Compare 5 credit repair companies, personal lenders, and financial services in Knoxville, Tennessee. All independently reviewed with BBB ratings and pricing.
Home Federal Bank of Tennessee is a full-service bank offering personal and business checking, savings, loans, and investment products with over $2 billion in assets.
Best for: Tennessee residents seeking traditional banking with established regional bank stability, Customers prioritizing personalized loan service and local relationships over digital-first banking
FDIC-insured bank offering online banking, treasury management, and traditional banking services. Recently acquired by Home BancShares/Centennial Bank in 2025.
Best for: Business owners and companies needing treasury management and cash management services, Existing MCB customers seeking to maintain banking relationships post-acquisition
UBank is a regional bank based in Tennessee offering business lending, online banking, and deposit products through two locations in Knoxville and Jellico.
Best for: Small business owners and entrepreneurs in East Tennessee seeking local lending decisions, Existing customers of community banks who prefer in-person relationships and local service
Knox Housing Partnership operates HomeSource East Tennessee, a nonprofit offering homebuyer education, rental housing, and financial counseling to build sustainable homeownership in East Tennessee.
Best for: First-time homebuyers in East Tennessee seeking structured education and local market guidance, Homeowners facing foreclosure or mortgage default looking for loss mitigation counseling
Knoxville Area Urban League is a community-based nonprofit organization empowering East Tennessee residents through advocacy, education, and social services programs.
Best for: East Tennessee families seeking community resources and school supply assistance, Individuals looking for nonprofit community development organizations
Home Federal Bank of Tennessee is a full-service bank offering personal and business checking, savings, loans, and investment products with over $2 billion in assets.
Best for: Tennessee residents seeking traditional banking with established regional bank stability, Customers prioritizing personalized loan service and local relationships over digital-first banking
FDIC-insured bank offering online banking, treasury management, and traditional banking services. Recently acquired by Home BancShares/Centennial Bank in 2025.
Best for: Business owners and companies needing treasury management and cash management services, Existing MCB customers seeking to maintain banking relationships post-acquisition
UBank is a regional bank based in Tennessee offering business lending, online banking, and deposit products through two locations in Knoxville and Jellico.
Best for: Small business owners and entrepreneurs in East Tennessee seeking local lending decisions, Existing customers of community banks who prefer in-person relationships and local service
Knox Housing Partnership operates HomeSource East Tennessee, a nonprofit offering homebuyer education, rental housing, and financial counseling to build sustainable homeownership in East Tennessee.
Best for: First-time homebuyers in East Tennessee seeking structured education and local market guidance, Homeowners facing foreclosure or mortgage default looking for loss mitigation counseling
Knoxville Area Urban League is a community-based nonprofit organization empowering East Tennessee residents through advocacy, education, and social services programs.
Best for: East Tennessee families seeking community resources and school supply assistance, Individuals looking for nonprofit community development organizations
Tennessee Consumer Protections: Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.
Interest Rate Cap: Tennessee usury cap: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with Tennessee Attorney General Consumer Protection Division.
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