through a Statista ranking. The credit union actively promotes youth financial literacy through programs like Youth Savings Month and the Scan & Score Challenge in local high schools.
As a credit union rather than a bank, Fibre FCU operates under different regulatory frameworks and structures, which may appeal to members seeking community-oriented financial institutions. However, the website provides limited detail about specific rates, fees, loan terms, or full product specifications. Membership eligibility requirements are not clearly stated on their homepage, and competitive rate comparisons cannot be made from available information. The ongoing branch renovation suggests potential temporary service disruptions.
This is state-level context for Credit Unions consumers in Longview, WA. It does not confirm that Fibre or this specific location is licensed.
State regulator
Washington Department of Financial Institutions
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Fibre processed 1,434 mortgage applications in 2023, with 68.5% recorded as approved across 6 states.
1,434
Applications
68.5%
Approval Rate
$112K
Avg Loan
6
States Served
Based on 1,434 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Fibre offers 12 services including Youth savings accounts with promotional challenges and contests, Online banking and mobile app access, Adrenaline Loan product for recreational vehicles (boats, personal watercraft, ATVs, motorcycles, snowmobiles), Personal loans, Checking and savings accounts, and 7 more.
Fibre has profile signals associated with Community-minded consumers seeking credit union membership over traditional banking, Recreational vehicle enthusiasts looking for listed lending on boats, motorcycles, and ATVs, Youth and families wanting to build savings habits with engaging financial education tools, Members in Washington and surrounding service areas seeking local banking relationships.
Key strengths: Recognized as #1 credit union in Washington by Statista; Substantial community giving programs with $92,406 contributed in 2026 and 728 volunteer hours logged; listed Adrenaline Loan product for recreational vehicles (boats, motorcycles, ATVs, snowmobiles). Areas to consider: Website lacks specific information about interest rates, fees, and loan terms for comparison; Membership eligibility criteria not clearly stated on homepage.
In the Credit Unions category, comparable providers include BECU credit union, Express Credit Union, Salal Credit Union – First Hill Branch. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Fibre FCU is profile signals for consumers seeking community-oriented credit union banking with strong local investment and youth-focused products, particularly those in Washington state. The main caveat is that the website provides insufficient detail on rates, fees, and specific product terms needed to evaluate competitiveness, and the ongoing Commerce branch renovation may temporarily limit service availability.
BECU is a Washington-based credit union offering banking services including checking, savings, and lending products to members in the Pacific Northwest.
Google rating from 259 reviews
Profile signals: Boeing employees and eligible family members in Washington state, Pacific Northwest residents seeking credit union membership benefits
Express Credit Union is a community-focused credit union offering affordable checking, savings, loans, and credit-building services to underserved populations including ITIN holders.
Google rating from 168 reviews
Profile signals: Immigrant populations and ITIN holders seeking mainstream lending alternatives to high-cost lenders, Members seeking credit-building products and financial counseling rather than short-term cash access
Salal Credit Union is a member-owned financial cooperative offering banking services including checking, savings, and lending products to its membership base.
Google rating from 24 reviews
Profile signals: Individuals eligible for Salal Credit Union membership seeking member-owned banking alternatives, Consumers in the First Hill area looking for local credit union services
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