Review 8 credit repair companies, personal lenders, and financial services in Jackson Heights, New York. Profiles include stored ratings, BBB context, pricing fields, maps, and local rules where available.
Credit Repair Jackson Heights Co. is a directory service comparing credit repair company profiles operating in Jackson Heights, NY, not a direct credit repair provider itself.
Google rating from 3 reviews
Profile signals: Jackson Heights residents researching and comparing credit repair companies before making a selection, Consumers seeking to verify BBB status and legitimacy of local credit repair providers
ULTRA CREDIT SOLUTIONS-CREDIT REPAIR AND DEBT SETTLEMENT is a credit repair provider based in Jackson Heights, New York. Rated 5.0/5 with 263 Google reviews, reflecting high listed customer satisfaction.
Google rating from 263 reviews
Profile signals: Consumers in Jackson Heights, New York looking for credit repair services, People who prefer working with a local credit repair provider
Core Multiservices offers credit repair by challenging Metro2 reporting compliance rather than disputing account validity, plus secured credit card building and mortgage readiness services.
Google rating from 43 reviews
Profile signals: Consumers with negative credit items seeking pre-mortgage approval preparation, Individuals seeking to build credit with a secured card and eligibility claim to verify requirement
Chhaya CDC is a 501(c)(3) non-profit providing free tax preparation, housing advocacy, economic justice programs, and financial counseling to South Asian and Indo-Caribbean communities in NYC.
Profile signals: South Asian and Indo-Caribbean immigrants in NYC seeking free tax filing assistance, First-generation homebuyers with limited traditional credit-history context looking to build credit and save for a down payment
Everest FCU is a member-owned credit union offering savings accounts, personal loans, vehicle financing, and business loans with no monthly fees on savings products.
Profile signals: Members seeking no-fee savings accounts with competitive interest rates, Borrowers needing personal loans for specific purposes (consolidation, home projects, travel)
EZ Pawn Corp Jackson Heights, New York — Family-owned NYC pawn chain since 1996, now 17 locations citywide. Offers collateral loans at 4% per month with...
Profile signals: NYC residents who are researching short-term cash access against jewelry, electronics, or other valuables and plan to redeem the item within 1–4 months, Consumers with poor or no credit who cannot qualify for a traditional personal loan or credit card
Credit Repair Jackson Heights Co. is a directory service comparing credit repair company profiles operating in Jackson Heights, NY, not a direct credit repair provider itself.
Google rating from 3 reviews
Profile signals: Jackson Heights residents researching and comparing credit repair companies before making a selection, Consumers seeking to verify BBB status and legitimacy of local credit repair providers
ULTRA CREDIT SOLUTIONS-CREDIT REPAIR AND DEBT SETTLEMENT is a credit repair provider based in Jackson Heights, New York. Rated 5.0/5 with 263 Google reviews, reflecting high listed customer satisfaction.
Google rating from 263 reviews
Profile signals: Consumers in Jackson Heights, New York looking for credit repair services, People who prefer working with a local credit repair provider
Core Multiservices offers credit repair by challenging Metro2 reporting compliance rather than disputing account validity, plus secured credit card building and mortgage readiness services.
Google rating from 43 reviews
Profile signals: Consumers with negative credit items seeking pre-mortgage approval preparation, Individuals seeking to build credit with a secured card and eligibility claim to verify requirement
EZ Pawn Corp Jackson Heights, New York — Family-owned NYC pawn chain since 1996, now 17 locations citywide. Offers collateral loans at 4% per month with...
Profile signals: NYC residents who are researching short-term cash access against jewelry, electronics, or other valuables and plan to redeem the item within 1–4 months, Consumers with poor or no credit who cannot qualify for a traditional personal loan or credit card
EZ Pawn Corp Jackson Heights, New York — Family-owned pawnbroker with 17 NYC locations since 1996, offering collateral-based loans at 4% monthly (48% AP...
Profile signals: Customers with valuable collateral (jewelry, electronics, watches) researching short-term cash access for unexpected expenses, Active duty military and dependents eligible for 36% APR cap under Military Lending Act
Chhaya CDC is a 501(c)(3) non-profit providing free tax preparation, housing advocacy, economic justice programs, and financial counseling to South Asian and Indo-Caribbean communities in NYC.
Profile signals: South Asian and Indo-Caribbean immigrants in NYC seeking free tax filing assistance, First-generation homebuyers with limited traditional credit-history context looking to build credit and save for a down payment
Everest FCU is a member-owned credit union offering savings accounts, personal loans, vehicle financing, and business loans with no monthly fees on savings products.
Profile signals: Members seeking no-fee savings accounts with competitive interest rates, Borrowers needing personal loans for specific purposes (consolidation, home projects, travel)
Jackson Heights, NY's PLS Check Cashers at 76-22 Roosevelt Ave offers 24/7 check cashing and financial services.
Profile signals: Unbanked or underbanked consumers needing after-hours check cashing and money services, Government benefits recipients requiring cash access and bill payment services
New York Consumer Protections: New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Interest Rate Cap: New York usury cap: 16% civil usury; 25% criminal usury; payday lending banned. Payday lending is banned in this state.
Federal protections: The FCRA gives you the right to dispute inaccurate credit report information for free. Credit repair companies cannot charge before performing services (Credit Repair Organizations Act).
Free resources: Get a free credit report annually at AnnualCreditReport.com. File complaints with New York Attorney General Consumer Frauds Bureau.
Use these guides with local pages, state rules, and provider profiles before contacting a company.
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