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PLS Check Cashers in Jackson Heights, NY

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Jackson Heights, NY's PLS Check Cashers at 76-22 Roosevelt Ave offers 24/7 check cashing and financial services.

Data compiled from public sources

PLS Check Cashers Review

PLS Check Cashers at 76-22 Roosevelt Ave in Jackson Heights, NY is a standalone check-cashing location serving the community 24 hours a day, 7 days a week. Whether you need cash on a weekend or during an early morning hour, this Roosevelt Ave location in Jackson Heights stays open to serve your needs. The storefront is conveniently positioned in the Jackson Heights neighborhood for easy access.

This Jackson Heights branch provides check cashing, money transfers, bill payments, and other financial services. Call +1 718-446-9291 to ask about specific services available at this location or to confirm availability before your visit.

If you're a Jackson Heights resident researching short-term cash access or check-cashing services, bring a government-issued ID and your checks. PLS Check Cashers provides accessible financial solutions when traditional banks aren't available or convenient for your schedule.

Services & Features

ATM Access
Bill Payment
Cash and Coins Services
Check Cashing
Fax and Copy Services
Foreign Exchange
Government Benefits Services
Money Orders
Notary Services
Phone Top-Ups
Ria Money Transfer
Xpectations! PLUS Debit Mastercard

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 24/7 operating hours at locations, enabling access outside standard banking hours
  • Multi-state presence across 12 states with multiple store locations for convenience
  • Comprehensive service bundling including check cashing, bill payment, money orders, and notary services in one location
  • Government benefits services available, addressing needs of benefits recipients
  • Proprietary Xpectations! PLUS Debit Mastercard with mobile app for account management
  • Foreign exchange services available for international transaction needs
  • Ria Money Transfer integration for domestic and international money transfers

Cons

  • Check cashing fees and money transfer costs typically higher than traditional banks and online alternatives
  • Not a credit product provider—does not help build credit history or offer lending services
  • Privacy policy changes requiring explicit consumer consent, with penalty of service denial for non-compliance
  • Limited transparency on fee schedules from provided website content
  • Positioned as alternative financial services rather than mainstream banking, which may indicate higher operating costs passed to consumers

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Jackson Heights, NY. It does not confirm that PLS Check Cashers or this specific location is licensed.

State regulator

New York Department of Financial Services

Money services context in New York

Short-term lending status: Banned

General rate context: 16% civil usury; 25% criminal usury; payday lending banned

New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.

Key state rules to check

  • Payday lending is banned; civil usury cap of 16% and criminal usury cap of 25% make it illegal.
  • The Department of Financial Services actively enforces against online payday lenders targeting NY residents.
  • Licensed lenders under the Banking Law may charge rates agreed upon for certain loan types.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does PLS Check Cashers offer?

PLS Check Cashers offers 12 services including Check Cashing, Money Orders, Bill Payment, Ria Money Transfer, Government Benefits Services, and 7 more.

What profile signals are listed for PLS Check Cashers?

PLS Check Cashers has profile signals associated with Unbanked or underbanked consumers needing after-hours check cashing and money services, Government benefits recipients requiring cash access and bill payment services, Consumers needing multiple financial services bundled in one location (notary, copies, money transfer, bill pay).

What are the strengths and weaknesses of PLS Check Cashers?

Key strengths: 24/7 operating hours at locations, enabling access outside standard banking hours; Multi-state presence across 12 states with multiple store locations for convenience; Comprehensive service bundling including check cashing, bill payment, money orders, and notary services in one location. Areas to consider: Check cashing fees and money transfer costs typically higher than traditional banks and online alternatives; Not a credit product provider—does not help build credit history or offer lending services.

How does PLS Check Cashers compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include 10th Avenue Check Cashing Corporation, A & S Foreign Exchange Inc, E Z Money LLC. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
76-22 Roosevelt Ave, Jackson Heights, NY 11372
BBB Accredited
No
Visit PLS Check Cashers

CreditDoc Profile Note

Research Note on PLS Check Cashers

PLS Check Cashers is profile signals for consumers without traditional bank accounts who need convenient access to check cashing, money orders, and bill payment services outside standard banking hours. The main caveat is that transaction fees are typically higher than traditional banking alternatives, and PLS does not offer credit products or services designed to build financial capability—it is purely a transaction and service facilitation provider.

Profile Signals

  • Unbanked or underbanked consumers needing after-hours check cashing and money services
  • Government benefits recipients requiring cash access and bill payment services
  • Consumers needing multiple financial services bundled in one location (notary, copies, money transfer, bill pay)
Updated 2026-05-08

Similar Companies

10th Avenue Check Cashing Corporation logo

10th Avenue Check Cashing Corporation

10th Avenue Check Cashing Corp cashes checks, processes money orders, and offers bill payment services in Hell's Kitchen, Manhattan. Open 7 days with convenient midtown location.

BBB: NR

Profile signals: Hell's Kitchen residents needing local check-cashing without traveling to other neighborhoods, Customers who need multiple services (check cashing + bill payment + metro cards) at one stop

A & S Foreign Exchange Inc logo

A & S Foreign Exchange Inc

A & S Foreign Exchange Inc. is a New York-based currency exchange and traveler's check service operating for over 27 years, offering rate claims to verify on major world currencies.

BBB: NR

Profile signals: International travelers departing from or returning to the New York area needing currency exchange, Customers requiring physical in-person currency exchange with immediate transactions

E Z Money LLC logo

E Z Money LLC

Multi-service financial center offering check cashing, payday loans, prepaid cards, and money transfers. Licensed in Iowa, Michigan, Missouri, and North Dakota.

BBB: NR

Profile signals: Consumers without traditional bank accounts who need immediate check cashing without fees or holds, Unbanked or underbanked workers in covered states needing occasional emergency cash advances

Compare Your Needs With PLS Check Cashers

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Quick Summary

  • PLS Check Cashers is listed as a Check Cashing & Money Services provider in Jackson Heights, NY on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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