New South Credit Union is a member-owned, not-for-profit financial institution that operates as a federally insured credit union. The organization serves members across multiple locations, including a main office and branches in Blaine and Maynardville, with customer service available by phone and email. Credit unions like New South operate on the cooperative principle where members are partial owners, distinguishing them from for-profit banks.
New South Credit Union offers a range of financial products including auto loans (new and used vehicles) with rates as low as 4.99% APR, signature loans starting at 6.99% APR, and standard deposit services. Members can access online and mobile banking platforms for account management, set up account alerts via email or text, and enroll in e-statements. The credit union maintains multiple service channels including lobby access, drive-through service, and digital banking options to serve member needs.
The organization distinguishes itself through flexible service hours, with drive-through access beginning at 8:30 AM on most days and lobby access starting at 9 AM, plus extended Wednesday morning openings at 10 AM for both channels. Members benefit from the cooperative structure, meaning they share in profits through rate claims to verify rather than supporting shareholder returns. The credit union emphasizes accessibility through various contact methods and digital convenience features.
The available information is somewhat limited to basic service offerings and contact details. Specific details about membership requirements, full product ranges, fee structures, and additional services beyond the featured loan products are not evident from the provided website content. The organization appears to serve a defined regional market rather than offering nationwide service.